The Paypers

MARCH 22, 2018

(The Paypers) Scott Adams , keynote speaker at CNP Expo 2018 , reveals the fraud challenges met by the card-not-present community and key strategies to level up the fight against smart fraudsters

Fraud 31

Fraud Cards Community Strategy 31

PYMNTS

DECEMBER 2, 2019

BMO Harris Bank, in partnership with Mastercard, has introduced the True Name feature for debit Mastercard holders, which will allow for those in the transgender and non-binary communities to use their true first names on their payment cards without the need for a legal name change, according to a release. As of Monday (Dec.

Community 166

Community Cards National Retail 166

PYMNTS

JUNE 24, 2016

Global technical body EMVCo has released its updated report on the number of EMV chip payment cards, saying that the figure has increased 1.4 percent of all card-present transactions conducted globally between Jan. percent of all card-present transactions conducted globally between Jan. billion across the world.

Cards 103

Cards Regional America Community 103

Abrigo

AUGUST 31, 2023

Positive, open communication provides comfort and connections to your customers while obtaining critical insights, thus bolstering your institute’s risk assessments. Uncommon client situations present themselves more often than they used to, and the circumstances presented may need more procedural guidance.

Compliance 195

Compliance Community Training System 195

PYMNTS

AUGUST 4, 2017

Are community banks missing the chance to climb aboard the faster payments train? With various banks and FinTechs producing innovative solutions — like mobile banking and P2P tools aimed at improving the speed of payments — the pressure is on for community banks to keep up. faster payments system.

Community Bank 116

Community Bank Community Innovation Millennials 116

South State Correspondent

OCTOBER 26, 2023

Clear introduced its reusable identity from its Sora ID acquisition and presented it at the conference for the first time to financial services companies. Generative AI: Traditional AI was ever-present in touted solutions regarding fraud, risk management, and the customer experience.

Conference 221

Conference Las Vegas Fraud Case Study 221

Independent Banker

DECEMBER 31, 2022

Community banks must continue to stay focused on regulatory discussions and remain nimble to respond to proposals and address requirements quickly and accurately. Multiple re-presentment fees. Debit card interchange fees and routing. The Federal Reserve Board finalized updates to the board’s rule for debit card transactions.

Compliance 100

Compliance FDIC Community Bank Community 100

PYMNTS

SEPTEMBER 14, 2017

ICBA Bancard , the payments services unit of the Independent Community Bankers of America (ICBA), announced Wednesday (Sept. Taking steps now to protect your community bank and customers is more important than ever. 13) a new partnership with CardinalCommerce. which is the newest eCommerce authentication protocol on the market.”.

Community Bank 128

Community Bank Fraud Community America 128

PYMNTS

OCTOBER 12, 2017

Banking giant JPMorgan reported results that bested Wall Street estimates on Thursday, buoyed in part by strong growth in its card business and mobile initiatives. In the consumer and community banking segment, revenues were up 6 percent year on year to $12 billion. Credit card sales and merchant volumes were up 13 percent.

Cards 109

Cards Mobile Community Bank Conference 109

Independent Banker

AUGUST 31, 2016

As chip cards become standard, counterfeit card fraud in the U.S. Here are five ways to fight fraud in the wake of the widespread deployment of EMV chip cards. Card-not-present fraud will likely rise, especially online. Communication is key. By Terry Dooley. But we know scammers can simply switch strategies.

Cards 70

Cards Fraud Iowa Security 70

PYMNTS

JULY 14, 2017

The firm showed traction in its loan book, mobile efforts and credit card portfolio. consumer remains healthy, evidenced in our strong underlying performance in Consumer & Community Banking. Card sales volume was $156.8 The headline numbers showed the largest U.S. The company earned $1.82 Revenue of $26.4

Cards 109

Cards Mobile Community Bank Conference 109

Chris Skinner

JULY 20, 2017

One of the presentations I particularly enjoyed at the EFMA meeting was from Gürhan Çam, Senior Vice President- Digital Banking at DenizBank, Turkey. With fastPay you can do send money to a mobile phone, withdraw cash from ATM without a card, shop with fastPay businesses and top-up cash for prepaid cards.

social media 292

social media ATM Innovation Digital Banking 292

PYMNTS

MAY 22, 2018

Visa announced that the growing number of chip cards and chip-enabled merchants has helped bring counterfeit fraud in the U.S. payments industry to begin the shift to EMV chip cards in 2011,” the company wrote in a press release. payment volume in March was on EMV cards. down by 76 percent. Visa set the path for the U.S.

