PYMNTS

JANUARY 6, 2020

Community banks are pushing for a stronger role with their small business (SMB) customers. However, through an embrace of FinTech collaboration and industry consolidation, community banks appear poised to further dispel assumptions of a lack of digitization. A Consolidating Industry. Strengthening SMB Ties.

Community Bank 123

Community Bank Community Payments Fintech 123

Abrigo

FEBRUARY 23, 2023

Meanwhile, leaders at small banks recognize that their institutions play a vital role in helping community businesses and individuals not only weather uncertainty but also thrive. How can community financial institution leaders manage their challenges and seize their opportunities at the same time?

Community Bank 195

Community Bank Kansas City Community Lending 195

South State Correspondent

SEPTEMBER 4, 2023

We analyzed the loan performance (return on equity, loan yield, fee income, and loan size) of hedged borrowings in a large group of community banks and compared this to the community bank industry averages. The table below shows a summary of our analysis (community banks are defined as banks under $10B in assets).

Analysis 195

Analysis Community Bank Community Training 195

Abrigo

SEPTEMBER 7, 2023

Adapt to a dynamic banking environment with real-time lending & credit data Lender dashboards and reports showing the lending pipeline, pricing trends, emerging risks, workflow bottlenecks, etc. keep me informed Learn more about Abrigo Connect Deciding report types Which credit & lending dashboards are best?

Report 195

Report Lending Trends Data 195

PYMNTS

AUGUST 4, 2017

Are community banks missing the chance to climb aboard the faster payments train? With various banks and FinTechs producing innovative solutions — like mobile banking and P2P tools aimed at improving the speed of payments — the pressure is on for community banks to keep up. faster payments system.

Community Bank 116

Community Bank Community Innovation Millennials 116

Independent Banker

NOVEMBER 1, 2021

Community banks who are considering entering the small business lending space are already challenged by several barriers to entry: Inefficiency of traditional loan processing. Lack of quality lending opportunities to put their deposits to work. Changing regulatory guidance. Automate Booking. Expand Your Pipeline View.

Lending 91

Lending Community Community Bank Analytics 91

Abrigo

JULY 10, 2020

Community banks and credit unions partnered with their communities to help families and businesses through these unprecedented times , causing spikes in consumer fraud that must be faced head on. Lending & Credit Risk. Member Business Lending. SBA Lending. Ag Lending. CRE Lending.

Fraud 195

Fraud Lending Software Analytics 195

Abrigo

JUNE 5, 2023

Takeaway 2 Reports that assess capital, growth, and liquidity provide banking professionals data to drive decisions. Takeaway 3 Banking intelligence that's purpose-built for banks and credit unions combines analytics and intuititve dashboards.

Report 195

Report Risk Management Capital Data 195

Independent Banker

JULY 1, 2015

Jamey Smith Citizens Bank in Kilgore, Texas. Jamey Smith forges complete partnerships for successful commercial lending. Jamey works hard to be a true partner to his customers, becoming an integral part of their team of professionals,” says Sammy York, Citizens Bank’s president and CEO. “He By Judith Sears.

Analytics 70

Analytics Houston Texas Training 70

South State Correspondent

MAY 3, 2023

Fundamentally, FTP divides a bank’s overall NIM into two major sub-margins (one for deposits and one for asset origination). Banks can then measure the economic value obtained from each action taken separately. FTP can be extended to provide other analytical tools, as shown in the graph below.

Lending 195

Lending Capital Management Tools 195

South State Correspondent

MAY 2, 2023

Fundamentally, FTP divides a bank’s overall NIM into two major sub-margins (one for deposits and one for asset origination). Banks can then measure the economic value obtained from each action taken separately. FTP can be extended to provide other analytical tools, as shown in the graph below.

Lending 195

Lending Capital Management Tools 195

South State Correspondent

MAY 2, 2023

Fundamentally, FTP divides a bank’s overall NIM into two major sub-margins (one for deposits and one for asset origination). Banks can then measure the economic value obtained from each action taken separately. FTP can be extended to provide other analytical tools, as shown in the graph below.

