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Managing Interest Rate Risk With a Bank Loan Term Sheet

South State Correspondent

We recently reviewed a loan term sheet from a national bank for a $13mm commercial real estate (CRE) loan. This particular national bank has the ability to offer the borrower an interest rate hedge or an on-balance sheet fixed-rate loan. debt yield, and the CRE capitalization (cap) rate is 7.00%.

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Nursing Home CMS Staffing Mandate: What is it and how can operators prepare?

PopularBank

By Andrew Boland – Director of National Healthcare Financing, Popular Bank A minimum staffing standard for nursing homes across the country was unveiled last month, raising concerns from operators and industry leaders over the impact the mandate will have on their ability to maintain adequate access to long-term care. Stay informed.

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How the Money Transmitter Modernization Act could build a more unified future

Abrigo

Since the passing of this model money transmitter act, many states have introduced or fully adopted these standardized guidelines. A national framework would provide a level playing field, fostering innovation and competition in the money transmitter industry.

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Sweden’s Outlier Response To COVID-19, And Its Results So Far

PYMNTS

The streets in the nation’s capital, Stockholm, are 70 percent less busy than usual. But Swedish students under 16 are in school, restaurants are less full but still operational and haircuts are still an available service. People are even still going to nightclubs, according to club owner Oscar Tornell. It’s a struggle.

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Fifth Third Links Rejected Business Borrowers To Alt-Lender

PYMNTS

Fundation will provide its products to customers that don’t meet the loan eligibility guidelines of Fifth Third, which will aid the bank meet more of the credit needs of its small business clients, according to reports. Companies that lack access to capital are not able to grow their operations or have had to cut their headcounts.

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Biz2Credit Bets On India’s Emerging Alt-Fin Market

PYMNTS

Biz2Credit is expanding its small business lending operations into a market without much experience with alternative finance. But the nation’s massive SME community struggles to find financing still, according to Arora. An announcement on Friday (June 3) said the company will enter India, providing online financing to its SMEs.

Marketing 100
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New Data: What COVID-19 Is Doing To Main Street SMBs

PYMNTS

Today, nearly all SMBs (those that remain in operation, that is) have been forced to divert that sense of optimism into a battle for their survival. Most businesses, SMBs included, plan for rainy days, and have access to capital of some kind to smooth over those lumpy cash flow crunches. The Cash Flow Burden Shifts To The SMB Owner.

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