Gonzobanker

JUNE 11, 2018

Attendance at American Banker’s Digital Banking conference has grown significantly since I was here in 2016, reflecting the obvious interest levels in digital, yet the vibe remained largely the same as two years ago…. See you can align your business and digital strategy. And yes, you can humanize digital banking.

Conference 72

Conference Digital Banking Austin Digital Strategies 72

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. billion bank in the Mid-Atlantic region.

Fintech 195

Fintech Community Regional Technology 195

Gonzobanker

JULY 7, 2015

Yet while the demos and screen shots at events like Finovate have provided fascinating fodder regarding the future of digital banking, the FACTS show that these buzz-worthy players have had infinitesimal impact on market share. Ally Bank $23,212,768 $60,709,382 $37,496,614. Capital One* 29,565,607 54,374,989 24,809,382.

Digital Banking 60

Digital Banking Industry Capital Strategy 60

PYMNTS

AUGUST 25, 2019

Chinese social eCommerce platform Wanwu Xinxuan has raised $20 million in a Series B round of financing led by Fresh Capital, with participation from Redpoint China Ventures, according to Deal Street Asia. Launched in August 2018, Wanwu Xinxuan is an online retail platform selling children’s apparel, shoes and accessories.

Data 109

Data Fintech Lending Regional 109

CB Insights

AUGUST 3, 2017

Latin America fintech companies are creating solutions aimed at rethinking banking, lending, and payments in the region. We used the conventional definition of Latin America to include all countries in the following regions: South America, Central America, the Caribbean, and Mexico. Digital Banking.

Company 65

Company Fintech Comparison Marketing 65

PYMNTS

APRIL 21, 2020

There are a whole range of forward-thinking firms leveraging application programming interfaces (APIs) to issue cards, to create virtual accounts, promote micro-lending and micro-saving and even pay workers — all in bits and bytes. “It’s As Verdon said, “it’s not just financial services businesses going into these new use cases.”

Branding 232

Branding Innovation Regional Fintech 232

Bobsguide

JUNE 14, 2022

The combined solution, available in the cloud or on-premise, is available to clients in France and the Benelux region, with the potential to expand into other geographies in the future. Paris, France – June 14 – 2022 – Finastra today announced a partnership with Lozenge Analytics, offering the capabilities to Fusion KTP customers.

Analytics 60

Analytics Risk Management Compliance Regional 60

Gonzobanker

DECEMBER 19, 2022

2022 was the year the fintech industry and venture capital firms figured out that banking is harder than everybody thought. SoFI gets a commercial bank that brings deposits, compliance, AND business lending. Seacoast Bank is at it again… and this time it is blowing past $10B in a big way.

Community 216

Community Fintech Industry Innovation 216

CB Insights

SEPTEMBER 10, 2020

Our recent webinar — The State of Fintech Q2 2020: Funding Rebound Reveals the Next Leg of Fintech Innovation — highlighted key fintech trends and deals from the second quarter of 2020, including the rise of embedded fintech applications and demand for digital banking services. Free Download: State of Fintech q2’20. First name.

Fintech 46

Fintech Innovation Lending Regional 46

Gonzobanker

DECEMBER 17, 2021

The merger of equals activity in 2021 was sky high, primarily because banks with pinched margins from low rates worked to grabbed scale. From nowhere, sizable regional players are being created. Bank Merger of the Year. Performance and multiples continue to be solid, outperforming most regional banks.

Fintech 147

Fintech Strategy Leadership Lending 147

CB Insights

AUGUST 26, 2021

SoftBank’s capital firepower has helped it become the #2 unicorn investor in the world. Konfio , for instance, provides business credit and lending. Clearco provides growth capital for small businesses. Digital banking. Investments into e-commerce appear to be more regionally focused than other industries.

Regional 94

Regional Fintech Analysis Company 94

South State Correspondent

OCTOBER 28, 2022

For banks, this means creating products that accomplish a task and then integrating banking in the background. While this was a big idea from the past, there was still lots of energy around moving banks to a public, private, or hybrid native cloud construct in their architecture. This is more than just embedded finance.

Conference 195

Conference Technology Las Vegas Trends 195

CB Insights

FEBRUARY 13, 2020

This growth has created major opportunities in the payments space, and companies like Stripe — the payments unicorn valued at a masive $35B — are hungry to capitalize on them. Business lending and corporate cards. Most recently, Stripe has launched a Corporate Card and a Lending product geared towards small businesses.

Online 98

Online Company Retail Payments 98

Gonzobanker

DECEMBER 20, 2019

Chris Myers, President & CEO, Citizens Business Bank – During a tumultuous time for West Coast banks, Myers kept his sights on being a top commercial relationship bank. The company’s market capitalization, which after declining to less than $600 million in the 2009 recession, has now grown to almost $3 billion.

Idaho 148

Idaho Conference Data Marketing 148

Fintech Labs Insights

AUGUST 21, 2014

Small business debt crowdfunding __ While commercial lending in the United States is up this year, the small business segment is still vastly underserved. And while there are good reasons why banks choose to avoid riskier SMBs, none of the reasons make a lick of sense to any business owner. I know from experience.

Digital Banking 25

Digital Banking Lending United States Regional 25

Gonzobanker

SEPTEMBER 10, 2019

This deal looks good for Temenos, Kony and the banking industry clients of both firms. The digital banking market continues a long burn—this time like the smoke of a Texas summer barbecue. Geneva-based Temenos’ announced the acquisition of Austin, Texas-based digital application provider Kony in a deal totaling $580 million.