Lending 195

Lending Capital Management Tools 195

Abrigo

MARCH 6, 2017

Sageworks (which is also on Twitter at @Sageworks ) has identified 15 must-follow Twitter accounts for banking professionals. 1) @davidpoconnell – David O'Connell is a former commercial lender and a senior analyst at Aite Group, where he covers commercial banks and their use of analytics. Learn more here.

social media 150

social media Lending Community Community Bank 150

Gonzobanker

SEPTEMBER 21, 2023

NYMBUS secured Series D financing (led by Insight Partners), partnered with Hurdlr for small business banking; with Atty Bank, Saint Louis Bank ’s legal community bank; and with Roger, Citizens Bank of Edmond ’s military niche bank. Credit union lending platform Clutch partnered with Zest.ai

Fintech 103

Fintech Software Illinois Lending 103

Abrigo

DECEMBER 17, 2021

Change is hard for everybody, but if you can explain why change has to occur and how that change can eventually benefit the group overall, it may not be easy, but it becomes easier,” said Rich Hoban, Director of Corporate Development at Frandsen Bank & Trust, in a recent description of how his financial institution? Asset/Liability.

Fintech 195

Fintech How To Innovation System 195

Gonzobanker

JUNE 28, 2023

Deep expertise in sound business lending has value , which showed up in the market both directly helping community banks and through partnerships. Rather, it appears to be strong, forward growth ambition from the new owner to expand. So, more likely net new value creation and less likely any kind of rent extraction.

Fintech 147

Fintech Risk Management Lending Software 147

Gonzobanker

MAY 8, 2015

The annual LendIt conference was held last month at Times Square in New York City and GonzoLender descended boldly on the scene to evaluate the mysterious underbelly of digital lending. The lending attack on community banks and credit unions has been waged. I’ll repeat that: one credit union and one community bank.

Conference 60

Conference Lending Community Bank Community 60

PYMNTS

APRIL 23, 2020

Below, PYMNTS rounds up the latest solutions that FinTechs and lenders are developing to ease the PPP lending process for SMBs and FIs alike, with many initiatives focused on enabling regional and community banks to maintain a competitive edge against the biggest banks. LendingTree. Funding Xchange, Experian. In the U.K.,

Fresno 142

Fresno Regional Fintech Lending 142

Abrigo

MAY 31, 2017

In a recent article from Credit Union Insights , Frank Koechlein discusses the need for credit unions to grow into their analytical solutions. Why should developing an effective analytics strategy be any different?” Antidotal evidence indicates that only 20% of all credit union analytic solutions are still in place after 5 years.”

Software 150

Software Analytics Training Case Study 150

The Financial Brand

AUGUST 18, 2020

Even before COVID socked the economy community banks and credit unions saw local loan demand falling. The post Can Nontraditional Credit Analysis Be Community Banks’ Path to Profit? Adapting a fintech technique may help. appeared first on The Financial Brand.

Community Bank 43

Community Bank Analysis Community Branding 43

Independent Banker

AUGUST 25, 2016

More than ever, community banks are exploring new ideas and unconventional approaches to achieving greater profitability. on profitability in community banking. on profitability in community banking. Missouri Bank sharpens focus on trimming expenses. Calculated Lending. Calculated Lending.

Missouri 70

Missouri Connecticut Minnesota Arizona 70

Independent Banker

NOVEMBER 30, 2021

Experts say community banks can use education, biometrics and solid cybersecurity practices to fight this growing area of crime. Say a scammer calls a community bank customer and gains their trust by using information obtained from a major data breach. By Elizabeth Judd. Examples of remote authentication fraud.

Fraud 160

Fraud Strategy Community Bank New York City 160

FICO

DECEMBER 18, 2018

There is an art to small business and commercial and industrial (C&I) lending. Underwriters across the financial spectrum of banks, credit unions, and independents do a great job of mitigating risk when dealing with large, complex lending requests. What do I mean when I say there’s an art to C&I lending?

Lending 53

Lending How To Strategy Analytics 53

PYMNTS

AUGUST 22, 2016

19) the addition of new consumer experts from outside the federal government to the Consumer Advisory Board, Community Bank Advisory Council, Credit Union Advisory Council and Academic Research Council — the four bodies that provide advice to CFPB leadership on a range of consumer financial topics and emerging market trends.

Community Bank 100

Community Bank Community Leadership Analytics 100

FICO

APRIL 24, 2020

Last Tuesday, FICO’s Matt Stanley and Tom Dehler presented an overview of best practices for the use of analytics in banking to help organizations respond to the challenge of the Covid-19 crisis. Most would agree that increasing the use of advanced analytics for highly accurate risk decisions makes perfect sense. by FICO.

