PYMNTS

NOVEMBER 23, 2020

Blockchain and a bank charter might do much to boost financial inclusion. While many digital-first companies springboard from payments into lending, Figure Technologies , a FinTech focused on home improvement, debt consolidation and retirement products that leverage blockchain protocols, is branching out from lending into payments.

National 215

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Abrigo

JULY 27, 2023

Regtech is simply the use of technology such as AI, machine learning, natural language processing, and blockchain to improve the way businesses manage regulatory compliance. Of course, banks and credit unions are highly regulated industries, and this is increasing. That’s where regtech for banks can help.

Technology 195

Technology Fraud Compliance Regulation 195

Abrigo

JULY 27, 2023

Regtech is simply the use of technology such as AI, machine learning, natural language processing, and blockchain to improve the way businesses manage regulatory compliance. Of course, banks and credit unions are highly regulated industries, and this is increasing. That’s where regtech for banks can help.

Technology 195

Technology Fraud Compliance Regulation 195

PYMNTS

FEBRUARY 20, 2018

As with other forms of financing, alternative lenders have stepped into this space to fill that gap left by traditional banks – and yet, the gap remains, highlighting the limitations of alternative lending’s proliferation in recent years. Alt-Fin’s Limited Impact. FinTech Steps In.

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PYMNTS

APRIL 13, 2020

In this context, the Dutch Authority of Financial Markets has turned to embracing FinTech players in the market to support SMBs, with the regulator’s latest approval going to Finturi. “I don’t know, but I have the impression we were one of the first companies using blockchain they approved,” he said.

blockchain 155

blockchain Capital Regulation Fintech 155

PYMNTS

MARCH 25, 2016

It may have been a big week for alternative lending in the consumer finance space, but in B2B payments, blockchain and eCommerce startups snagged the biggest share of venture capital. Blockchain. But that doesn’t mean blockchain is free from its notoriety. 30 million , to be exact.

blockchain 100

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PYMNTS

JANUARY 29, 2018

The financial services market has progressed by leaps and bounds in terms of innovation, from the rise of alternative finance to the development of technologies like blockchain and open banking initiatives. despite a flurry of concerns over regulations, economic development and more.

Lending 116

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CB Insights

APRIL 10, 2019

E-commerce enablement company Klarna raised $108M from BESTSELLER , Permira , and Sequoia Capital , taking the company’s total funding to $497M. Both Permira and Sequoia Capital have previously invested in the startup. Klarna gets follow-on funding. Klarna is valued between $2B-$2.5B Klarna is valued between $2B-$2.5B

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PYMNTS

APRIL 30, 2018

Blockchain. Marketplace lending. Blockchain. Take the blockchain. An alien landing on Earth and reading the popular tech press would be thoroughly convinced that blockchain is the biggest thing to have happened here since the invention of indoor plumbing. Digital banks. billion by 2021.

Fintech 183

Fintech blockchain Lending Digital Banking 183

PYMNTS

MARCH 30, 2016

The march toward bringing blockchain to new applications and services continues. DTCC), which WSJ said is “at the center of Wall Street’s trading infrastructure” and which settles trades in various financial markets, is looking to see if blockchain can be used in conjunction with the repo market, which is worth about $2.6

Marketing 100

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CB Insights

MAY 8, 2018

While the prices of cryptocurrencies and cryptoassets have fallen from their 2017 peaks, equity investment into blockchain startups is on pace to hit all-time highs in 2018. THE FUTURE OF BLOCKCHAIN TECH. See how venture firms, corporates, regulators, and builders are shaping the future of blockchain technology.

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PYMNTS

FEBRUARY 14, 2020

12) that the federal government would be rolling out new regulations regarding cryptocurrency at the Financial Crimes Enforcement Network (FCEN). In other news, soccer powerhouse Barcelona is teaming with Chiliz, a FinTech platform, with the intent of creating its own blockchain-based token for the team. trillion budget proposal.

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Bitcoin NJ cryptocurrency social media 141

CB Insights

OCTOBER 18, 2018

It’s no secret that everyone from small startups to m ajor corporations is jumping on the blockchain trend. RESEARCH briefing: ENTERPRISE BLOCKCHAINS & THE FUTURE OF DECENTRALIZATION. RESEARCH briefing: ENTERPRISE BLOCKCHAINS & THE FUTURE OF DECENTRALIZATION. incorporating a company without stocks.