United States 89

United States Texas Austin Kansas City 89

CB Insights

OCTOBER 10, 2018

What these startups share is the goal of creating customer-centric banking products that target underserved individuals and businesses. DOWNLOAD THE 61-PAGE consumer banking REPORT. See which startups are helping JPMorgan, Bank of America, and Citi build the digital banking platforms of the future.

Retail 78

Retail Cards Millennials Mobile 78

Fintech Labs Insights

AUGUST 12, 2016

If unanimously positive perceptions are the hallmark of a bubble, then rest assured that the alt-lending market has moved past that stage. So if there’s no bubble in the alt-lending part of the fintech universe, should we fear a bust? Looking at the P2P lending market in the U.K., – Bank Innovations.

Trends 12

Trends Lending Fintech blockchain 12

Fintech Labs Insights

DECEMBER 21, 2016

Nostrum CFO Neil Warman re-elected to Confederation of British Industry (CBI) regional board. Qumram wins 2016 Private Banking International (PBI) award for Outstanding Front-End Digital Solutions Provider. Ovum recognizes Backbase as digital banking platform market leader. Around the web.

Regional 12

Regional Capital Lending Digital Banking 12

PYMNTS

NOVEMBER 17, 2020

This week's look at the most recent initiatives in partnerships and open banking reveals a focus on SMB lending and finance, while Banking-as-a-Service (BaaS) also gains traction to allow non-banks to offer their own banking services to corporate customers. Allied Irish Bank Embraces LendScape Receivables Finance.

Fintech 247

Fintech Alabama Lending Software 247

American Banker

DECEMBER 1, 2016

The recent shake-up at CAN Capital could spark greater scrutiny of a sector that has drawn comparisons to the bubble-era subprime mortgage market.

Comparison 28

Comparison Capital Marketing Regional 28

American Banker

APRIL 12, 2016

Following months of behind-the-scenes work with OnDeck Capital, JPMorgan Chase has quietly started offering online loans to its existing small-business customers.

Online 28

Online Capital Regional National 28

Tefkin

JANUARY 5, 2016

2016 will see a strong competition in the pure banking space. In Europe especially, a crop of new banks and alternative banks will push strongly into the market. Financial services core functions are based on managing capital scarcity and information asymmetry. Artificial Intelligence and omnipresent data.

Fintech 31

Fintech Marketing Maine Trends 31

PYMNTS

JULY 6, 2018

To that end, SEB AB, reported Bloomberg , has been boosting its staffing roster to bring more efforts to bear on its digital banking services. Nordea Bank, which is among the biggest firms in its region, is, in fact, shuttering 6,000 jobs, and that downsizing comes in tandem with digital initiatives.

Fintech 102

Fintech Lending Technology Regional 102

PYMNTS

SEPTEMBER 23, 2016

Nine years after the introduction of the iPhone to the market — and the subsequent great mobile leap forward — the verdict is pretty much in on mobile banking applications: Consumers like it, verging on loving it, and are eager for more of it. The first is the obvious issue: They lack the massive scale and deep IT pockets of the large banks.

Mobile 100

Mobile Community Bank Tools Community 100

PYMNTS

APRIL 23, 2018

For the first time, local and regional DVD rental stores aside, people across the U.S. So, too, could a universal pay button that makes the registered card options already a part of a consumer’s digital payments experiences available across all of the merchants they want to shop. What’s an Intermediary to Do?

Retail 117

Retail Maine Lending Software 117

Fintech Labs Insights

APRIL 15, 2021

By region: USA: 20 startups. Streamline your debt capital raise and management. Embedded lending infrastructure for software companies. Lending #Cards. R2 Capital. Stripe Capital for Latin America. Capital #SMB. Debt as a service for companies to lend money to their users at scale. Fractional.

San Francisco 15

San Francisco CA Fintech Company 15

William Mills

SEPTEMBER 9, 2016

Listening to banks and realized that they don’t have sentiments of their customers to create insights and they were not looking forward. Built a solution called Customer Insight for banking. International lending platform – Create opportunities for Investors. Targeted at Marketing, execs, lines of business owners, etc.

social media 40

social media ATM Mobile Customer Experience 40

American Banker

FEBRUARY 23, 2016

Yes, all the big banks are paring their balance sheets to comply with new rules and axing expenses to please shareholders, but JPMorgan is simultaneously targeting affluent cities for branch and deposit growth.

Regional 28

Regional National Digital Banking Capital 28

PYMNTS

FEBRUARY 4, 2020

Grab’s financial services sector currently operates in Southeast Asia, with services like payments offered by GrabPay, rewards with GrabRewards, lending with GrabFinance, and insurance with GrabInsure. The company serves a long list of micro-entrepreneurs, small business owners, driver partners and users in the region.

Regional 131

Regional Risk Management Digital Banking Management 131

CB Insights

MAY 15, 2019

Capital One — Capital One Labs. Key people: James Patterson, Managing VP & Head of Capital One Labs at Capital One. Capital One Labs aims to streamline the product creation process, with a focus on consumer-first design. Notable projects: Capital One Cafes have been popping up in cities all over the country.

Innovation 78

Innovation blockchain Technology Groups 78