Analytics 52

Analytics Customer Experience Community Bank Case Study 52

Independent Banker

JULY 29, 2016

Big Savings—ICBA’s Dan Clancy and Travelers’ Laura Lundin hold a big check representing the $3 million dividend paid this year to community banking participating in the ICBA-Travelers property-and-casualty insurance Preferred Service Provider program. ICBA Bancard & TCM Bank, N.A. ICBA Services Network.

Community Bank 70

Community Bank Community Compliance Lending 70

Independent Banker

OCTOBER 31, 2018

This year, you’ve probably heard me say that ICBA is focused on three pillars: community bank advocacy, education and innovation. As I put on three hats—consumer, community banker, and ICBA president and CEO (in no particular order)—I see three specific opportunities for innovation. Exciting, right?

Fintech 70

Fintech Community Bank Community Nashville 70

PYMNTS

AUGUST 10, 2020

Earlier this month, Commercial Funding announced that it would be entering into the asset-based lending (ABL) arena to augment its existing AR financing solution. ” Asset-based lending, meanwhile, is better suited for SMBs that have experienced a sudden period of high-growth, or a shorter-lived downturn. .

Lending 132

Lending Capital Community Bank Marketing 132

FICO

OCTOBER 2, 2019

I would like to examine what I think ‘small banks’ (community banks, regional banks, and credit unions) can do to capture more market share of the small business lending market. I may use the bank for my checking and deposit bank or have previous lending experience with them.

Lending 40

Lending Marketing Community Bank Online 40

Independent Banker

NOVEMBER 25, 2015

Regardless of the name, nonbank technology firms are wedging themselves between community banks and their customers by offering a slew of traditional and nontraditional banking products. This is why ICBA and community banks must continue to push consistent regulation of bank and nonbank financial service providers.

Community Bank 70

Community Bank Community Analytics Lending 70

PYMNTS

JANUARY 23, 2020

A Wells Fargo regulator is planning a civil suit against 10 former company executives for their roles in its retail banking scandals. Artificial intelligence-based behavioral analytics could be merchants’ answer to the countering eCommerce fraudsters’ ever-changing tactics. Amid FICO Changes, Does Lending Slowdown Loom?

Fraud 131

Fraud Community Bank Analytics Study 131

Abrigo

JANUARY 25, 2022

That has top bank and credit union leaders looking to continue the advances in digitalization that have helped them through the pandemic. Indeed, 35% of CEOs say investing in digitalization is their top business opportunity in 2022, according to the Independent Banker’s annual Community Bank CEO Outlook survey. Asset/Liability.

Management 195

Management Software Survey Fintech 195

PYMNTS

OCTOBER 8, 2018

Information Commissioner’s Office, as Cambridge Analytics had harvested Facebook’s data tied to as many as 87 million users internationally. community banks and small business lending. Government Accountability Office has said that there has been growth in small business lending, as measured across 2001 to 2017. .

United States 174

United States Regulation cryptocurrency Cleveland 174

Gonzobanker

FEBRUARY 8, 2022

Maybe instead of Acquire or Be Acquired, this conference should be called Evolve or Be Acquired,” observed Eric Sprink, CEO of Coastal Community Bank in Everett, Wash., and a trailblazer in the world of banking as a service (BaaS). The difference could be seen in what alpha bankers bragged about.

Fintech 167

Fintech Customer Experience Conference Technology 167

Celent Banking

MARCH 6, 2015

It’s an important topic that Celent discussed in a report published last year: And Then There Were None: The Disappearance of Community Banks. The figures below outline the decline of banks in the US, going from 11,462 at the end of 1992 to 5,809 in 2014. prepaid services, P2P lending, etc.).

Conference 100

Conference Retail Community Austin 100

Independent Banker

MAY 2, 2016

At The Bank of Tioga, we preserve the local touch and serve our clients and communities well. We ignite prosperity in all the communities we serve through community reinvestment, lending to local businesses, and providing educational opportunities for the community and our employees. The Bank of Tioga.

North Dakota 70

North Dakota Community Bank Community Risk Management 70

ForwardBanker

MARCH 1, 2016

When marketing mortgages and consumer loans, is it business as usual and the same-old-same-old for your community bank or credit union? The post 5 New Marketing Competencies for Mortgage and Consumer Lending appeared first on Deluxe FI.

Lending 28

Lending Marketing Marketing Strategies Community Bank 28