PYMNTS

APRIL 3, 2019

According to a report in Reuters , Goldman Sachs is looking to hire engineers to join a digital innovation program. As Goldman Sachs pushes further into the consumer marketplace, it has been embracing digital technologies. Marcus , its online banking platform, has accrued $45 billion in deposits spanning the U.K.,

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Bank Innovation

NOVEMBER 23, 2016

Remember how Apple joined the growing number of merchants refusing to offer Black Friday deals last year? The company announced yesterday, on a special section on its website, that it will offer a one-day, online-only sales event this Friday. Well, the deals are back, but not in a way you’d expect. Read More.

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PYMNTS

APRIL 17, 2018

As Apple seeks to bring in more revenue from online services and content, the tech company plans to integrate the technology behind Texture into its Apple News mobile app and develop a premium magazine subscription offering, Bloomberg reported. The company took the same approach when it launched Apple News in 2015.

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PYMNTS

FEBRUARY 11, 2019

Amid great technological change, health and beauty retailers are developing strategies to drive innovation. And many retailers are heeding the call: According to the PYMNTS Retail Innovation Readiness Index , 60 percent of health and beauty merchants are focusing on innovation. About the same share — or 60.9

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PYMNTS

JANUARY 28, 2021

The use of Apple Pay, Google Pay and other digital wallets has also been on the upswing since the start of the pandemic. The following Deep Dive examines the interest in contactless payments among credit union members and the opportunity for the CU space to meet members’ changing payment needs through digital innovation.

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Innovation Millennials Payments Mobile 187

PYMNTS

NOVEMBER 6, 2020

We have deep dives on digital payments, online ordering and memberships. Weak iPhone Sales Cost Apple Nearly Half a Trillion Dollars in Market Cap . NEW DATA: Five Payments Innovations for Winning the Digital-First Shopper. From Online Ordering to Cupcake ATMs: How Sprinkles Prepared for the Pandemic.

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Online Payments Millennials Apple 148

PYMNTS

DECEMBER 7, 2020

Here’s the latest news from the technology industry, which is coming under increasing scrutiny from governments around the world. Millions of people share creative content or advertise their small business’ goods online,” the British government said in a press release. Apple Faces $12M Fine Over iPhone Marketing.

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Apple Regulation Taxes Marketing 143

Bank Innovation

OCTOBER 5, 2016

Earlier this week, it was announced that both Apple Pay and Masterpass are now integrated into MTA’s eTix, meaning that the millions who use the MTA trains to get into and out of New York City every day can purchase tickets digitally. The announcement was made yesterday and changes went into effect today. Masterpass Read More.

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Bank Innovation

OCTOBER 18, 2018

Banks need not fear large technology companies like Google or Apple taking their business. For one, […].

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Bank Innovation

MARCH 24, 2016

Is the expansion of Apple Pay’s functionality to include website functionality enough to enable the tech company’s payments venture to top PayPal, the reigning king of mobile payments? This Read More.

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PYMNTS

NOVEMBER 25, 2019

Retail innovation comes from various places – and for the new decade, that includes quick-service restaurants (QSRs), the site of massive technological change. Self-service kiosks have been gaining popularity, and cutting-edge technology like biometrics is starting to be integrated. Loyalty, too, is a source of innovation.

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PYMNTS

MARCH 20, 2020

We have deep dives into in-house restaurant ordering apps and cloud technology, as well as a report on banks running short on large bills amid the coronavirus crisis. In-house ordering apps are typical for large quick-service restaurant (QSR) companies, with only those who are willing to take risks and innovate standing out from the herd.

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PYMNTS

SEPTEMBER 3, 2019

Two hundred and seventy-four years later, those words are the perfect framework for understanding what will define the next decade of innovation in payments and any ecosystem that touches it. Sometimes those innovations disrupted old models and players; other times they made them better and more efficient. The Invisible Innovators .