Fraud 133

Fraud Cards United States Regional 133

Jeff For Banks

JULY 13, 2023

BofA), claiming, among other things, that BofA opened credit card accounts for new customers without their consent. But can it be for the community banks that would covet the customers that make up the $1.9 It was Respondent’s practice to obtain consumer reports in the course of considering consumers for new credit cards.

Cards 78

Cards Community America Community Bank 78

PYMNTS

MARCH 28, 2017

Adoption of virtual cards in B2B payments is gradually increasing as companies take to the greater security and convenience of the tool. Today (March 28), B2B payments and invoicing platform Viewpost announced a partnership with Visa to allow businesses using the portal to pay suppliers with virtual cards. The reason?

Cards 100

Cards Payments Training Security 100

PYMNTS

NOVEMBER 2, 2020

Agashe said the 50,000 very small community banks and credit unions (CUs) spread throughout India’s rural regions don’t count as “banks” in the official tally. Whenever I used to go to the rural parts of India, I always carried lots of cash with me because once I was out there, there were no ATMs [and] no debit cards,” he said.

Fintech 210

Fintech ATM Community Bank Cards 210

Ublocal

NOVEMBER 6, 2023

This dramatic increase in patient visits has caused an enormous strain on the facility and presented daily challenges for its dedicated staff. Union Bank saw this expansion as a chance to give back to the community in a way that would make a substantial impact. As such, plans were developed to expand capacity and overhaul the ER.

Vermont 98

Vermont Regional New Hampshire Community 98

Abrigo

MARCH 14, 2024

Strengthening customer relationships with tangible value and personal touch Customer retention in banking can be challenging for community financial institutions. As financial partners, your bank or credit union can collect and present data in a way that resonates with your clients and adds tangible value to their businesses.

Lending 195

Lending Strategy Community Software 195

PYMNTS

APRIL 13, 2020

In what appears to be an unprecedented move, an industry trade association is stepping in to help restart a retail community hit hard by the COVID-19 pandemic. These three virtual market weeks can help answer member and toy community needs. It will also present educational sessions both live and pre-recorded. 17 to 23 and Sept.

New York 255

New York Dallas Community Industry 255

Abrigo

JULY 1, 2021

As a community, we need to place more pressure on all currency providers (fiat and crypto) to embrace digital ethics and refuse to engage and/or do business with organizations that fail to protect innocent and vulnerable people. Instead, they purchase merchant cards with cash and use them to buy things they need.

Training 370

Training Conference Community Video 370

Abrigo

JANUARY 30, 2024

Attendees return from ThinkBIG energized and informed so they can continue positively impacting their institutions and, more importantly, their communities. We understand what a positive impact financial institutions make in their communities. Take advantage of early bird registration through January 31 to maximize savings.

Conference 195

Conference Arizona Phoenix Fraud 195

PYMNTS

SEPTEMBER 3, 2020

with cash — and consumers are even starting to ditch plastic cards. These payment apps, said Cole, become “part of the social fabric of how these consumers interact with their friends and their communities.” The rising tide of card-not-present transactions and digital commerce also brings security Issues to top of mind, noted Cole.

Payments 262

Payments Security Millennials Retail 262

PYMNTS

DECEMBER 17, 2018

EMVCo said EMV 3DS is a messaging protocol that enables frictionless consumer authentication and lets consumers authenticate themselves when making card not present eCommerce purchases. EMVCo continues to encourage the payments community to get involved and provide feedback on the EMV 3DS activity.”. The EMV3DS version 2.2.0

Fraud 134

Fraud Security Cards Community 134

Independent Banker

DECEMBER 31, 2021

Consumers are increasingly interested in buy now, pay later products, which are cutting into credit card usage. Here’s what community banks need to know about these products and how they can take advantage of this model. It may be easier to use a credit card if a consumer isn’t certain that they will keep the product.”.

