PYMNTS

JANUARY 6, 2020

Community banks are pushing for a stronger role with their small business (SMB) customers. However, through an embrace of FinTech collaboration and industry consolidation, community banks appear poised to further dispel assumptions of a lack of digitization. A Consolidating Industry. Strengthening SMB Ties.

Community Bank 123

Community Bank Community Payments Fintech 123

Gonzobanker

DECEMBER 22, 2020

This Year was brought to you by the number 2020 and the letters W, T and F” – Big Bird (more or less). Banks and credit unions had to fundamentally change their delivery, support and relationship management models at scopes and speeds that were unheard of. THE BANK AWARDS. Most Oft-Heard Statements of 2020.

Idaho 172

Idaho Community Industry Strategy 172

Abrigo

FEBRUARY 12, 2020

Key Takeaways Commercial real estate lending will be a top focus for many financial institutions in 2020. The Mortgage Bankers Association expects 9% growth in CRE originations in 2020. To read news headlines, commercial real estate (CRE) is headed for a terrible 2020. MBA's 2020 CRE outlook: Originations up 9%.

Lending 195

Lending Trends FDIC Survey 195

South State Correspondent

OCTOBER 25, 2020

On October 23, 2020, the International Swaps and Derivatives Association (ISDA) published the much anticipated IBOR Fallback Protocol (Protocol). Most community banks have some loans or deposits tied to LIBOR, and many community banks have used LIBOR hedges to help borrowers manage interest rate risk.

Community Bank 221

Community Bank Community Management 221

Abrigo

AUGUST 5, 2020

Now, banks and credit unions must determine how to safely and effectively manage risk in the portfolio while also driving growth at their institution. Therefore, it’s essential that the credit memo captures the complete picture of the borrower to ensure proper risk management. Improving loan grading in a recession.

Management 195

Management Risk Management Trends Industry 195

Gonzobanker

JANUARY 17, 2020

Well GonzoBankers, the gang is back to work and we are all headed face-first into 2020 – a year with more uncertainty than most about how things will turn out. So, to get your Gonzo executive brains warmed up for a new year, I offer you 20 important banking realities for 2020 to guide your strategic execution efforts: 1.

Customer Experience 126

Customer Experience Fintech Regional Cards 126

Jeff For Banks

AUGUST 2, 2021

The result was that our non-staff expenses have gone from 2012 levels of $2.4MM to 2020 at $2.7MM. million in 2020. 14/ @Schornack Strong expense management structures allow the SMB more flexibility then to further invest in strong staff and improved client experiences. million in 2020. million in 2012 to $12.2

Community Bank 78

Community Bank Community Minnesota Metro 78

Banking Exchange

DECEMBER 28, 2019

Community Banks Should Focus on Regional Strategy Community Banking Feature3 Feature The Economy Bank Performance Financial Trends Human Resources People Management.

Community Bank 78

Community Bank Regional Resources Community 78

South State Correspondent

MARCH 21, 2023

The need for a known, reliable brand creates an excellent opportunity for community banks to help small business customers while building deposit balances. Background of ERC ERC exists to assist businesses that were put under severe financial strain due to the government-mandated lockdowns from the 2020 COVID-19 pandemic.

Taxes 195

Taxes Community Bank Community Operations 195

Jack Henry

JANUARY 6, 2021

Reflecting back on 2020, the community banking and credit union industries should be proud of how this unprecedented pandemic and resulting economic crisis was managed. Happy New Year! This familiar wish resonates now more than ever before.

Financial Technology 144

Financial Technology Trends Technology Community Bank 144

Banking Exchange

FEBRUARY 1, 2021

The Houston-based banking group saw steady growth in its loan portfolio in Q4 Bank Performance The Economy Feature Financial Trends Management Feature3 Community Banking.

Houston 60

Houston Community Bank Community Trends 60

Abrigo

MARCH 3, 2022

In today’s banking world, community banks are focused sharply on shareholders’ expectations for growth in earnings and return on equity. So, how can community banks support earnings and ROE growth in the face of intense regulatory scrutiny and competitive pressures on profitability? Fast forward to 2020.

Lending 195

Lending Community Marketing Community Bank 195

Jeff For Banks

FEBRUARY 12, 2024

2/25 Past actions/decisions give the best insights into a management team's acumen, capabilities, willpower, and its pursuit of excellence.effort lol. 2/25 Past actions/decisions give the best insights into a management team's acumen, capabilities, willpower, and its pursuit of excellence.effort lol. References to "I" means Perry.

