Fintech Labs Insights

APRIL 12, 2024

Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It’s still going under the stewardship of fintech famous Jim Marous, who modernized the name to Digital Banking Report (and recently opened the archives for free access).

Innovation 15

Innovation Fintech Online Mobile 15

Independent Banker

MARCH 31, 2022

When the 2022/23 ICBA board of directors was introduced at ICBA LIVE in San Antonio, Texas, there was a palpable sense of excitement in the air. We must continue to fight increased regulation, specialty charter considerations and the potential for more fintech access to traditional rails without the same oversight. By Molly Bennett.

Community Bank 239

Community Bank Community Industry Texas 239

PYMNTS

JANUARY 6, 2020

Yet, the broader perception of smaller financial institutions (FIs) in the industry is that these banks lack the resources that larger banks offer, as well as the agility of emerging FinTech firms, to promote product and service innovation to their SMB clients. Embracing Technological Disruption.

Community Bank 123

Community Bank Community Payments Fintech 123

PYMNTS

JUNE 21, 2019

Human resources and payroll startup Kredily , based in India, announced $750,000 in Seed funding, led by Fosun RZ Capital, reports in The News Minute said this week. million from Alteria Capital. XVC Venture Capital, Jeneration Capital, DCM and SIG also participated. Lendingkart. Arrive Logistics.

Marketing 109

Marketing Capital San Francisco Management 109

Gonzobanker

DECEMBER 17, 2021

A few years ago, very few people would have guessed that tens of billions of dollars would be invested in fintech vendors and solutions annually – except it happened. 2021 fintech investments, merger activities, and overall focus were off the charts. Best Fintech Acquisition by a Bank. Fintech Acquiring Bank.

Fintech 147

Fintech Strategy Leadership Lending 147

Independent Banker

APRIL 30, 2022

In order to compete as a small bank, we have been forced to keep higher-than-peer capital levels, so that our lending limit allows us to service local borrowers’ needs. If we were to have capital levels more in line with peer averages, we would barely be able to originate and keep mortgage loans of any size. . United Texas Bank.

Community Bank 172

Community Bank Community Montana Taxes 172

Gonzobanker

SEPTEMBER 10, 2019

The digital banking market continues a long burn—this time like the smoke of a Texas summer barbecue. Geneva-based Temenos’ announced the acquisition of Austin, Texas-based digital application provider Kony in a deal totaling $580 million. This is yet another fintech deal to watch. And these employees have lots of options.

United States 89

United States Texas Austin Kansas City 89

Gonzobanker

DECEMBER 22, 2020

Financial institutions went from having no PPP lending program at all to funding their first loan in 90 days – and this with literally last-minute regulatory guidance. The Tiny Bank that Did It Award UBank of Texas. You know that dog either has Capital One or Delta Amex. Bank Deal of the Year PNC nabs BBVA USA – paying 1.3

Idaho 181

Idaho Community Industry Strategy 181

South State Correspondent

SEPTEMBER 20, 2022

It was agreed that too many lines of business, such as treasury management, commercial lending, and commercial deposits, are not utilizing their marketing departments enough, given the tremendous value of their products. Both ladies detailed the tremendous opportunity, potential fintech partners in this space, and the risks.

Conference 195

Conference Marketing social media Data 195

Jeff For Banks

SEPTEMBER 13, 2015

Selection: Mitch Englert, EVP of Community Banking, Capital City Bank Group, Inc. NASDAQ: CCBG) When you dig deep into the organizational structure beyond the folks you see at investor presentations, you find people like Mitch, who started his career at Capital City in Tallahassee, FL as a part-time teller. What has he accomplished?

Community Bank 60

Community Bank Lending Community Security 60

Gonzobanker

DECEMBER 20, 2018

We’ve simultaneously disdained and feared the fintechs, artificial intelligence and blockchain consortia. Caywood is a huge name in fintech with Starling being a recent industry darling around innovation. Banks Leveraging Fintechs Award. Capital One quit mortgage late in 2017. for creative customer skewering.

Fintech 105

Fintech Conference Innovation Community 105

Gonzobanker

DECEMBER 20, 2019

There is an understanding that technology and fintech are going to cause radical change, but the how, how big and when are still very unclear. The company’s market capitalization, which after declining to less than $600 million in the 2009 recession, has now grown to almost $3 billion. The Tech Award – Goes to Capital One.

Idaho 148

Idaho Conference Data Marketing 148

Fintech Labs Insights

MARCH 28, 2016

For the 12th consecutive week, there were 20+ fintech fundings worldwide. The number of deals was inflated somewhat by the six new fintech companies launched at YC’s demo day that we had not previously covered. Here are the fintech deals by size from 19 March to 25 March 2016: Open Lending. HQ: Austin, Texas.

Company 12

Company Fintech San Francisco New York City 12

Fintech Labs Insights

DECEMBER 28, 2015

But if there’s one in the fintech sector, the dozens of investors in these 23 companies didn’t get the memo. In the last full non-holiday week of the year, $685 million poured into fintech companies worldwide. FinTech Group. HQ: Austin, Texas. Indexa Capital. There may be a bubble in tech investing.

Company 12

Company Fintech North Carolina California 12

Fintech Labs Insights

JULY 12, 2016

With 38 deals reported – one shy of the weekly record – fintech companies raised $303 million worldwide the first week of June. Fintech deals by size from May 28 to 3 June, 2016: Partners Life. HQ: Austin, Texas. Kikka Capital. Alt-lending. Tags: SMB, commerical, lending, credit, underwriting, investing.

