Accenture

AUGUST 20, 2019

For the third straight quarter, Chase, Capital One and Synchrony led all issuers in purchase volume growth (over 10 percent YoY). 3 After-Tax ROA of issuers that publicly report – Citigroup, Capital One, Synchrony and Discover 4 YoY = Year-over-year change versus 2Q18. percent, followed closely behind by Chase.

US 150

US Cards Capital Apple 150

Independent Banker

MARCH 31, 2022

We must also keep our focus on protecting the 2017 tax cuts and, as always, monitoring and confronting credit union overreach. We must continue to fight increased regulation, specialty charter considerations and the potential for more fintech access to traditional rails without the same oversight.

Community Bank 239

Community Bank Community Industry Texas 239

PYMNTS

OCTOBER 10, 2017

Cash and checks remain common in B2B transactions, analysts said, with cash usage the highest in emerging markets including Asia Pacific and Latin America. Where cash usage for B2B transactions remains low, as in North America, wire and credit transfers are most popular. Similarly, Asia and Latin America are set to see a 13.2

Payments 124

Payments Regional America Trends 124

PYMNTS

OCTOBER 28, 2016

Vancouver is considered a magnet for talent – with lower costs of doing business, affordable healthcare, tax incentives, and a growing network of accelerators and support for startups. Vancouver is on its way to becoming a top tech hub in North America. Canada’s FinTech Jewel. The city was ranked as the No.

Bitcoin 100

Bitcoin Taxes Innovation Fintech 100

PYMNTS

JANUARY 30, 2020

Credit growth was better than last year and debit growth slowed slightly due to lapping tax reform, which had a positive impact on debit growth through all of last year. Travel and restaurant spending growth slowed, said Kelly. showed similar growth to last year. “We

Payments 229

Payments Conference Cards United States 229

Bank Innovation

MAY 11, 2017

understand that 1) massive amounts of European capital flow to the U.S. It’s worth remembering that two weeks after Apple, America’s biggest company, were ordered to pay €13bn in back taxes in Europe, Deutsche Bank, formerly Europe’s biggest bank, were fined $14bn in New York.

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Regulation Regional Apple America 252

CB Insights

NOVEMBER 5, 2019

There are just two China-based fintech businesses valued at over $100B in the world. The second, conceivably, is Tencent’s fintech business. In May 2019, Barclays released a note estimating the value of Tencent’s fintech business at $123B, or close to a third of the company’s total market cap.

Fintech 51

Fintech social media Analysis Marketing 51

PYMNTS

JULY 18, 2017

But we still believe it’s early in the market, for North America at least. And while SMEs are awaiting tax reform, this area also makes the U.S. The new venture capital funding raised by FreshBooks , too, can help the company overcome those challenges. In the North American market, he continued, adoption is especially lagging.

Software 109

Software Taxes Capital Policies 109

CB Insights

FEBRUARY 13, 2020

This growth has created major opportunities in the payments space, and companies like Stripe — the payments unicorn valued at a masive $35B — are hungry to capitalize on them. Stripe went on to raise a seed round from Sequoia Capital, Andreessen Horowitz, SV Angel, and PayPal founders Peter Thiel and Elon Musk in 2011.

Online 98

Online Company Retail Payments 98

Fintech Labs Insights

JUNE 22, 2016

Mambu Unveils FinTech Startup Program. Personal Capital Brings on Former Yodlee CFO. Let’s Talk Payments asks if fintech startups should be able to access bank data in the wake of Plaid’s $44 million Series B. Trulioo expands to South America as part of Canada’s Fintech Mission to Brazil. Alumni updates.

New York 15

New York Taxes Fintech America 15

Lex Sokolin

JANUARY 7, 2021

Bitcoin has never been more valuable, hitting $34,000 and $630 billion in market capitalization. a gigantic infusion of capital from the government into the hands of business and individual. You don’t even need to be a Keynesian and implement taxes before growing spending. Crypto feasts on this capital appreciation?—?as

Bitcoin 52

Bitcoin Capital US Marketing 52

Lex Sokolin

JANUARY 7, 2021

Bitcoin has never been more valuable, hitting $34,000 and $630 billion in market capitalization. a gigantic infusion of capital from the government into the hands of business and individual. You don’t even need to be a Keynesian and implement taxes before growing spending. Crypto feasts on this capital appreciation?—?as

Bitcoin 52

Bitcoin Capital US Marketing 52

Gonzobanker

DECEMBER 20, 2018

We’ve simultaneously disdained and feared the fintechs, artificial intelligence and blockchain consortia. Caywood is a huge name in fintech with Starling being a recent industry darling around innovation. Banks Leveraging Fintechs Award. Capital One quit mortgage late in 2017. The Fintech That Roared Award.

Fintech 105

Fintech Conference Innovation Community 105

PYMNTS

JANUARY 10, 2020

Jenny Lefcourt of Freestyle Capital, for instance, said that consumers are an increasingly difficult sales target because they “became fickle with the proliferation of VC-backed, consumer-focused startups over the past few years.” Take a look at how more than $198 million in fresh funding landed in the B2B FinTech space below.