Columbus 108

Columbus Indianapolis Capital Community Bank 108

Gonzobanker

AUGUST 21, 2020

Banking executives should take a page out of the software industry playbook and adopt an agile approach to planning. If the first half of 2020 taught financial institutions anything, it’s that they must be nimble enough to adjust to change on short notice. The post Three Tips for Agile Planning in 2020 appeared first on Gonzobanker.

Software 78

Software Meeting Tools Community Bank 78

Independent Banker

SEPTEMBER 30, 2021

Under Larry Wilson’s leadership, First Arkansas Bank and Trust’s branch on the Little Rock Air Force Base was named the 2020 Air Force Bank of the Year. Community banks operate on a majority of the country’s military installations. Community banks comprise more than two-thirds of the 66 banks operating on U.S.

Arkansas 168

Arkansas Community Bank Community Operations 168

South State Correspondent

APRIL 23, 2023

The root cause of Silicon Valley Bank’s (SVB) failure is poor risk management – plain and simple. Bankers need to understand and manage their business on the fair value of assets and liabilities instead of managing their business on net interest margin and the amortized historical cost of assets and liabilities.

Management 195

Management Security Risk Management social media 195

Banking Exchange

MARCH 2, 2020

Also, Regions Bank has announced the planned acquisition of equipment finance lender Ascentium Capital Bank Performance Management Feature Financial Trends M&A Fintech Feature3 Community Banking.

Trends 60

Trends Community Bank Regional Community 60

Independent Banker

NOVEMBER 30, 2022

In 2022, ICBA’s award-winning ThinkTECH Accelerator program reached more community banks with innovative solutions and partnerships than ever before. For ICBA and our community bank members, 2022 was a year full of potential. By Charles Potts, ICBA. I couldn’t agree more.

Community Bank 99

Community Bank Community Innovation Atlanta 99

Independent Banker

FEBRUARY 28, 2022

percent in 2019, the 30-year mortgage rate began a persistent decline until late 2020 when actions by the Fed following the start of the COVID-19 pandemic, dropped rates to.5 What it means for community banks is clear. Following a ten-year high of just above 4.5

Leadership 91

Leadership Strategy Lending Community Bank 91

Banking Exchange

JANUARY 29, 2020

The combined entity will cover Florida, Georgia, Alabama, the Carolinas, and Virginia when it completes in Q3 2020 Community Banking M&A Management Feature Feature3.

Alabama 78

Alabama Georgia Virginia Florida 78

South State Correspondent

OCTOBER 26, 2023

As can be seen, the conference largely revolved around payments, artificial intelligence, fintech partnerships/management, regulation, and fraud/identity in its various forms. The near-frictionless Know Your Customer (KYC) solution merits a look from banks. Below is a breakdown of all 300 sessions, less the demos and sales pitches.

Conference 221

Conference Las Vegas Fraud Case Study 221

Jeff For Banks

DECEMBER 29, 2020

As a point of reference, the S&P US BMI Bank Total Return Index for the five years ended December 23, 2020 was 46.3%. While the S&P US BMI Banks Index was down 16%, FDBC held serve. This puts its price to tangible book ratio slightly north of 2x, high by traditional community bank standards today.

North Carolina 147

North Carolina Capital Community Bank Wisconsin 147

Banking Exchange

NOVEMBER 19, 2019

For community and regional banks one area that remains largely untapped is commercial lending Community Banking Feature Feature3 Bank Performance The Economy Management Financial Trends Lines of Business Technology Retail Banking.

Lending 60

Lending Trends Community Bank Regional 60

Independent Banker

FEBRUARY 28, 2022

What this has to do with community bank investment management may not be readily apparent. Fresh on our minds is the year 2020. Belly of the curve matters to community banks. First, the average duration of a community bank bond portfolio is more than four years right now.

Community Bank 91

Community Bank Community Memphis Security 91

ABA Community Banking

AUGUST 10, 2020

The post Learning From 2020: A Great Way to Save for the Unexpected Is Making It Automatic appeared first on ABA Banking Journal. Even before the pandemic, most households were skating on thin financial ice.