New York City 12

New York City Company Fintech San Francisco 12

Fintech Labs Insights

MAY 15, 2015

Vouch landed $6 million to help put the “first P” back in P2P lending. In total, 14 companies raised $160 million (not counting the undisclosed amount Square raked in to fund more alt-lending to its SMB customers). Online lending ( Paidy ). Lending social network. HQ: Austin, Texas. HQ: Tokyo, Japan.

San Francisco 12

San Francisco Company Fintech California 12

Fintech Labs Insights

JANUARY 18, 2016

Year-to-date fintech companies have raised $450 million in new equity, 67% more than the $270 million raised in the first half of January 2015. HQ: Austin, Texas. Online consumer lending. Person-to-person small biz lending platform. Startup capital raising platform. RealtyMogul took in another $18.4 million ($1.5

Company 12

Company New York City Fintech San Francisco 12

Fintech Labs Insights

OCTOBER 26, 2015

Finally, congratulations to Finovate alum Financit which grabbed an undisclosed, but we are guessing considerable, amount of capital from Goldman Sachs. Lending to bootcamp students. HQ: Austin, Texas. LoanBook Capital. Marketplace lending platform. Ten companies raised $1.7 million or less. In addition, $5.9

Company 12

Company Fintech California North Carolina 12

Fintech Labs Insights

JULY 7, 2016

Auto lending loan origination service (LOS) provider defi SOLUTIONS will soon offer lenders a full-service analytics and reporting platform. And courtesy of a partnership with Integrated Fintech, defi ANALYTICS will provide lenders with risk management and strategic consulting, as well.

Analytics 16

Analytics San Jose Report Texas 16

Fintech Labs Insights

AUGUST 8, 2016

There has been an average of 28 fintech deals per week this year. Fintech deals by size from 9 July to 15 July, 2016: Blockchain Intelligence Group. HQ: Plano, Texas. Tags: Institutions, underwriting, commercial lending, loans, information, BI, API. Total dollars raised YTD is $18.1 billion, more than double the $8.8

Company 12

Company Fintech New York City blockchain 12

Gonzobanker

DECEMBER 19, 2017

FinTech threats and distractions. While the darling of FinTech conferences, this divestiture seems primarily driven as a means of Customers delaying the $10 billion Durbin hit and maintaining quarterly EPS expectations from the Street. The Real “Lending” Stock Award – Goes to longtime player LendingTree. Payments chaos.

Conference 101

Conference Industry Community Bank Community 101

Fintech Labs Insights

FEBRUARY 1, 2016

Maybe it’s passé to say another year was a “banner year” for investment in fintech. Credit Karma raised the largest amount of capital, pulling in $175 million in June. million in round led by KGC Capital. iSignthis completes $10 million capital raise. Now we present the numbers for the entire world.

Capital 12

Capital Lending Security Fintech 12

Gonzobanker

DECEMBER 22, 2015

Sure, we bought some December options on west Texas crude at $100 a barrel, but it was only with a third of the 401(k)—plenty of time to make that up, right? In the age of Twitter, Apple Pay and Lending Club, it’s important to remember the shareholder performance delivered by Gleason and team when compared to the behemoths. Bravo OZRK!

Community Bank 60

Community Bank Apple Community Technology 60

Fintech Labs Insights

SEPTEMBER 1, 2016

The fintech sector attracted $332 million in new capital the first week of August. Four of those came out of the most recent batch of companies launched from accelerator 500 Startups , where each received $125,000 in seed capital. Fintech deals by size from 30 July to 5 August, 2016: Mosaic. HQ: Austin, Texas.

New York City 18

New York City Company Fintech Comparison 18

Fintech Labs Insights

FEBRUARY 23, 2016

Although we saw one high-flying fintech unicorn crash to earth this week , the fintech sector continued to attract significant capital with 21 companies raising $214.8 FlexScore was bought by United Capital . Seven weeks into the new year, fintech companies have raised $4.7 HQ: Richardson, Texas.

Company 12

Company Fintech San Francisco Texas 12

Fintech Labs Insights

AUGUST 1, 2016

Second quarter closed with a frenzy of fintech fundings with 49 deals announced the last week alone, 10 more than the previous weekly record. Fintech deals by size from 25 June to 1 July, 2016: Paycor. Alt-lending to small businesses. Marketplace lending analytics. Of the total raised, $61.5 million was debt. million ($3.5

Company 12

Company Fintech New York City Lending 12

Fintech Labs Insights

JULY 14, 2016

In all, fintech companies worldwide raised $222 million the second week of June. Fintech deals by size from 4 June to 10 June, 2016: Tradeshift. Tags: SMB, lending, alt-lender, commerical loans, trade finance, billing, invoicing, cash flow, working capital. Total dollars raised YTD is now $16.2 Trading platform.

San Francisco 12

San Francisco Company Fintech California 12

CB Insights

OCTOBER 10, 2017

A host of startups have emerged to capitalize on this trend. For three of the tools we looked at — Mint, Level Money, and Check — we studied how their product evolved all the way up to their acquisition (by Intuit, Capital One, and Intuit, respectively). In aggregate, they command $1.3 trillion in annual spending.

Tools 78

Tools Millennials US Maine 78