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PYMNTS

NOVEMBER 12, 2018

Connected devices are becoming ingrained in consumer shopping habits: More than 50 percent of shoppers made online purchases in seven of 13 product or service categories in the past seven days, according to the PYMNTS How We Will Pay Report , while 20 percent went online with mobile apps to buy food to eat at home.

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PYMNTS

APRIL 7, 2020

But the numbers tell a tale, and recent stats in the March 2020 Credit Union Innovation Index show the need for CUs to step up their efforts to innovate. Incumbent and legacy FIs, as well as tech startups such as Apple, have made the financial lives of consumers more convenient, said Fagan. percent to a recent 21.9

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Innovation Digital Banking Resources Apple 142

PYMNTS

DECEMBER 15, 2020

By integrating their personal stats and metrics with (or without) their Apple Watch and favorite music, Fitness+ users can do on-screen workouts alongside some of the world’s best trainers. Apple calls this animated celebration of your effort the “perfect blend of information and inspiration, right when you need it.”

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Apple Google Training Washington 166

Bank Innovation

MARCH 24, 2017

It’s worked for Apple, Amazon, Facebook, and WeChat so far. In fact, Starbucks is planning to keep up the momentum of its WeChat gifting feature — introduced in February — launching a social gifting feature for Apple’s iMessage. Why build your own network for your IoT products, when you could just partner with Starbucks?

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Innovation Apple Online Mobile 276

PYMNTS

JUNE 27, 2016

At launch, the service was positioned as an innovative replacement for a well-entrenched standard considered not well-suited for a mobile and digital world. This, everyone, is the Apple Pay story, 20 months post-launch. . We now have observations every quarter since the launch of Apple Pay.

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Apple Mobile Cards Payments 165

PYMNTS

OCTOBER 21, 2019

However, most people assumed that was survivable, and that the new millennia — powered by the emerging, mysterious technology known as “the internet” — was going to be a great place to live. We have the end-to-end guide — and the lessons learned during the ride by the innovators who had a first-row vantage points. The list goes on.

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PYMNTS

MARCH 10, 2017

Innovation in payments can happen in the blink of an eye. In order to keep payments innovation moving quickly and safely, Mark Turnage, CEO of OWL Cybersecurity , said it’s important to ensure information security remains at the forefront of the new products and services being introduced into the market.

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Innovation Security Payments Apple 136

PYMNTS

OCTOBER 3, 2019

The sale of shoes online has come a long way since the dawn of eCommerce – and footwear continues to help drive innovation in the retail space. Domizi, previously fashion and retail lead at Google, will develop Tod’s digital communication and online sales, a key component of the brand’s new “Factory” business model.

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Abrigo

MAY 20, 2015

It’s not just the technology industry that is constantly evolving – many other industries must also remain adaptable to the changing landscape of the American consumer. It’s a big job to keep up with the Apples of the world. An innovation like that can make the Apple Watch and Bitcoin seem archaic in comparison.

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Apple Comparison Mobile Innovation 150

PYMNTS

FEBRUARY 17, 2020

To provide consumers with the curation of a subscription box or the flexibility of a rental platform, digital innovators are tapping into the subscription business model. And, the report notes, businesses in different verticals are heavily investing in the infrastructure and technology needed to provide these services.

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PYMNTS

APRIL 1, 2019

To serve a wide range of consumers in the digital age, innovators are rolling out subscription offerings ranging from news content to gaming. From Netflix to FabFitFun , digital innovators are adopting recurring payment models to provide consumers with access to entertainment and apparel along with other products and services.

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PYMNTS

MARCH 29, 2016

” That’s the lesson former JCPenney CEO and Apple executive Ron Johnson conveyed to The New York Times about his time at the struggling retail giant (Penney, not Apple) in a recent article focused on his newest venture, Enjoy, which may just end up being his most successful to date. Great things take time.”