Community Bank 105

Community Bank Community Marketing Management 105

PYMNTS

DECEMBER 27, 2019

The same demand for data integrations between back-office platforms spread into the need for those FinTech solutions to also integrate with SMBs’ bank account data for faster, more accurate data entry and analysis. Open banking wasn’t the only disruptive trend for SMB financial services this year. An Evolving Landscape. In the U.S.,

Community Bank 132

Community Bank Fintech Data Community 132

Independent Banker

APRIL 30, 2022

While most of Alpine Bank’s in-lobby “shops” are carried out here at its Glenwood Springs branch, the program also has an online element. It’s no secret why Alpine Bank’s mystery shopper program has helped the community bank meet and exceed customer expectations over the past two decades. Name: Alpine Bank.

Community Bank 91

Community Bank Community Illinois Online 91

Abrigo

FEBRUARY 27, 2020

Abrigo’s 2020 Business Lending Readiness Survey found many bankers are dealing with processes that stymie those efforts. They are routinely experiencing processes that add costs, delay turnaround times, and can lead to inconsistency in pricing and risk management. That’s scale.” 21, 2019 – Jan. Lending & Credit Risk. Learn More.

Lending 243

Lending Survey Data System 243

PYMNTS

JUNE 30, 2020

challenger bank Allica Bank has launched using Profile Software ‘s banking programs in order to ensure small- to medium-sized business (SMB) customers a way to manage their banking and risk operations, according to a press release. Allica Bank will use Profile’s FMS.next as its core banking platform.

Software 151

Software Community Bank Resources Digital Banking 151

Independent Banker

JANUARY 31, 2022

These community banks are working to fix that through microlending programs. One of the harsh realities revealed by the flood of Paycheck Protection Program (PPP) money distributed in 2020 and 2021 is that many businesses and entrepreneurs in need of small-balance loans fell through the cracks. and WSFS Bank in Wilmington, Del.

Lending 150

Lending Community Community Bank Compliance 150

Independent Banker

JANUARY 31, 2022

Here’s how four community banks are thriving in this environment. The 2020 Census quantified the growth many residents were already sensing: Austin grew by 33% between 2010 and 2020, earning it the rank of fastest-growing large metro. By Mindy Charski. The Houston metro took the 10th spot with a 20.3% Deepening roots.

Texas 182

Texas San Antonio Community Bank Community 182

Independent Banker

APRIL 30, 2022

During the pandemic, many community banks needed to change how they operated. For this and other reasons, now is a good time to review and refresh articles, bylaws and committee charters to ensure resilience and bolster risk management. But if they see it as a risk management tool, it’s a game changer. By Susan Springer.

Oregon 91

Oregon Community Bank Community Meeting 91

Abrigo

DECEMBER 31, 2019

Key Takeaways The most popular blog posts on the Abrigo site reflect many of the priorities community banks and credit unions had in 2019. Top blog posts reflect bank, CU priorities. As 2019 winds down, community banks and credit unions have worked hard to attract new customers and members and to retain existing ones.

Lending 150

Lending Community Bank Software System 150

PYMNTS

DECEMBER 3, 2020

Wintrust Financial Corporation has selected global enterprise technology provider NCR Corporation to provide its new digital-first banking platform, according to a press release. PYMNTS ’ June 2020 Digital-First Banking Tracker , done in collaboration with NCR, looked at the realization setting in that much business could be done remotely.

Leadership 190

Leadership Community Bank Branding Mobile 190

Independent Banker

AUGUST 31, 2021

The payments space can be dizzying for even the most enterprising community bank. Banking-as-a-service (BaaS). Central bank digital currency (CBDC). The financial services industry is acting on this digital demand, incorporating fintech solutions, instant payments offerings and crypto banking products.

Trends 91

Trends How To Payments Community Bank 91

PYMNTS

AUGUST 21, 2020

Community banks and credit unions are feeling the pressure to boost their digital card services or risk losing customers to megabanks and digital challengers, Ondot Systems ’ Chief Strategy Officer Todd Lesher told PYMNTS in a recent discussion. It’s a story told by the data itself, Lesher said. Square announced $1.3

Cards 224

Cards Mobile Community Bank Community 224

Independent Banker

MARCH 31, 2022

Faced with several transitional issues, here’s how these community banks gained support from their new providers to adapt to the change. Two years before changing core processors, Asian Bank began conducting weekly meetings to brainstorm attributes its dream core provider would possess. Source: 2020 ICBA Core Processor Survey.

How To 91

How To Community Bank Community System 91