Abrigo

MAY 22, 2024

Recent stats and dynamics of the small business lending market Understanding the small business lending landscape and potential efficiencies can help banks and credit unions grow their portfolios. You might also like this guide for smarter, faster small business lending. Record new business formation and a wider gap between U.S.

Lending 195

Lending St. Louis Community Marketing 195

Fintech Labs Insights

APRIL 12, 2024

The last one, published in Jan 2014, featured 50 innovations (see below). Note: These are the rankings from 10 years ago. I will update with milestones from 2014 to today and publish next month. I’m taking suggestions here (so far: crypto, BNPL, earned-wage access, chatbots, deposit networks).

Innovation 15

Innovation Fintech Online Mobile 15

Gonzobanker

FEBRUARY 1, 2023

While AOBA provides a fertile forum for buyers and potential sellers in the bank M&A space to commensurate, the crowd uses this valuable face time to also delve into discussions about the economy, strategic growth, fintech innovation, competition, and talent wars.

Arizona 144

Arizona Kansas City Industry Phoenix 144

Bobsguide

MARCH 28, 2022

SME lending, corporate lending and corporate treasury/FX services are poised to gain the highest traction. Simplifying SME lending through BaaS is expected to drive growth of 30% by 2024. • With thoughtful innovation, we have the opportunity to create a more level playing field and a more equitable future for all.

Innovation 60

Innovation Lending social media Retail 60

Bussman Advisory

NOVEMBER 11, 2023

This week’s must-know stories in the FinTech, AI and Digital Asset space: Microsoft-backed OpenAI announces GPT-4 Turbo, its most powerful AI yet HSBC plans custody service for non-crypto digital assets Deutsche Boerse to launch cryptocurrency exchange in 2024 Plus, 9 more exclusive stories to help you stay ahead of the curve!

Fintech 52

Fintech Community cryptocurrency Course 52

Bussman Advisory

DECEMBER 17, 2022

The FinTech Ecosystem Highlights of the last week are: ChatGPT owner OpenAI projects $1 billion in revenue by 2024. As this will be the last edition of our newsletter in 2022, we wish our over 47’000 subscribers and customers a happy holiday season and all the very best for 2023!

Fintech 52

Fintech blockchain Groups Course 52

Gonzobanker

MARCH 21, 2024

The problem is even worse in 2024. Minority small business owners need ‘fair and accessible’ lending. By incorporating alternative data sources and nonlinear relationships, these models can generate more accurate and comprehensive credit risk assessments, enabling lenders to make more informed lending decisions and better manage risk.

Lending 78

Lending How To Capital Data 78

Independent Banker

DECEMBER 31, 2022

So we’re careful when we lend out commercial real estate loans. If rates start to drop at the end of 2023 or into 2024, I think there are many people who probably will be eligible for refi business. Those are projects that we will start using between the end of 2023 and the first quarter of 2024. The ICBA view on… Lending.

Community Bank 91

Community Bank Community Tampa North Carolina 91

South State Correspondent

JUNE 27, 2023

One major innovation is the ability to send an “information only” message to add more data to a transaction message. This allows an entirely new layer of transaction richness to take place and for banks to innovate on various products. This increased interoperability can drive innovation and open up new business opportunities.

System 195

System Data Examples Payments 195

CFPB Monitor

JUNE 25, 2020

Small and intermediate banks must comply with the rule by January 1, 2024. To promote innovation, any interested party (including a bank or community group) may request confirmation that an activity is a qualifying activity. Qualifying Activities.

Community 97

Community Lending Meeting Retail 97

PYMNTS

OCTOBER 11, 2019

Here is what we’ve learned from the Libra experience that may be helpful to other innovators who have large plans to change the world. Max Levchin On The Future-Present Of Everywhere POS Lending. Visa, Intuit Launch Instant Deposit For SMBs. Cash flow is that thing that can keep a business owner or executive up at night.

Cards 116

Cards Online Houston Digital Banking 116

Gonzobanker

DECEMBER 14, 2023

Expect more deals to be announced in 2024. The It’s Still No Fun to Work Here Award – goes to the “stagecoach” Wells Fargo , which now is dealing with unionization efforts from employees at certain branches and has set aside $1 billion+ for additional employee severance costs in 2024. and Summit Financial Group, Inc.

Fintech 194

Fintech Community Regional Technology 194

PYMNTS

JULY 20, 2017

market, Atom Bank has been shaking up the traditional banking scene by offering banking services like a savings account and SME lending through its mobile platform. billion by 2024. When banks do innovate, he said, they simply add more technology to their stack, which makes it even more difficult for them to replace outdated systems.

Digital Banking 128

Digital Banking Video Mobile Survey 128

FICO

JANUARY 5, 2023

The CFPB's New Open Banking Proposal Will Accelerate Exciting Product Innovations. While a final rule implementing section 1033 of the Dodd-Frank Act will not be issued until 2024, knowing that “rules of the road” are now on the way is sure to add more momentum to open banking initiatives.

Policies 52

Policies Company Regulation Risk Management 52