Fintech Labs Insights

APRIL 12, 2024

Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It was called Online Banking Report and was read by a sizable portion of major industry players. And each January, we ranked all previous recipients into a master list.

Innovation 15

Innovation Fintech Online Mobile 15

PYMNTS

APRIL 15, 2019

To help build customer loyalty, eCommerce and brick-and-mortar retailers have a myriad of tools on hand: Cashiers can sign customers up for loyalty cards at brick-and-mortar stores, and eCommerce sites can send customers special offers and coupons by email. The machine also has a 21-inch screen that allows consumers to interact.

San Francisco 130

San Francisco Retail System New Jersey 130

Abrigo

FEBRUARY 8, 2024

Client fraud education to prevent banking losses Financial institutions play a crucial role in safeguarding customers and members from fraud. Fraud education is key. You might also like this infographic: 5 Fraud typologies impacting you and your customers or members. DOWNLOAD Takeaway 1 U.S.

Fraud 195

Fraud Resources social media Software 195

PYMNTS

SEPTEMBER 10, 2019

billion by 2024, despite the fact that digital IDs are still largely underused worldwide. The app stores digital versions of documents like drivers’ licenses, health cards and other forms of identity. There’s no question the world is moving in a digital direction. The digital identity verification market is projected to reach $12.8

Wyoming 136

Wyoming District of Columbia Colorado Idaho 136

NCR

DECEMBER 2, 2016

The rising importance of one of the most exciting technologies in financial services – biometric authentication – has been marked by Mastercard’s European rollout of Identity Check Mobile , a payment application that allows users to authorize online purchases using fingerprints or facial recognition.

Security 40

Security Payments Cyber Security Regulation 40

NCR

MARCH 31, 2017

That uncertainty hasn’t stopped an online casino in the UK from putting a specific date on when cash could become extinct in Britain. With Payments UK predicting a further 19 percent fall in cash transactions by 2024, Gala Casino pinpointed 2043 as the year when notes and coins could drop out of use entirely.

Millennials 40

Millennials Trends Survey Comparison 40

Fintech Labs Insights

FEBRUARY 26, 2024

That’s why we created this list as a reference to the real-world implementation of artificial intelligence in various financial services offerings, from banking, to investing, to credit cards, insurance, small business management, retirement planning and more. Online Digital Banks for Small Business (SMB) Feb 2024

Fintech 15

Fintech Fraud Cards Branding 15

FICO

AUGUST 26, 2021

It’s a question FICO’s fraud head honcho, TJ Horan, pondered back in 2016 , when the nascent real-time person-to-person (P2P) payments service Zelle was relaunched by a small consortium of banks (see below). How to Fight Real-Time Payments Fraud. “Do you Zelle?” COVID Has Given a Permanent Boost to Real-Time Payments?

Fraud 52

Fraud How To Payments US 52

PYMNTS

OCTOBER 11, 2019

Upgrade Card Combines Credit Card Acceptance With Installment Payments Flexibility. LendingClub Founder Renaud Laplanche built a business to help consumers manage the $800 million in outstanding credit card debt twelve years ago. Max Levchin On The Future-Present Of Everywhere POS Lending. As of Oct. Trackers and Reports.

Cards 116

Cards Online Houston Digital Banking 116

PYMNTS

FEBRUARY 13, 2018

In remarks made to analysts on the conference call, Bisignano said that in North America, “ our PNC Merchant Services joint venture was recently renewed and extended to 2024 … I think this early renewal and extension with PNC is indicative of the strong relationships that we have across all of our bank partners.”

Data 100

Data America Community Cards 100

Gonzobanker

DECEMBER 14, 2023

Expect more deals to be announced in 2024. Paul wrote the “ Online Banking for Dummies ” book in the late ’80s. The laser eyes are shining brighter going into 2024. In addition, it has has opened more than 400,000 debit cards and is opening as many as 75,000 per month, creating a whole other disruption risk we need to discuss.

Fintech 195

Fintech Community Regional Technology 195

Abrigo

JANUARY 31, 2023

Takeaway 2 Banks should be proactive in understanding fraud trends and FinCEN priorities to prepare for future rulemaking. The rule is effective January 1, 2024, and reporting companies will have one year from that date to file their beneficial ownership information. billion to fraud in 2021, a 70% increase over the prior year.

Fraud 195

Fraud Training Regulation Trends 195

FICO

JANUARY 5, 2023

While a final rule implementing section 1033 of the Dodd-Frank Act will not be issued until 2024, knowing that “rules of the road” are now on the way is sure to add more momentum to open banking initiatives. 5 Ways Digital Payments Will Change FIs and Fraud in 2023. Several groups have also called for comprehensive industry regulation.

Policies 52

Policies Company Regulation Risk Management 52