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PYMNTS

MAY 18, 2018

Find out who raised the money, and other winners of this week’s B2B venture capital roundup, below. Blockchain. Cambridge Blockchain. Endeavour Catalyst and Satya Capital also participated. This week, the firm revealed $27 million raised by Atlas Venture, Khosla Ventures and Top Tier Capital Partners.

Fintech 134

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BankUnderground

AUGUST 9, 2022

They can also align the incentives of developers, content creators, users and investors on metaverse platforms, and are required to incentivise miners and validators to add metaverse-based transactions to the underlying blockchain. Types of cryptoasset include non-fungible tokens (NFTs), cryptocurrencies, utility and security tokens.

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PYMNTS

NOVEMBER 12, 2019

The blueprint for the proposed digital currency seems to offer Beijing extraordinary supervision over the flow of money, giving regulators economic control that most central banks do not have. “We

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PYMNTS

FEBRUARY 24, 2017

Alt-Lending. The $20 million funding round for Australian alternative lending platform Prospa has set a record, according to reports, as the largest FinTech venture capital funding in the country. Investors from Plug & Play, Tiempo Capital and Acorn Ventures all participated in the round, reports said. SME Banking.

Fintech 109

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PYMNTS

MARCH 1, 2016

Overall, 2015 venture capital investment levels dipped compared to 2014, though only slightly compared to the fraction of investment seen just three and four years ago. The alternative lending platform focuses on student lending, but some of the top U.S. Corporate Venture Capital. It amounted to about $12.5

Fintech 100

Fintech Lending Capital Innovation 100

PYMNTS

JANUARY 8, 2019

In addition, Pakistan’s Telenor Microfinance Bank unveiled a cross-border remittance service based on Alipay’s blockchain technology, Indonesia’s KinerjaPay notched an investment of $200 million from a construction firm in the region and mobile payments are on the rise in China.

Regional 128

Regional blockchain Mobile United States 128

PYMNTS

NOVEMBER 13, 2018

Alloy’s Julieann Thurlow, CEO of Reading Cooperative Bank, said, “Community banks play a special role in the lives of our customers, but we don’t have the same IT and innovation budgets as the big banks to capitalize on that relationship.” This time around, Sweetbridge is using blockchain in a lending context.

Community Bank 183

Community Bank Community Fintech Arizona 183

PYMNTS

AUGUST 22, 2016

In a statement, Tungsten CEO Richard Hurwitz said that, if SMEs realized even a portion of this savings potential, “profitability would soar, and working capital, as well as cash flow, would be significantly improved, allowing businesses to be more agile and flexible.”

blockchain 100

blockchain Lending Survey National 100

PYMNTS

JUNE 24, 2016

Online lending . When the regulators come marching in, getting out of the way is usually a better idea. And that, says the industry, is bad news, as costs of compliance with stricter regulation could be coming at exactly the moment these firms can’t take on any new costs. . The venture capital backers are no doubt smiling. .

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PYMNTS

MARCH 17, 2017

Soon after the company scrapped its IPO plans, Misys launched a new solution for its bank customers to “take back that piece of the lending market” taken away from alternative lending competitors, said Senior Product Officer Jean-Cedric Jollant in an interview with PYMNTS last year.

Fintech 195

Fintech Innovation Lending Management 195

PYMNTS

AUGUST 17, 2018

Enterprise blockchain startup Axoni secured $32 million in Series B funding this week, the company announced in a press release. The company works with banks and other financial services players to integrate blockchain tools. Capital On Tap. Capital On Tap links small business borrowers to financing. Based in the U.K.,

Capital 100

Capital blockchain Security Groups 100

PYMNTS

SEPTEMBER 27, 2017

The FinTech space is hoping to address these challenges head-on, targeting the paper and manual-based processes of trade finance transactions though innovations like blockchain. Regulators, banks, customs, shipping, logistics and FinTech companies need to work together to inform new regulatory, legal and technical standards.

