FICO

MARCH 22, 2022

The pandemic impacted the financial situation of SME’s in various ways, including the need to suddenly adopt digital banking channels, arrange repayment deferrals and of course an increased need for lending; a need which is increasingly being targeted by new lenders offering a simplified digital lending process.

Lending 52

Lending System Regional Survey 52

PYMNTS

OCTOBER 2, 2018

We’re also a pure-play technology company, designed to support banks [that] want to offer lending products, but … either can’t or won’t dedicate hundreds of millions to building the capacity,” he said. Avant launched its first bank partnership with Alabama-based Regions Bank in 2016, using its SaaS product.

Lending 134

Lending Alabama Online System 134

FICO

APRIL 6, 2021

Regional Support. It includes more than £10bn specifically allocated to support regional employers. Examples of sharper analytics would be the calculation of a score that indicates the risk of upcoming delinquency based on patterns in transactional data. Other high-street lenders are looking at similar initiatives.

Analytics 52

Analytics Regional Data Analysis 52

Abrigo

APRIL 21, 2023

Focus loan reviews on risk in the portfolio Continuous loan review monitoring helps banks and credit unions ensure credit review systems support safe and sound lending. discussed how they use continuous monitoring in their efforts to ensure safe and sound lending practices.

Lending 195

Lending Risk Management Software System 195

PYMNTS

JULY 1, 2016

Soon after Lending Club revealed its ex-CEO may have artificially inflated the company’s lending volumes, the U.S. Alternative Lending. India’s alternative lending industry scored yet another win this week with a nearly $25 million investment from Morgan Stanley Private Equity Asia. Lendingkart.

Lending 101

Lending Analytics Capital Industry 101

Independent Banker

JULY 1, 2015

Jamey Smith forges complete partnerships for successful commercial lending. As a successful commercial lending specialist for more than 30 years, Jamey Smith, Houston region CEO of Citizens Bank in Kilgore, Texas, has pursued a strategy of getting an in-depth understanding of potential customers and their businesses.

Analytics 70

Analytics Houston Texas Training 70

PYMNTS

FEBRUARY 27, 2020

It’s no accident that technology companies that have historically not operated in the financial services space are expanding into the small business lending arena. While the Southeast Asia region tends to get lumped together, Mehrotra said each market is unique, with two main groups of developed and developing countries.

Data 181

Data Regional Lending Analysis 181

FICO

JULY 9, 2021

The pandemic and associated economic uncertainty have made the landscape for card lending even more challenging, with the need to shape an effective strategy for engagement with all of their customers.

Regional 52

Regional Software Analytics Resources 52

South State Correspondent

MAY 3, 2023

FTP can be extended to provide other analytical tools, as shown in the graph below. In fact, we had a conversation just last week with the head of a lending division at a large regional bank. At its basic premise, FTP distributes banking profit between lending and deposits.

Lending 195

Lending Capital Management Tools 195

South State Correspondent

MAY 2, 2023

FTP can be extended to provide other analytical tools, as shown in the graph below. In fact, we had a conversation just last week with the head of a lending division at a large regional bank. At its basic premise, FTP distributes banking profit between lending and deposits.

Lending 195

Lending Capital Management Tools 195

South State Correspondent

MAY 2, 2023

FTP can be extended to provide other analytical tools, as shown in the graph below. In fact, we had a conversation just last week with the head of a lending division at a large regional bank. At its basic premise, FTP distributes banking profit between lending and deposits.

Lending 195

Lending Capital Management Tools 195

PYMNTS

AUGUST 16, 2019

Small business finserv was a popular target this week, with startups securing funding for their SMB banking, lending and accounting tools. Meanwhile, logistics, data analytics, and business travel technologies also won over investors. Below, PYMNTS breaks down the latest in B2B FinTech funding. Lendingkart.

Fintech 179

Fintech Analytics Capital Lending 179

Gonzobanker

AUGUST 17, 2022

Lending Tech With Almost Steady Grades (Even With Rough Semesters). Mortgage services provider ICE acquired mortgage services provider Black Knight bringing together the two largest providers in the space.

