PYMNTS

AUGUST 22, 2016

In a statement, Tungsten CEO Richard Hurwitz said that, if SMEs realized even a portion of this savings potential, “profitability would soar, and working capital, as well as cash flow, would be significantly improved, allowing businesses to be more agile and flexible.” The eInvoicing company published new research that found U.K.

blockchain 100

blockchain Lending Survey National 100

PYMNTS

APRIL 30, 2018

In this world, the only things certain are death and taxes. Marketplace lending. The blockchain can even end world poverty and transform society by making it safer for total strangers to lend each other money — without any third-party intermediary — and without any risk. Marketplace Lending. Honesty is the best policy.

Fintech 183

Fintech blockchain Lending Digital Banking 183

PYMNTS

FEBRUARY 20, 2018

Late payments and out-and-out defaults and charge-offs are on the rise across a few lending segments. A fair portion of that interest rate, according to the Fed, was an uptick in mortgage lending. The trouble in the auto lending segment is a story of the subprime borrower — something that seems to be getting worse.

Lending 105

Lending Cards America New York 105

PYMNTS

AUGUST 4, 2016

With its stock value up 10 percent in after hours trading – Square has managed to please investors with losses smaller than expected, growing payments volumes and continuing signs of strength emanating from from its lending platform for small business, Square Capital. Lending’s Continue March Forward.

Lending 100

Lending Capital Payments Taxes 100

BankUnderground

JULY 29, 2020

Danielsson, Macrae, Vayanos and Zigrand (2020) argue that the primary channel for a systemic crisis is not amplification from within the financial sector but cascading commercial-sector bankruptcies, and that mitigating these is not the main domain of monetary policy. Fiscal Policy. This would of course not lock in current low interest rates.

Policies 102

Policies Lending System Tools 102

PYMNTS

JULY 15, 2016

The city’s GDP per capital is $54,722. Hong Kong is known for its simple and predictable tax system, making it an attractive place for investment. Before we jump into the post, here are a few quick facts about Hong Kong and its tech scene: . Hong Kong is estimated to have a population of 7.3 Artificial intelligence accelerator Zeroth.ai

Taxes 100

Taxes Fintech Marketing Regional 100

NCR

MARCH 15, 2016

As auditors, we take on a fiduciary responsibility to verify each client’s financial records – their tax returns, income statements and each line of the balance sheet. The best advice we can give is for them to filter their tax and accounting through the experienced eyes of a highly trained and experienced CPA.

Taxes 40

Taxes CA Lending Strategy 40

PYMNTS

JUNE 22, 2020

And second, the Opportunity Fund has also seen that every dollar it lends to an SMB creates $2 in local economic activity in the form of wages, spending and tax revenues. To the contrary, small-business lending will likely retract because the segment looks that much riskier. Many Small Businesses Only Have Two Weeks Of Cash.

Maine 246

Maine Lending Community Fintech 246

Jeff For Banks

JUNE 2, 2023

The old borrow short, lend long strategy. Finally, resolution of failing financial institutions requires that the deposit insurance fund be strongly capitalized with real reserves, not just federal guarantee.” Who would’ve thought lending $1 million to a San Francisco cab driver to buy a house at 100% loan to value would go bad?

FDIC 78

FDIC Community Bank Regulation Lending 78

CB Insights

FEBRUARY 13, 2020

This growth has created major opportunities in the payments space, and companies like Stripe — the payments unicorn valued at a masive $35B — are hungry to capitalize on them. Business lending and corporate cards. Most recently, Stripe has launched a Corporate Card and a Lending product geared towards small businesses.

Online 98

Online Company Retail Payments 98

Lex Sokolin

DECEMBER 25, 2019

Ethereum’s decentralized lending and trading are floating around 2,500 daily users. The lending product above is a bit more complicated. Other things like Compound are essentially a securities lending marketplace?—?you But being a leader doesn’t yet mean celebrating industry victory?—?Ethereum’s

blockchain 52

blockchain Bitcoin Software Lending 52

South State Correspondent

JULY 25, 2022

Articulate what major innovative initiatives (deposit opening, payments, and loan processing remain the big main projects) the bank is working on and how it will impact cost, the ability to scale, customer experience, or the employee experience. Top Line Revenue & Lending. Most pipelines are thinning out, so be ready to discuss.

Trends 195

Trends Lending Marketing Capital 195

Tefkin

JUNE 3, 2014

Companies such as Betterment (disclosure, Anthemis is an investor & I am a customer) make investing in a diversified portfolio of ETFs easy and provide additional services such as automated rebalancing and tax optimisation. On the other end of the scale (Alpha), access to alternative assets has become easier with the JOBS act.

Industry 42

Industry Management Innovation Analysis 42

PYMNTS

AUGUST 22, 2016

Rogoff also says that cash is used as a tax dodge, as a way to keep illegal immigrants from being paid a respectable wage and for employers to unduly benefit as a result, and for those in European countries as a way to evade the value-added tax and keep the underground economy alive. In other words, not very much for useful stuff.

Payments 100

Payments Bitcoin Cards Taxes 100

South State Correspondent

MAY 1, 2024

The tactic worked – in 2013, Gentle Monster’s oversized glasses were used to portray the main character of a huge Korean drama show. How Banks Can Leverage: While not exactly a banking innovation, banks can better allocate capital to COIs. COI marketing for banks should always be a top priority.

