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Goldman Sachs OKs Subprime Applicants For Apple Card

PYMNTS

With its new credit card in conjunction with Apple, Goldman Sachs is reportedly approving some borrowers who are subprime for the offering. The bank is accepting applications for the Apple Card from some users who have credit scores that are not stellar, CNBC noted in a report that cited unnamed sources.

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Expanding Your Loan Trading Network: 4 Lessons from Apple

Jack Henry

One company that has excelled in this area is Apple. Over the years, Apple has demonstrated the ability to leverage partners, expanding its network to achieve unparalleled success. By exploring Appleā€™s methodology, you can learn valuable lessons to apply to your own credit union or bank network to increase loan participations.

Apple 78
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App Store Approach Helps Banks Manage Partners, Speed Digital Transformation

PYMNTS

In an interview with PYMNTS, Avi Cohen , co-founder and CEO of FinTech company The Floor , said boosting digital offerings and bringing new ones to market demands quick decision making as banks seek to improve user experience and user engagement. Cohen asked. Itā€™s unthinkable.ā€. Launching Into New Markets.

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Indiaā€™s Tata Capital Introduces App For Commercial Loan Clients

PYMNTS

The goal is to boost the user experience among companies with channel financing or term loans. The app can be downloaded from the Google Play store and the Apple App store. . Borrowers will be able to manage their loans by logging into the app from their smartphones. It is one of India’s largest conglomerates.

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How Banks Can Tap Trust As Their Foundation For Innovation

PYMNTS

That lack of physical access has been a major stumbling block for FinTechs as theyā€™ve tried to move from offering their customers a specific financial service ā€“ such as lending, saving or investing ā€“ toward becoming their primary financial services relationship. But the FinTechs, Baird noted, are adapting and innovating around that issue.

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20 Banking Realities for 2020

Gonzobanker

For execs who climbed the ladder in finance, lending or branches, buckle in because the techies are about to steal the show. The only solution is to keep executing on a formal roadmap of improvements and build internal integration, user experience and data skills that will act as the ā€œglueā€ in a world full of imperfection.

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Commander In Chief: Mitek Systemsā€™ CEO Innovation Download

PYMNTS

So we also added a new focus: applying document and artificial intelligence/machine learning to develop enterprise-class solutions for identity verification in digital channels that meet the market need for a great user experience, risk mitigation and regulatory compliance. PYMNTS: Where do you look for innovative ideas, and why?