Fintech 184

Fintech Lending Software Compliance 184

South State Correspondent

JANUARY 20, 2023

What ends up happening is that banks lose more of the higher quality credits to regional and national banks and then get adversely selected for the riskier credits. The other ultra-competitive sector was owner-occupied lending backed by real estate to medical professionals. The result is a credit-skewed portfolio to the negative.

Lending 195

Lending Community Bank Community Data 195

Abrigo

FEBRUARY 23, 2023

The local decision-making and strong relationships with customers that are hallmarks of small community banks provide leaders with fresh chances to positively affect their towns, cities, and regions while growing a healthy institution. People have other options,” Kirby said. Talk to a specialist to learn more.

Community Bank 195

Community Bank Kansas City Community Lending 195

Abrigo

JULY 14, 2023

Leapfrog competition, reduce risk How to develop banking strategies using your data Everywhere bank and credit union leaders look, it seems, someone is talking about how financial institutions should leverage their data and analytics to develop strategies for leapfrogging competition and reducing risk. Industry borrower data.

Strategy 195

Strategy Data Analytics Analysis 195

PYMNTS

DECEMBER 28, 2020

I mean, throughout the Latin American region that has happened, but it has been massive in Brazil. “Brazil at the beginning of last year was a different Brazil, for sure,” he said. “We We have seen a huge shift in the penetration of eCommerce.

Lending 220

Lending Data Marketing Regional 220

PYMNTS

JUNE 7, 2019

With a total of $388 million raised this week, newly funded startups are deploying an array of data analytics technologies to address B2B finance friction. This week’s B2B Venture Capital roundup is all about data. Biz2Credit. Yellowbrick Data.

Data 139

Data Capital Analytics Lending 139

South State Correspondent

APRIL 30, 2024

Meet Competitive Pressures : National and larger regional banks are specifically targeting better borrowers for five, seven, ten-year fixed-rate loans. Lending Discipline : Sensible pricing methodology is part of a loan hedging program, and some hedge providers also offer a loan pricing model.

Community Bank 195

Community Bank FDIC Community National 195

South State Correspondent

APRIL 30, 2024

Meet Competitive Pressures : National and larger regional banks are specifically targeting better borrowers for five, seven, ten-year fixed-rate loans. Lending Discipline : Sensible pricing methodology is part of a loan hedging program, and some hedge providers also offer a loan pricing model.

Community Bank 195

Community Bank FDIC Community National 195

PYMNTS

MARCH 10, 2020

In a recent conversation with PYMNTS, Raghav Mathur, head of data science and analytics at Singapore-based Grab Financial Group , discussed the opportunities in data technology that can address the region’s most pressing SMB lending needs. Improving The SMB Lending Experience. Asymmetric Information Exchange.

Data 193

Data Lending Capital social media 193

PYMNTS

OCTOBER 8, 2018

Information Commissioner’s Office, as Cambridge Analytics had harvested Facebook’s data tied to as many as 87 million users internationally. Also in Europe, the European financial markets regulator has said that it wants to spend one million euros to promote market stability in the region as pertains to cryptocurrencies and FinTechs.

United States 174

United States Regulation cryptocurrency Cleveland 174

PYMNTS

AUGUST 25, 2019

“The acquisition — our sixth investment in Asia Pacific since 2017 (following venture investments in Grab, Jirnexu, C88 Financial Technologies, BankBazaar.com and CompareAsiaGroup ) — demonstrates our ongoing commitment to investing in this region and using our advanced data and analytics expertise to remove complexity from the lending process.

Data 109

Data Fintech Lending Regional 109

PYMNTS

APRIL 23, 2019

The supply chain finance platform deploys risk analytics as well as automated customer selection, fraud mitigation and credit scoring for users, the company noted. trillion gap in trade finance globally. . trillion gap in trade finance globally.

Mobile 116

Mobile Regional Analytics Compliance 116

FICO

MARCH 12, 2019

One of the leading data scientists in the UK is Marta Czerep, a senior manager in the EMEA Analytic Consulting Team for analytic software firm FICO, who has been named one of the DataIQ 100 for 2019. In addition, she is helping expand credit access by finding ways to incorporate new, reliable data sources into credit scoring.

