CB Insights

NOVEMBER 6, 2018

While beauty conglomerates like L’Oréal are making acquisitions to become more tech-enabled, tech giants like Google, Amazon, Facebook, and Apple (GAFA) are pursuing the high margins in beauty through partnerships, consumer insights, e-commerce, and more. Amazon and Apple have both launched their own virtual assistants. Looking ahead.

Google 72

Google Apple Industry Branding 72

PYMNTS

FEBRUARY 3, 2017

But while it may seem a little bit late in the game for American Express to make its grand entrance, the company has walked this ground before — it was the first card issuer to let Canadian cardholders make contactless payments via the Apple Wallet mobile payments platform. Evolving with customers.

Payments 100

Payments Mobile Apple Study 100

CB Insights

SEPTEMBER 10, 2019

While the media often portrays millennials as preoccupied with the rising prices of festival tickets and avocado toast, their real financial concerns are a bit more practical. But millennials face significant headwinds in making those financial dreams a reality. get the REPORT on next generation investors. From big banks to big tech.

Millennials 77

Millennials Mobile Lending Cards 77

PYMNTS

MAY 31, 2017

Bank, said that cash remains the most common method of transactions and “what’s amazing about that is that millennials are the most likely users of cash. In the competition between large banks and smaller ones, technology lends an edge, said Cullen.

ATM 100

ATM Millennials Cards Management 100

Jeff For Banks

FEBRUARY 20, 2016

In terms of taking business from others, the primary, head nodding answer as to how to do it was apple pie. The community bank takes deposits from your community, and then lends into your community, with decision makers based here , where the financial institution's employees live, work, and volunteer.

Conference 60

Conference Community National Millennials 60

PYMNTS

NOVEMBER 15, 2016

Dry markets yield rough results – millennials aren’t buying homes at generationally expected rates and new start-up business are employing 1 million fewer people in 2016 than they they were in the year 2000. ” So how to compare a scored apple to an unscoreable orange? But their experiences in lending are different.

Lending 100

Lending Study Millennials Groups 100

PYMNTS

APRIL 17, 2017

Launched in 2014 as the firm’s lending arm, Square Capital has extended over $1 billion in working capital to over 100,000 small merchants. Among sellers who have accepted a loan from Square Capital, 54 percent are women and 46 percent are men; among millennial business owners, 60 percent are women and 40 percent are men.

Apple 110

Apple Capital Cards Payments 110

Insights on Business

JANUARY 31, 2019

On a recent visit to my local coffee shop, I realized how uphill a task this can be with millennials and Generation Z patrons who are joining the ranks of coffee aficionados.

Payments 107

Payments Fraud San Francisco social media 107

PYMNTS

JULY 21, 2017

Some familiar names such as Amazon, Facebook and Apple helped propel that index, showing that enthusiasm for all things digital is unbowed. Consumers: UBS offers up what might be a canary in the lending mine: The poorest Americans voiced the least confidence in handling their debt loads and staying current on bills.

Millennials 100

Millennials Mobile Branding Retail 100

Independent Banker

OCTOBER 29, 2014

A consensus says that the future banking customer relationships—particularly for millennial consumers—will orbit to one degree or another around mobile technology. The latest twists came in September, when one of the biggest technology and payments events of the year featured the announcement of Apple Inc.’s Katie Kuehner-Hebert.

Mobile 105

Mobile Community Bank Community Technology 105

FICO

SEPTEMBER 22, 2016

Millennials love their smartphones—so much so that in recent research , millennials ranked them as more important than a toothbrush or even deodorant. It is a good thing 90% of millennials have smartphones! Of course, many of our clients want to know more about millennial banking habits. That is a really mixed story.

Millennials 40

Millennials Survey Mobile Payments 40

William Mills

MAY 11, 2016

Demoing first with apple watch. Is this the first time we have seen an apple watch as apart of a demo today? Fiserv is meeting that need for FIs and millennials. Industry leader Fiserv is tackling the issue account opening for Millennials. BLEND stands for better lending. Diana Chin (HR & Operations).

Video 40

Video Mobile social media Analytics 40

PYMNTS

APRIL 11, 2016

Apple, whose operating system and APIs give developers the incentive to create apps for the App Store, charges both sides, too. A customer has to buy a (pretty pricey) Apple product to get access, and developers pay 30 percent when someone downloads a digital good. Mobile payments — Apple Pay, in particular — is Exhibit One.

San Francisco 100

San Francisco Operations Examples Branding 100

Fintech Labs Insights

MARCH 16, 2015

Apple app store free finance section (source: Apple, 13 Mar 2015) While that is impressive traction, the lack of revenue can''t go on forever (they currently earn a few thousand dollars per month for order flow). Millennial customer acquisition : I can''t imagine a bank ever getting close to 1 million on its wait list.

