Lex Sokolin

AUGUST 19, 2020

To a venture capital investor, the embedded option is more attractive given a portfolio structure that requires unicorns. In American terms, you should think of Visa or MasterCard as a comparison, or maybe American Express. But that in turn yields better venture capital metrics, i.e., revenue multiples that look like 30x.

Comparison 52

Comparison Fintech Lending Analysis 52

PYMNTS

MAY 13, 2019

The first big change Vengo made to the vending machine , for instance, was its size – its version is a little over two feet tall, a little less than three feet wide and exactly six inches deep, in comparison to a six-foot tall machine. The company also deployed several machines that let customers exchange cash for prepaid Visa cards.

Retail 177

Retail Marketing eBook Atlanta 177

PYMNTS

MARCH 5, 2019

“Innovation is not just about finding the breakthrough technologies, although that is important too. ” Neal agreed that today, the oil and gas sector has seen a boom in technological innovation on the front lines. “You have to look at the book seller market before Amazon,” he said.

Industry 148

Industry Operations Analysis Innovation 148

PYMNTS

NOVEMBER 20, 2020

But as the pandemic has progressed it has become increasingly clear that Target is also laying claim to the paycheck, and is often more innovative and digital-first than Walmart. By a strict look at the macro numbers, Target still pales in comparison. And when attention turns to loyalty programs, the comparison is even more dramatic.

Comparison 165

Comparison Strategy Retail Minneapolis 165

PYMNTS

AUGUST 12, 2016

So, while seemingly paling in comparison, this week had its fair share of Sizzles — and some interesting Fizzles. Restaurants — the epicenter of payments innovation, it seems — were on the receiving end of a couple of new opportunities this week that could drive even more feet into them and help them grow. Here ya go… SIZZLE.

Lending 100

Lending Apple Cards Study 100

Lex Sokolin

SEPTEMBER 23, 2020

To the extent it pipes people to banking product, that goes to a $500 million market capitalization public company that makes prepaid cards. Just referring customers to capital sources. But Chime is even further removed from any actual capital. have a tough time hitting the innovation agenda. No shenanigans.

Capital 52

Capital Software Lending Apple 52

Lex Sokolin

SEPTEMBER 3, 2020

The venture capital games of embedded finance , open banking, PSD2 and API, all of these revolve around the premise that banks are behind on cloud technology and do not know how to package and deliver financial products to where they matter. As a comparison, we have always needed light, but the technology of light?—?from

blockchain 52

blockchain Software Capital Technology 52

Lex Sokolin

NOVEMBER 12, 2020

When the old world wobbles, the new one seems more safe by comparison. The price of the cryptocurrency rose to over $15,000, breaking again the $250 billion market capitalization barrier. For comparison, Visa today sits at about $420 billion in market capitalization, representing the discounted cash flows of owning a payment network.

blockchain 52

blockchain Bitcoin Software National 52

CB Insights

AUGUST 26, 2021

SoftBank’s capital firepower has helped it become the #2 unicorn investor in the world. Clearco provides growth capital for small businesses. The investor identifies a key player within each geographical location and floods them with capital. into working capital financing company Greensill in 2019. Auto/mobility.

Regional 94

Regional Fintech Analysis Company 94

Lex Sokolin

SEPTEMBER 16, 2020

You might think the comparison is daft. As a historic comparison, here’s Dropbox reaching $1 billion in revenue. Personal Capital) have been doing this for over a decade. Users never fill out a single credit card form or account opening action. That’s like Monzo, but with the user foot print of Ant Financial.

Google 52

Google Data Software Comparison 52

Jeff For Banks

DECEMBER 22, 2013

capital appreciation and dividends. For comparison purposes, here are last year''s top five , as measured during December, 2012: #1. For comparison purposes, here are last year''s top five , as measured during December, 2012: #1. Texas Capital Bancshares, Inc. This, naturally, eliminated many of the smaller, illiquid FIs.

Community Bank 86

Community Bank Atlanta Community Strategy 86

Fintech Labs Insights

DECEMBER 21, 2016

Financial services innovator Nubank closed on $80 million in Series D funding led by DST Global earlier this month, marking DST’s first investment in a Brazilian company. Other participants in the round include Founders Fund, QED Investors, Redpoint, Ribbit Capital, Sequoia, and Tiger.

Comparison 12

Comparison New York Cards Software 12

Fintech Labs Insights

APRIL 16, 2020

year run from high to low; for comparison the S&P dropped 48%). Companies were abandoned and it led to a 5- to 6-year drought in fintech innovation. And it took the rest of the decade for the capital to gravitate to all the good ideas. Community service: Food-bank fundraisers, gift card marketplace for local businesses, etc.

Fintech 15

Fintech UX Community Comparison 15

CB Insights

DECEMBER 5, 2017

XL Innovate. HCS went through a major management shakeup in November 2016 when former AIG head of commercial insurance strategy and innovation Greg Wolyniec joined as president and CEO, while AIG president of liability and financial lines Alexander Baugh was named chairman of HCS’s board of directors. American Family Ventures.

Strategy 28

Strategy Marketing Analytics Innovation 28

Fintech Labs Insights

MARCH 28, 2016

In total, there were 13 fintech startups (or 15 by the Bank Innovations definition ), 12% of the total YC W16 class of 109. Connects marketplace lenders to institutional capital. Debit card with company-driven expense rules. Source: Crunchbase. Lending portal. Latest round: $1.2 Total raised: $1.2 HQ: Sweden. Front Desk.