Meeting 60

Meeting Data Analytics Strategy 60

Gonzobanker

FEBRUARY 8, 2022

COVID revealed most regional banks and community banks to be woefully behind in this arena, and now these institutions are struggling with speed-to-market and finding their right vendors and fintech partners to keep their promises on transformation. An arms race in marketing and digital cannot be ignored. price/book multiple.

Fintech 166

Fintech Customer Experience Conference Technology 166

PYMNTS

FEBRUARY 10, 2017

With a goal of expanding its presence across the Nordic region, Enterpay, based in Finland, has raised new funding from NFT Ventures, the companies said Monday (Feb. Alternative Lending. million , India’s Zen Lefin, better known as Capital Float, will expand its abilities to lend to SMEs. B2B Payments. Capital Float.

Fintech 100

Fintech Capital Lending Data 100

FICO

OCTOBER 2, 2019

I would like to examine what I think ‘small banks’ (community banks, regional banks, and credit unions) can do to capture more market share of the small business lending market. I may use the bank for my checking and deposit bank or have previous lending experience with them. The online lending market is built for speed.

Lending 40

Lending Marketing Community Bank Online 40

Celent Banking

SEPTEMBER 30, 2015

Celent has been collaborating to help create the fintech ecosystem in the Latin American region since its inception and I had the honor, for 2nd time, to judge the fintech start-ups participating in the BBVA Open Talent, which brought the Latin American finalists into town as part of Finnosummit. Discover the finalists of all regions here.

America 100

America Fintech Big Data Regional 100

FICO

NOVEMBER 23, 2021

FICO has announced its panel of independent judges for the 2022 FICO® Decisions Awards , which honor businesses achieving outstanding results using analytics and decision management technology to grow their business, manage risk and reduce costs. He has undertaken many analytical projects, often with postgraduate students.

Meeting 52

Meeting Analytics Risk Management Management 52

FICO

JANUARY 6, 2020

any bank that can’t grow (or at least sustain) its deposits base will face shrinking net interest margins and a competitive disadvantage in their consumer lending businesses….top We began to see a resurgence in small-dollar lending in 2018 with new regulatory guidance from the OCC and FDIC encouraging banks to compete with payday lenders.”.

Data 52

Data Analytics Lending Trends 52

PYMNTS

APRIL 8, 2016

The alternative lending boom of yesteryear secured impressive amounts of attention, and dollars, from venture capitalists towards the FinTech startup industry. Alternative Lending. Even with doubts arising about its vitality, alternative lending seems to never fail to land on the venture capital board. Software-as-a-Service.

Fintech 100

Fintech Software Capital Lending 100

FICO

JULY 9, 2021

The pandemic and associated economic uncertainty have made the landscape for card lending even more challenging, with the need to shape an effective strategy for engagement with all of their customers.

Financial Technology 52

Financial Technology Technology Software Analytics 52

FICO

APRIL 27, 2021

Grupo Monge, one of the largest multinational retail companies in Central America, has used analytic decisioning to improve the way it evaluates and grants credit to its customers, especially those previously excluded from being able to access loans. Loans That Improve Lives. by Nikhil Behl.

Analytics 52

Analytics Analysis Management Risk Management 52

FICO

MAY 23, 2022

As a result, lenders have seen significant gains as they now have access to stronger analytic tools for their onboarding, account management and collection activities.”. The credit-to-GDP ratio in Mexico is around 34 percent, which is still quite low when compared to other countries in the region,” said Cardini.

Analytics 52

Analytics Innovation Data Fintech 52

PYMNTS

JANUARY 18, 2018

Regulation has undoubtedly acted as a catalyst to major financial services trends in areas like small business (SMB) lending, faster payments and, most recently, open banking and collaboration with FinTechs. The results are a bit more varied across the Asia-Pacific region, however, which influences how these FIs invest in innovation.

Regulation 156

Regulation Innovation Fintech Marketing 156

Gonzobanker

MARCH 9, 2022

While both firms have strong underlying technology and development shops, neither Finxact nor Technisys has the functional requirements to service all consumer and commercial account types for most regional and community banks. And it doesn’t appear that either will have those capabilities anytime soon.

Financial Technology 136

Financial Technology Technology Fintech Community 136