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PYMNTS

SEPTEMBER 29, 2016

Square announced earlier this week that businesses around Australia can access Square’s new contactless and chip card reader online at square.com.au It enables sellers to quickly and securely accept tap-and-go cards, mobile wallets, such as Apple Pay and Android Pay, and chip cards. for just $59. Pfisterer added.

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Online Apple Cards Mobile 100

Perficient

JULY 11, 2022

When online shopping, if a retailer has a partnership with a BNPL platform, the customer can choose it as their payment method when placing their order at checkout. Fintech enthusiasts should also keep a close watch on Apple’s newly unveiled BNPL system, Apple Pay Later. According to Kristen E.

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Bank Innovation

MARCH 24, 2016

Something is happening with Apple Pay! The underperforming mobile payments platform from Apple will be available for use on Safari later this year, the world learned yesterday. Stop the presses, er, tweets! While not entirely unexpected, the news has rocked the internet, dwarfing coverage of Google’s launch of a new Read More.

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Apple Google Mobile Payments 150

PYMNTS

JANUARY 21, 2021

In the bid to hasten their digital transformation, when it comes to innovation , financial institutions (FIs) may benefit from an “app store” approach as they weigh existing and new solutions. The need to streamline new product development is especially urgent as banks have had to pivot to online channels amid the pandemic.

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Management User Experience Innovation Fintech 303

Chris Skinner

JULY 21, 2017

They want to get to the nirvana of new technologies, but are stuck in a spaghetti of old systems. What we are seeing is many new companies launching capabilities built upon the latest internet-enabled technologies. They are very different to banks and are collectively known as FinTech, financial technology start-up companies.

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Fintech System Apple Technology 361

Bank Innovation

FEBRUARY 1, 2017

billion of that was generated by revenue from Apple services—including digital content and services, AppleCare, and Apple Pay, which Read More. During the company’s Q1 2017 earnings call yesterday, CEO Tim Cook reported record revenue for the quarter at about $78.4

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Apple Report Online Cards 150

PYMNTS

JULY 27, 2020

Consumers as well as businesses in markets from Europe, Mexico, the United States and the United Kingdom all shifted to online and mobile channels to interact with their existing banks as brick-and-mortar branches closed, putting pressure on banks to keep their digital services quick and seamless as online requests swelled.

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Digital Banking Technology Apple Examples 202

Bank Innovation

DECEMBER 7, 2016

Users of Square’s virtual payment cards can now link those cards to their Apple Wallets, expanding the company’s reach in the payments sphere once again—this time with Square Cash leading the way. The tie-in was announced yesterday at the Recode Code Commerce event in San Francisco by Square CEO Jack Dorsey. Read More.

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Apple San Francisco Cards Payments 150

PYMNTS

OCTOBER 3, 2019

Roughly one in every 10 consumers today uses voice-enabled devices and apps to browse, shop and buy goods online. It’s a remarkable acceleration of a technology that is still relatively young, and for which the use cases for commerce are both nascent and very much evolving. And that’s not all.

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Apple Innovation Retail Examples 110

PYMNTS

AUGUST 20, 2018

But here’s the rub: The guilty verdict was made on the basis of A&P’s use of supply chain innovations to lower prices to consumers. Its failure to keep innovating in the face of new players that did was A&P’s downfall. Lower prices. The plaintiffs in the case weren’t the families living on Main Street, U.S.A., percent to 2.7

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Regulation Online Innovation Google 105

Bank Innovation

AUGUST 23, 2017

This is according to Steve Herbert, CEO and Chairman for USA Technologies during the company’s most recent quarterly earnings, reported yesterday. USA Technologies, a payments company, has a market capitalization of […].

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Technology Payments Capital Retail 236

PYMNTS

SEPTEMBER 23, 2020

As additional benefits of the program, consumers can apply online and receive card information almost immediately upon approval, and can begin making purchases online, in-app and at the point of sale through digital wallet offerings, as well as an optional physical card. and increasingly, also for commerce.” .

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America Cards Guidelines Apple 251