Gonzobanker

MAY 8, 2015

Jamie Dimon, CEO of JPMorgan Chase, said it best in his recent letter to shareholders with his reference to emerging digital lenders. The annual LendIt conference was held last month at Times Square in New York City and GonzoLender descended boldly on the scene to evaluate the mysterious underbelly of digital lending. THE PLAYERS.

Conference 60

Conference Lending Community Bank Community 60

Independent Banker

JANUARY 31, 2022

Ken Finley, president of Johnson City Bank, in downtown Johnson City with Shannon Sultemeier, executive vice president (left); and Brenda Haynes, vice president/cashier (right). Here’s how four community banks are thriving in this environment. These include family-owned businesses, community businesses and operating companies.

Texas 182

Texas San Antonio Community Bank Community 182

Independent Banker

APRIL 30, 2022

Independent Banker’s annual listing top-performing community banks of 2021 alongside interviews with some of the winners. In true community bank fashion, each has its own story to tell and its own path to success. In true community bank fashion, each has its own story to tell and its own path to success.

Community Bank 172

Community Bank Community Montana Taxes 172

Jeff For Banks

DECEMBER 16, 2022

The first bank to crack the Top 5 over $50 billion did so in 2020. As a reference, the best SIFI bank in five-year total return this year was JPMorgan Chase at 82nd overall. My method was to search for the best banks based on total return to shareholders over the past five years. MetroCity Bankshares, Inc. Refreshing!

Puerto Rico 78

Puerto Rico Virgin Islands Community Community Bank 78

Jeff For Banks

DECEMBER 29, 2020

The first bank to crack the Top 5 over $50 billion did so this year. As a reference, the best SIFI bank in five year total return was JPMorgan at 33rd overall. My method was to search for the best banks based on total return to shareholders over the past five years. First Capital, Inc. FS Bancorp, Inc.

North Carolina 147

North Carolina Capital Community Bank Wisconsin 147

Jeff For Banks

DECEMBER 7, 2019

I chose five years because banks that focus on year over year returns tend to cut strategic investments come budget time, which hurts their market position, earnings power, and future relevance than those that make those investments. Total return includes two components: capital appreciation and dividends. First Capital, Inc.

Indiana 78

Indiana Oregon South Dakota Community Bank 78

Gonzobanker

DECEMBER 17, 2021

million gets the vaunted consumer lender a much-prized bank charter, low-cost deposits to juice current earnings, and a business lending capability to drive future growth. Goes to Larry Mazza and the crew at MVB Bank in West Virginia. Goes to Eric Sprink, Coastal Community Bank , Everett, Wash. 82% to over 2.3%

Fintech 147

Fintech Strategy Leadership Lending 147

PYMNTS

MAY 31, 2017

That brings up some questions for banks: What are the opportunities for banks with debit, and with branches, and even with ATMs? In short, how to tangibly capitalize on the tangible? In the competition between large banks and smaller ones, technology lends an edge, said Cullen.

ATM 100

ATM Millennials Cards Management 100

PYMNTS

APRIL 9, 2020

And while he’s heard anecdotal accounts, thus far he has yet to directly encounter a bank that has done the paying or an SMB that has received funds. Second: Eliminate The Capital Crunch . That then limits how many PPP loans any bank can process for their SMB customers who are interested in the program. Edwards said.

Lending 285

Lending Capital Washington Risk Management 285

South State Correspondent

APRIL 6, 2022

If your bank doesn’t have a relationship pricing model or at least a loan pricing model that handles cost and risk – you should. Making loans is central to your bank’s operations, and lending has a compounding effect on profitability. Change 1: Cost of Capital and Capital Allocation.

Capital 195

Capital Training Management Atlanta 195

ABA Community Banking

MARCH 9, 2022

The post Tester: Libor Fix Legislation Is in Must-Pass Spending Bill appeared first on ABA Banking Journal. A bipartisan, ABA-advocated bill to address “tough legacy” Libor contracts is included in the omnibus spending bill that Congress is expected to pass in the coming days, Sen. Jon Tester (D-Mont.)

Washington 59

Washington Community Bank Policies Community 59

Jeff For Banks

MARCH 27, 2010

If your bank has brokered deposits, Internet deposits, jumbo CDs, rewards checking, and in some cases CDARs, a regulator near you may be calling to order you to seek more traditional funding. This line of reasoning centers on cost of deposits and equates high-cost deposits with less loyal customers… commonly referred to as “hot money”.

Indiana 60

Indiana FDIC Strategy Regulation 60

Abrigo

APRIL 7, 2022

At recent Abrigo CECL Kickstart webinars, consultants demonstrated CECL implementation practices with an emphasis on the needs of community banks and credit unions. What if our lending footprint is very small and not affected by macroeconomic factors such as unemployment? Stress Testing: Managing Capital Levels and Credit Risk.

Policies 195

Policies Data Examples Lending 195

Independent Banker

NOVEMBER 30, 2021

Many hotels and other hospitality businesses haven’t fully bounced back from COVID-19 travel and safety restrictions, but community banks have been by their side through the challenges. MainStreet Bank has a sizable hotel loan portfolio with roughly $100 million in loans on 15 properties. By Beth Mattson-Teig.

Community Bank 209

Community Bank Community Texas Dallas 209

Gonzobanker

DECEMBER 22, 2015

It’s been almost 20 years since the IPO but this team keeps delivering growth and outstanding financial performance while keeping the values of the hometown bank that started it all. Community bank marketing resources. Q2 for the snagging of a marquis client in First Republic Bank. Bravo OZRK! C’mon Man!’

Community Bank 60

Community Bank Apple Community Technology 60

Fintech Labs Insights

SEPTEMBER 1, 2015

Alfa-Bank offers a wide range of products and operates in all sectors of the financial market, including corporate and retail lending. Buzz Points partners with community banks and credit unions to reward consumers for buying local and banking local. Blockstack.io Dynamics, Inc.

Company 12

Company Software Analytics Mobile 12

PYMNTS

JANUARY 17, 2019

The main concern, according to Waters, is to balance the needs to protect investors and consumers, as well as the community banks that she believes are at risk as a result of their entry into the market.

Lending 134

Lending Community Bank Maine Policies 134