How To 91

How To Community Bank Community Lending 91

CFPB Monitor

MARCH 9, 2015

The CFPB has asked Alan Kaplinsky to present the industry perspective at a field hearing on arbitration in Newark, New Jersey, tomorrow. at Essex Community College’s J. Alan pioneered the use of consumer arbitration clauses in bank and credit card agreements in the mid-1990s. It will be held at 11 a.m.

Industry 60

Industry New Jersey Study Community 60

PYMNTS

DECEMBER 22, 2020

The overall cautiousness and sense of financial prudence, he said, can be seen in the fact that consumers are embracing debit transactions over credit, using cash on hand rather than choosing to build their liabilities on a credit card. They've simplified their offerings to include straightforward, very competitive products.”.

Cards 308

Cards Maine Millennials Course 308

PYMNTS

OCTOBER 22, 2019

This developing world of payments and the fierce competition offered by non-traditional providers of financial services presents big challenges to smaller and community banks – those financial institutions (FIs) with less than $10 billion in assets. Deposit Trends. Relationships can make a difference” Good said. Services Ecosystem.

Community Bank 116

Community Bank Community Operations Leadership 116

PYMNTS

JANUARY 3, 2019

A new study has revealed that retailers will lose around $130 billion in digital CNP (Card-not-Present) fraud between 2018 and 2023. includes enhancements to support new authentication procedures for online purchases, which could help stop unauthorized card not present transactions.

Fraud 152

Fraud Study Retail Online 152

CFPB Monitor

MAY 17, 2021

Acting Comptroller Hsu is expected to be questioned about the OCC’s Community Reinvestment Act rule , its special purpose national bank charter for nondepository companies, and its fair access rule.

Regulation 78

Regulation FDIC National Community 78

Jeff For Banks

APRIL 4, 2024

You couldn't go to a conference without every presenter having millennial this or millennial that on their slide decks. Although shadow banking mostly serves larger corporations, think money market funds buying commercial paper, bankers fear the trend will continue going downstream to more traditional community bank customers.

Banking Trends 115

Banking Trends Trends Millennials Oregon 115

The Paypers

SEPTEMBER 15, 2017

(The Paypers) ICBA Bancard , the payments services subsidiary of the Independent Community Bankers of America (ICBA), has teamed up with CardinalCommerce.

Fraud 28

Fraud America Cards Community 28

PYMNTS

NOVEMBER 13, 2020

Despite a growing community of FinTech solutions geared toward the industry, managing invoices and B2B payments remains a challenge. Keeping track of invoices and the valuable data they present can be key for a business in any industry. It's all about the speed of getting systems updated.".

Industry 219

Industry Payments Retail Regulation 219

PYMNTS

JULY 26, 2017

But, from a bigger, farther back perspective, he explained, Vantiv’s developer platform play is as much about community as it is about technology. For card-not-present (CNP), virtual eCommerce, the strategy can be a bit more broad in terms of offering and what types of firms a developer function might go after.

Innovation 116

Innovation Cards Compliance Community 116

PYMNTS

DECEMBER 21, 2018

Before the liability shift in 2015, the industry-wide prediction was that the onset of EMV would reduce occurrences of counterfeit card fraud in-store, but that the industry should expect to see a spike in card-not-present (CNP) fraud as fraudsters moved to easier targets. Predictions Can Come True. “We

Fraud 187

Fraud Tools Cards Security 187

PYMNTS

NOVEMBER 23, 2018

But those illegal marketplaces — often called the “Dark Web” — also present a juicy opportunity for those fighting fraud to detect and even preempt criminal activities than cost businesses revenue and, often, parts of their brand reputation. First, let’s get some terms straight, at least for use among the payments and commerce communities.

Fraud 184

Fraud Cards Data Maine 184

PYMNTS

MARCH 13, 2019

Hurricanes, tornadoes and wildfires have ravaged communities nationwide, claiming lives and destroying property. The following Deep Dive examines the different types of destruction caused by these events and how disbursement tools can help affected communities recover. Spending in chaotic situations also requires careful monitoring.

Community 101

Community National Resources Tools 101

CFPB Monitor

OCTOBER 27, 2022

Event organizers seeking to host community activities such as youth camps and charity race events contract with Active to provide online registration and payment processing services. consumers allegedly redeemed only $8.4 million of the $300 million collected by Active). .

Online 78

Online Company Texas Community 78