Innovation 195

Innovation social media Branding Marketing 195

Gonzobanker

DECEMBER 19, 2017

Seriously, sit back with a pocket flask of Pappy Van Winkle, smoke a cigar (or your combustible of choice if you live in Colorado, California, Washington, Oregon, Nevada, Main or Massachusetts) and enjoy the 2017 GonzoBanker Awards. The Real “Lending” Stock Award – Goes to longtime player LendingTree. THE BANKING AWARDS.

Conference 101

Conference Industry Community Bank Community 101

PYMNTS

MARCH 25, 2020

A debt trap may loom for the smaller businesses that desperately, and immediately, need access to capital. That’s one conduit of lending. In addition, the central bank has stated that it will buy “asset backed securities” in the form of bundled loans, sold as bonds, that in turn will give banks money to lend.

Course 100

Course Maine Study Lending 100

PYMNTS

NOVEMBER 14, 2018

The Basics Of Coin-Backed Lending. A variety of emerging lending platforms offer coin-backed loans — SALT Lending, Unchained Capital and Blockfi are three of the better-known and venture-backed names. Blockfi, when asked why people used its lending service, reported that need was the main driver.

Bitcoin 108

Bitcoin Lending cryptocurrency Taxes 108

PYMNTS

APRIL 13, 2020

PYMNTS has studied more than 700 SMBs since March 24 to understand the impact of the pandemic on their operations, the stability of their businesses, their access to cash and working capital, and their efforts to slow their cash burn and pivot their approach if possible. Main Street SMB Economics 101.

Maine 288

Maine Study Operations Retail 288

CB Insights

SEPTEMBER 10, 2019

Being comfortable with the idea of alternative financial systems has opened the door to a variety of innovations, from alternative investment vehicles like cryptocurrency to point-of-sale lending alternatives. Borrowing: Credit-shy millennials embrace PoS lending. Digit has raised $36M in venture capital to build out its service.

Millennials 77

Millennials Mobile Lending Cards 77

Independent Banker

DECEMBER 28, 2015

With so many community bankers sending messages asking members of Congress to scrap the proposed Federal Reserve stock dividend cut along with ICBA-led advocacy, we were able to achieve a big win—community banks with $10 billion in assets and less will be exempt from this backdoor tax on only our industry. Let’s leverage that.

Community Bank 70

Community Bank Washington Community Ohio 70

PYMNTS

APRIL 25, 2016

And speaking of free, they surely have a great “free” thing going themselves — they get paid really good salaries and other perks that are – let’s sing this together now – “tax FREE!”. And who can’t get any other people to lend them money on a short-term basis. Otherwise they’ll find something else to do with their capital.

Regulation 100

Regulation Google Course Cards 100

PYMNTS

APRIL 17, 2017

The latest research from Capital One found half of small businesses in the country feel either “good” or “excellent” about current business conditions — a 9 percent increase from a year ago — and the same portion also said they expect those conditions to improve in the next six months.

US 103

US Capital Policies Taxes 103

PYMNTS

APRIL 11, 2018

Tax season lurches to its end, and thoughts turn to who spends what and where and how. The bill, among other things, would boost the threshold that helps define which banks are “big” and how they might be tied to stricter capital requirements. In regulatory land, spring has sprung, to borrow a seasonal phrase.

Regulation 108

Regulation Capital Leadership Maine 108

PYMNTS

NOVEMBER 28, 2016

They should, however, be commended for lending money. Time to recognize the importance of lending for consumers and small businesses and for making the economy go ‘round and ‘round. Meanwhile, financial services providers must do a better job of explaining how lending helps consumers and, of course, policing themselves.

Lending 100

Lending Regulation Cards Maine 100

CB Insights

OCTOBER 31, 2017

BTCjam, a P2P marketplace launched in 2012 to borrow and lend using bitcoin, announced the company has made “the difficult decision” to close up shop, according to multiple news sources. The initial 7 years were all about having negative working capital, positive cash flow and a sustained ability to fund our own growth. Product: Bridj.

Company 78

Company US San Francisco Capital 78

CB Insights

NOVEMBER 16, 2017

In venture capital, returns follow the power law — 80% of the wins come from 20% of the deals. Get the 65-page report on teardowns for Union Square Ventures, Andreessen Horowitz, Sequoia Capital, and more. JD.com took a huge risk by stepping into a major market and investor Capital Today made a $2.4B

Lending 78

Lending Capital Company Google 78

PYMNTS

JULY 18, 2016

Lending Club continued to prove there is almost always more to the story, American Express announced a surprise collaboration with Airbnb and PayPal pushed harder into B2B payments. Lending Club’s Latest Bad News. The last several weeks of news for Lending Club suggest that there’s a little of both to be had here.

Lending 100

Lending Payments Metro Cards 100

Independent Banker

FEBRUARY 16, 2015

Sherrod Brown (D-Ohio) appears before ICBA community bankers in 2013 to explain ICBA-backed legislation he co-sponsored that would have increased minimum capital requirements on the country’s very largest banks, as well as provided important regulatory relief for community banks. Richard Shelby (R-Ala.) David Vitter (R-La.)

Community Bank 70

Community Bank Alabama Ohio Community 70