Apple 12

Apple America Strategy Branding 12

PYMNTS

AUGUST 27, 2018

Credit card debt made it over the $1 trillion mark in 2017, making it the third non-mortgage lending category to have surpassed the ten-digit mark in measuring consumer debt. Move over millennials — there is a new generation of cool kids rising and getting ready to dominate shopping. And finally for some good news.

Data 103

Data Cards Millennials Groups 103

FICO

FEBRUARY 12, 2023

That said, customers have increasingly high standards and you only have a short amount of time to impress them (especially Millennials). The business model here needs to focus on a strategy that balances lending growth while keeping risk in check. What can financial institutions learn from TikTok?

Digital Banking 52

Digital Banking eBook Analytics Customer Experience 52

Gonzobanker

DECEMBER 20, 2019

The workplace a millennial will most confuse with Silicon Valley – Live Oak Bank in North Carolina. The 2019 Industry Oh Sh*t Moment Award – Goes to Apple and Goldman Sachs for the Apple Card launch. Sorry Millennials, you are now so yesterday like GenX and the OK Boomers. Might be time to. Well done, sir!

Idaho 148

Idaho Conference Data Marketing 148

PYMNTS

SEPTEMBER 7, 2018

Amazon : Yes, Apple was the first company to hit a market cap with all those zeroes – touching a trillion dollars, of course. The heady growth rate should come even as Apple forgoes FoD in its own phones. Research firm Trading Economics reports that bank lending rates in the country stand at 53 percent.

San Francisco 101

San Francisco Course Cards Arizona 101

PYMNTS

OCTOBER 30, 2019

When asked which app consumers first look at when they wake up in the morning, it was either a social media app like Facebook (or Instagram if they are millennials) or text/email to organize and plan their days. Walmart, according to that study, is part of that list, along with Google , Amazon , Apple , and PayPal.

Retail 110

Retail social media Fintech Study 110

PYMNTS

JULY 1, 2016

It’s really getting that expertise of learning how to communicate with your audience, whether it’s millennials or a more mature audience, and using that correctly. video streaming, lending Kindle books, and of course you still have the one-click offerings as well. two days in the U.S.,

Branding 106

Branding social media Examples Google 106

Gonzobanker

DECEMBER 22, 2015

In the age of Twitter, Apple Pay and Lending Club, it’s important to remember the shareholder performance delivered by Gleason and team when compared to the behemoths. Well Apple did it again with the Apple Watch. Millennials. Bravo OZRK! The result? Conference Mojo Award. Tie: Money 2020. Financial Brand Forum.

Community Bank 60

Community Bank Apple Community Technology 60

CB Insights

OCTOBER 10, 2017

Ninety-two million millennials will soon be in what Goldman Sachs calls their “prime spending years.” Bankrate found 83% of millennials don’t think they’ll ever retire: they simply “don’t think they’ll have the money” to do so.). In aggregate, they command $1.3 trillion in annual spending.

Tools 78

Tools Millennials US Maine 78

Fintech Labs Insights

AUGUST 26, 2016

They have Braintree -owned Venmo’s ( FD2016 ; F2013 ) millennial-focused social components stamped all over them: Founded by former N26 employees, Cookies launched this week to offer Germany-based users a free P2P payment solution. I’ve lost count, but here’s a partial list: Apple Pay. Venmo competition heats up.

Trends 12

Trends Fintech ATM Google 12

William Mills

SEPTEMBER 7, 2016

I’ve heard that financial planners are having a hard time getting Millennials thinking about retirement but instead focus on short-term financial goals – homes, vacations, etc. Command center for small business lending. This triggers activity and lending platform. First product is small business lending using machine learning.

Mobile 40

Mobile Cards Fraud Data 40

Gonzobanker

DECEMBER 20, 2018

This award goes to Ally Bank ’s mind-numbingly fast growth in its auto lending unit. According to BankRegData, Ally has grown its auto lending portfolio by 68% since 4Q15. Ally accounted for over half of the entire bank auto lending industry’s growth over the same period. The Millennial Over-Transparency Award.

Fintech 105

Fintech Conference Innovation Community 105

CB Insights

AUGUST 6, 2017

Lending, Investments, And Personal Finance: 102 Startups Attacking The Retail Banking Value Chain. Millennial Personal Finance: 63 Fintech Startups Targeting Millennials. Unbundling iOS: 44 Startups Attacking Apple’s Core Apps And Services. Millennial Personal Finance: 63 Fintech Startups Targeting Millennials.

Industry 78

Industry Marketing Fintech Software 78