Fintech 131

Fintech Capital Software Technology 131

PYMNTS

JUNE 14, 2018

Powering the push in spending, according to the Commerce Department reports, are historically low unemployment figures , wages finally starting to show real gains and additional liquid capital among workers due to the tax cuts of late 2017. Breaking the 50 percent efficiency ratio barrier might just be a structural change afoot.

Retail 108

Retail Bitcoin Course America 108

CB Insights

OCTOBER 10, 2018

See which startups are helping JPMorgan, Bank of America, and Citi build the digital banking platforms of the future. Both have access to significant financial capital to scale far beyond what’s available to even well-funded startup challengers. DOWNLOAD THE 61-PAGE consumer banking REPORT. Why now for digital banking startups.

Retail 78

Retail Cards Millennials Mobile 78

Jeff For Banks

SEPTEMBER 13, 2015

Chan was a former Bank of America senior executive, serving as the Corporate Treasurer, Enterprise Risk, and various other functions during his career. Since his joining the Board, the bank has stabilized, returned to profitability, recaptured it's deferred tax asset, and NPAs/Assets have declined to less than 3%.

Community Bank 60

Community Bank Lending Community Security 60

PYMNTS

JULY 31, 2020

In a venture capital slowdown, any investment round is a win. This week’s look at the latest funding for B2B FinTech and other startups showcases an investor appetite for security, data and business intelligence, with nearly $63.5 million in fresh investment for the industry. PYMNTS rounds up the latest deals below.

Security 166

Security Data Capital Utah 166

Gonzobanker

DECEMBER 19, 2017

FinTech threats and distractions. While the Gonzo team loves to celebrate our mid-size entrepreneurial banks who “stick it to the man,” we also need to extend a GonzoBanker salute to Bank of America CEO Brian Moynihan. Oh, by the way, that Fintech darling of two years ago Lending Club? Heavy core conversions weighing us down.

Conference 101

Conference Industry Community Bank Community 101

PYMNTS

JULY 29, 2019

And while FinTech has evolves to offer corporates solutions to streamline a variety of individual processes, the financial services space continues to struggle to break down barriers at a wider level, according to Bhavin Turakhia, CEO and co-founder of India-based enterprise payments and banking FinTech Zeta.

Payments 183

Payments System Cards Data 183

PYMNTS

SEPTEMBER 12, 2018

Small businesses (SMBs) frequently cite cash flow crunches and the struggle to access capital as key hurdles to the success of their business. The company recently announced a $200 million commitment from BTG Pactual, Latin America’s larges financial institution (FI). ” In other words: more affordable financing.

Data 101

Data Strategy Operations Capital 101

PYMNTS

JULY 4, 2016

We began the Weekly Tech Center Roundup journey in London – Europe’s self-proclaimed startup capital. The “startup nation” is recognized for not just brimming with tech innovation, but also harboring more high-tech startups and a larger venture capital industry per capita than any other place in the world.

Innovation 104

Innovation Fintech National Capital 104

CB Insights

SEPTEMBER 10, 2019

Download the free report to find out how fintech is shaping the future of wealth management and investing. This openness to banking alternatives presents opportunities for fintech startups looking to innovate in financial services from the outside. get the REPORT on next generation investors. From big banks to big tech.

Millennials 77

Millennials Mobile Lending Cards 77

PYMNTS

JANUARY 10, 2019

Platform operators and merchants must conduct due diligence related to everything from intellectual property and tariffs to tax laws and FX rates. And taking effect with the dawn of 2019, the Chinese government has put in place new initiatives tied to cross-border trade flows done by digital means into several markets.

United States 158

United States Regulation Compliance Strategy 158

CB Insights

MAY 23, 2019

Mozido’s fintech fraud fiasco. Crescent Ridge Capital Partners’ elaborate Ponzi scheme. Select Investors: AllianceBernstein, Lightspeed Venture Partners, Glade Brook Capital Partners. Select Investors: CapitalG, Goldman Sachs Investment Partners, Pritzker Group Venture Capital. Bouxtie’s broken promises.

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Fraud Las Vegas Company Video 78

Fintech Labs Insights

NOVEMBER 25, 2016

Digital voting and identification, electronic health records, and “audit-free tax audits” were among the use cases the two suggested could be right around the corner given a sufficiently-motivated public sector. The post Fintech Favorites: Blockchain, the Banks, and the Underbanked appeared first on Finovate.

blockchain 12

blockchain Fintech Bitcoin Technology 12

CB Insights

OCTOBER 31, 2017

“The initial 7 years were all about having negative working capital, positive cash flow and a sustained ability to fund our own growth. I started treasuring GMV, room-nights and other ‘vanity’ metrics instead of the fundamentals of cash flow and working capital,” he explained. Those were the only metrics we tracked. Product: Bridj.

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Company US San Francisco Capital 78