Company 12

Company Fintech San Francisco New York City 12

CB Insights

JULY 16, 2017

XL Innovate. HCS went through a major management shakeup in November 2016 when former AIG head of commercial insurance strategy and innovation Greg Wolyniec joined as president and CEO, while AIG president of liability and financial lines Alexander Baugh was named chairman of HCS’ board of directors. Allianz Ventures.

Strategy 28

Strategy Marketing Analytics Innovation 28

PYMNTS

MAY 6, 2016

The latest CyberSource annual report on online fraud tells the tale of card-not-present fraud not just going down, but going down by a whole big bunch – across all channels. Mobile was down, online was down and even cross-border fraud was down.

Apple 100

Apple Branding Fraud Bitcoin 100

PYMNTS

JULY 20, 2017

And while to American audiences who are perhaps just beginning to warm to the idea of using Apple Pay or PayPal in a physical store, more interesting is that a short three years ago cash was very much still king among Chinese consumers, as card use has always been a somewhat limited phenomenon. The New Million Dollar Question.

Apple 137

Apple Mobile Cards New York 137

CB Insights

MAY 23, 2019

Few places are more receptive to new ideas and innovative business models than Silicon Valley. WrkRiot’s short-lived house of cards falls down. Crescent Ridge Capital Partners’ elaborate Ponzi scheme. Select Investors: AllianceBernstein, Lightspeed Venture Partners, Glade Brook Capital Partners.

Fraud 78

Fraud Las Vegas Company Video 78

PYMNTS

APRIL 7, 2017

In a presentation titled “Sailing the Cyber Sea” at Innovation Project 2017, retired Admiral Jim Stavridis, the former supreme allied commander of NATO, stated that “we are [at] sea … but let’s drill down a little bit and point out the magnitude that is just increasing almost exponentially in terms of the surface of risk.”.

National 102

National Georgia Security Innovation 102

Fintech Labs Insights

APRIL 15, 2021

By comparison, the latest batch (W21) had 54! (Of Streamline your debt capital raise and management. Debit rewards card for gamers. Cards #Rewards. Credit cards for the underbanked with no credit check or cash deposits. Lending #Cards. Go-to-card for conscious consumers. R2 Capital. Cards #SMB.

San Francisco 15

San Francisco CA Fintech Company 15

PYMNTS

AUGUST 31, 2018

The easiest possible summary is that in a post-apocalyptic future, the United States has become the Kingdom of Panem, which consists of a rich, technologically vibrant capital city ringed by 12 impoverished agrarian or industrial districts that are exploited for their resources by wealthy residents of the capitol. Secret Weapon.

Branding 101

Branding Florida Retail Online 101

CB Insights

NOVEMBER 9, 2017

In this review of failure, we’ve looked in our venture capital database to find the most well-funded startup companies that ultimately failed or had an undesirable exit, such as an asset sale or an acquisition for less than the total funding raised by the company. The 101 Biggest Product Failures Of All Time. Total Funding: Over $100M.

Capital 78

Capital Company San Francisco Operations 78

Fintech Labs Insights

NOVEMBER 18, 2015

Capital Preferences is an enterprise consumer risk profiling system that uses a series of simple investment games based on advances in game theory, econometrics and experimental economics, to help banks, insurers and wealth managers solve growing regulatory scrutiny and unscientific profiling methods used to document client risk preferences today.

Company 12

Company Comparison Customer Experience Management 12

PYMNTS

AUGUST 13, 2018

As part of that capital raise, there was also a commitment to buy an additional $30 million in tZERO tokens to be used inside the blockchain/crypto-enabled ecosystem that Overstock, with its tZERO subsidiary, is creating. Uber invested in Lime in July as part of a $335 million capital raise that valued the company at $1.1

Payments 110

Payments Bitcoin blockchain New York 110

PYMNTS

OCTOBER 1, 2018

Ten years after Visa and Mastercard launched, they had each licensed their tech to thousands of banks that had cards in the hands of millions of consumers, who were using them to buy things at millions of merchants. In those pieces, I acknowledged bitcoin as an interesting, even fascinating, innovation. Innovation By Any Other Name.

Bitcoin 214

Bitcoin blockchain cryptocurrency Innovation 214

CB Insights

OCTOBER 31, 2017

But overpriced, over-hyped hardware products weren’t the only “innovations” we said goodbye to: we also recently witnessed the deaths of startups working in mobile AR, e-commerce, digital media, and more. Read on for post-mortems on 10 of the latest startups to bite the dust. “The Those were the only metrics we tracked.

Company 78

Company US San Francisco Capital 78

PYMNTS

OCTOBER 9, 2017

That further opened commercial access to other commerce centers, formed the Republic of Turkey with a new regime and moved the government’s capital from Istanbul to Ankara. The Bazaar’s most serious blow was the capture of Istanbul by the Allied Forces during World War I. And so went the Ottoman Empire.

Online 128

Online Google Branding Retail 128

PYMNTS

OCTOBER 9, 2017

That further opened commercial access to other commerce centers, formed the Republic of Turkey with a new regime and moved the government’s capital from Istanbul to Ankara. The Bazaar’s most serious blow was the capture of Istanbul by the Allied Forces during World War I. And so went the Ottoman Empire.

Online 112

Online Google Branding Retail 112

CB Insights

DECEMBER 14, 2017

There’s no way to know: “It’s difficult to comparison shop because many manufacturers sell exclusive lines to retailers. Now the company is on track in 2017 to do more than $50M in revenue, according to Campfire Capital. Los Angeles : The arts capital of the world. This ethos helped the company raise its $17.5

Video 78

Video Branding Company Strategy 78