Fintech 128

Fintech Survey Lending United States 128

PYMNTS

JANUARY 6, 2017

In the biggest funding round of the week for B2B FinTech, HR and payroll company Namely secured $50 million in venture capital funding. 5), with Altimeter Capital and Scale Venture Partners leading the Series D round. million in new Series A funding, led by Huiyin Blockchain Venture in China. Alternative Lending.

Capital 108

Capital Software Fintech Company 108

Gonzobanker

FEBRUARY 1, 2023

Many speakers talked about the huge opportunity to integrate fintech and breakthrough technologies like blockchain and AI into the established banking industry. The techies had clearly moved from the kids’ table to an elbow-to-elbow prime seat beside the leaders who control the resources and capital in the industry.

Arizona 145

Arizona Kansas City Industry Phoenix 145

PYMNTS

OCTOBER 27, 2016

Between the rise of blockchain technology, the market debuts of faster payments initiatives and the advancements in virtual card capabilities, small businesses have more choice and power when it comes to their payments needs. Meanwhile, nearly a fifth turn to invoice financing solutions, and 18 percent cited peer-to-peer lending options.

Management 100

Management Survey Capital Payments 100

Lex Sokolin

JANUARY 14, 2021

But regardless of all that, $1 trillion of value has indeed materialized and grown on blockchain-based financial networks since 2008. If you are a financial advisor or a trust company, you have missed out on $1 trillion in capital appreciation for your customers. And that the capital appreciation that matters?—?cementing

America 52

America Wyoming National Capital 52

Lex Sokolin

JANUARY 14, 2021

But regardless of all that, $1 trillion of value has indeed materialized and grown on blockchain-based financial networks since 2008. If you are a financial advisor or a trust company, you have missed out on $1 trillion in capital appreciation for your customers. And that the capital appreciation that matters?—?cementing

America 52

America Wyoming National Capital 52

Lex Sokolin

DECEMBER 25, 2019

I realize this because several blockchain industry analysts have put out absolutely fantastic work that should be your reference for the coming year. There’s a lot to say about the overlap of Fintech and blockchain, but let’s find the very edge of the frontier and focus right there. The lending product above is a bit more complicated.

blockchain 52

blockchain Bitcoin Software Lending 52

Celent Banking

SEPTEMBER 30, 2015

While Dan was the one really working (he presented on “How Big Data can change Financial Services”) I mingled around the participants of this vibrant ecosystem encompassing entrepreneurs, financial institutions, investors, and regulators among other stakeholders.

America 100

America Fintech Big Data Regional 100

Gonzobanker

DECEMBER 19, 2022

As if that wasn’t enough, regulators took a sledgehammer to debit fee income with Reg II changes that will begin reducing card-not-present interchange fees starting in July 2023. 2022 was the year the fintech industry and venture capital firms figured out that banking is harder than everybody thought. Except maybe they did partly.

Community 216

Community Fintech Industry Innovation 216

Lex Sokolin

SEPTEMBER 30, 2020

Do we live in a world where it is good that regulators are able to punish malfeasance? Whether or not it, i.e., the regulation and its enforcement, works is a separate question. You can slice and dice exposure, and bundle and re-bundle synthetic capital. Or as we like to say, open-source, programmable blockchains.

blockchain 52

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PYMNTS

FEBRUARY 28, 2018

By connecting to marketplaces via API, the startup is able to scan all listed products for anything that infringes on intellectual property rights or that could violate regional health regulations. After all, they represent substantial capital investments over the years. A digital U.S.

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blockchain System cryptocurrency Regional 100

Lex Sokolin

OCTOBER 14, 2020

And this realization takes us to Lending Club. Peerless Lending Lending Club represents an era of Fintech credit. Nobody actually wants to do the homework of selecting Lending Club notes, unless they are finance geeks (like us) or have some adverse incentives (packaging the product for someone else downstream).

Lending 52

Lending User Experience Google United States 52

PYMNTS

NOVEMBER 28, 2016

banks, meanwhile, have risen in financial stability regulators’ ranks for how much of a risk they pose to the global financial system should they fail. Ford said the decline in bank overdraft lending to small businesses means these companies cannot invest in themselves.

America 100

America Guidelines Report System 100