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Member business lending: How to leverage MBL for credit union growth

Abrigo

Develop an MBL program while mitigating risk Credit unions looking for alternate paths to growth in today's rising rate environment may be primed to leverage member business lending. Takeaway 3 The specific policy areas outlined below should be carefully considered by credit unions engaged in member business lending.

Lending 221
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California’s Proposed Business Lending Rules Draw Support

PYMNTS

Proposed regulations would give small businesses in California the nation’s most extensive set of truth-in-lending protections for small business borrowers. . In 2018, California began the journey of establishing lending transparency for small businesses in the state.

Lending 182
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SMB Alt-Lending Gears Up For Another Industry Shakeup

PYMNTS

and other nations around the world as a result of the global pandemic continues to draw comparisons to the 2008 financial crisis — so it’s only natural that analysts may turn to the past in an effort to predict what could lie ahead. The level of market volatility hitting the U.S. ” A Banking Pullback?

Lending 171
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Optimizing Loan Duration

South State Correspondent

Optimizing Loan Duration – Industry Comparison. The graph below compares the loan repricing mix for banks under $2B in assets, over $25B in assets, and the national average over the last year. We need to analyze the current lending environment and the market’s future expectations to answer that question. The Lending Curve.

Lending 195
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How to Manage Your Efficiency Ratio with Loan Size

South State Correspondent

The national banks have already indicated how they plan to reverse the efficiency ratio increase – through headcount reduction. The national banks have been clear and loud about how they intend to decrease their efficiency ratios – with headcount reductions.

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From Bad To Worse, Marketplace Lending And The Brexit

PYMNTS

Which under normal circumstances is pretty good – but they kind of pale in comparison to the global display of metaphorical fireworks. A few years ago marketplace-based online lending was being hailed as the the signature innovation that was going to upend tradditional bank based lending for consumers and small businesses everywhere.

Lending 100
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(Literal) Land Grab for Hot New Real Estate Startups Shows FOMO

PYMNTS

The funding round was led by LiveOak Venture Partners; debt came from Genesis Capital, Keystone Bank and others. The $314 million raised in all of 2017 pales by comparison. In recent data, posted at the end of last month by the National Association of Realtors, pending home sales were up 1.1 billion into May.

Capital 174