Insights on Business

DECEMBER 27, 2017

As we wrap up an unpredictable and sometimes tumultuous year in both the fintech industry and the world, we’re looking back at the last 12 months of IBM FinTech blogs to pick out some of the more popular and insightful posts of 2017. Some even say that blockchain will be the most influential FinTech technology of 2018.

Fintech 129

Fintech blockchain Fraud United States 129

Bank Innovation

MARCH 1, 2019

Strategic participation in fintech climbed in 2018, with 41% of all fintech financings containing either a corporate VC or strategic investor. This is up from 35% in 2017, and way up from 18% in 2013, according to Financial Technology Partners’ 2018 Annual Fintech Almanac.

Fintech 170

Fintech Financial Technology Technology Operations 170

Celent Banking

FEBRUARY 28, 2017

The Products entries for 2017 fall broadly into four sub-categories: Payments Product — for launching the best consumer or business payments product. Lending Product — for the most impressive consumer or business lending or collections initiative.

Innovation 100

Innovation Lending Boston Trends 100

Celent Banking

FEBRUARY 28, 2017

The Products entries for 2017 fall broadly into four sub-categories: Payments Product — for launching the best consumer or business payments product. Lending Product — for the most impressive consumer or business lending or collections initiative.

Innovation 100

Innovation Lending Boston Trends 100

PYMNTS

JULY 10, 2018

million — already ahead of 2017’s full-year take of $167.7 million and four times the amount raised in the first six months of 2017. Financial technology seems to be leading the startup charge, representing 40 percent of the largest 10 deals of the year so far, collectively worth $100 million. So why the boom?

Lending 100

Lending ATM Online Course 100

PYMNTS

AUGUST 25, 2019

And Experian Australia & New Zealand announced that it has acquired FinTech Look Who’s Charging. Launched in August 2018, Wanwu Xinxuan is an online retail platform selling children’s apparel, shoes and accessories.

Data 109

Data Fintech Lending Regional 109

Fintech Labs Insights

DECEMBER 7, 2020

At FintechLIVE , we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). But we achieved a new milestone surpassing the $1 TRILLION-mark in total valuation among the 120 public and private financial technology companies. Full Fintech Unicorn list (values as of 2 Dec 2020). Ant Technology.

United States 15

United States Fintech Portland Oregon 15

William Mills

AUGUST 17, 2016

Between September and October, we’ll see a host of new companies, ideas and innovation, and we’ll hear from the “experts” on those issues we need to pay attention to in 2017. The best quote I’ve heard recently is, “Anyone can lend money. Alternative lenders are learning more about fraud to their dismay and access to capital.

Conference 40

Conference Innovation Las Vegas Colorado 40

William Mills

SEPTEMBER 12, 2017

William Mills Agency will be live blogging at FinovateFall 2017. An industry leader in lending and benchmarking solutions for financial institutions. This technology powers a ton of other FinTech companies (something that I don’t think most people know). They’re s howing a lending example using their API.

Samsung 69

Samsung Mobile User Experience Google 69

PYMNTS

JANUARY 21, 2019

Alipay’s latest expansion — this time, to Luxembourg — shows not only the increasing reach of the China-based mobile payments ecosystem, but also stands as the latest example of companies in payments and FinTech gaining licenses to operate in Europe. There, PSD2 was designed to encourage FinTech and payments innovation. Monzo , a U.K.-based,

Trends 185

Trends Payments Fintech Mobile 185

CB Insights

MARCH 27, 2018

Industry: Fintech. Ziddu focuses on blockchain-backed solutions that offer microfinance lending against collateralized commodities in the form of Ziddu Coins — in other words, blockchain-based technology that could hypothetically make it easier for LongFin to collect collateral from borrowers. Longfin corp. Exchange: NASDAQ.

blockchain 48

blockchain Company cryptocurrency Bitcoin 48

Fintech Labs Insights

OCTOBER 3, 2016

Named by Self Lender as 1 of 3 startups who is “absolutely crushing it” in fintech. Announced new investment of $50 million, with another $25 million coming in 2017. Launched Financial Fitness program for employers to offer employees. Launched Financial Fitness program for employers to offer employees.

San Francisco 18

San Francisco Taxes Lending Colorado 18

PYMNTS

DECEMBER 6, 2018

One of the biggest ways FinTech firms have been able to gain a competitive edge on traditional banks, for small business (SMB) customers, is through relationship-building. Banks are shuttering their physical branch locations at the fastest pace in years, according to The Wall Street Journal ( WSJ ). That is significantly greater than the 26.8

Training 161

Training Fintech Lending Customer Experience 161

William Mills

MAY 9, 2018

There are a number of great events in FinTech but this one I do my best to attend each year. Founded: August 2017. A TON of really old technology is being used in mortgage lending. In fact, Fiserv recently sold ALL of their mortgage technology to a PE firm. Founded: January 2017. Website: projectfinance.io.

Security 40

Security Samsung Strategy San Jose 40

CB Insights

MAY 15, 2019

As fintech plays a larger role in the financial ecosystem, companies are looking for ways to use tech to solve problems and find new opportunities in the space. One popular approach: in-house financial innovation labs. Partnership Fund for New York City and Accenture — FinTech Innovation Lab. Founded: 2017.

Innovation 78

Innovation blockchain Technology Groups 78

CB Insights

AUGUST 6, 2017

FINANCIAL TECHNOLOGY. Fintech 250: The Tech Startups Redefining The Financial Services Industry. Disrupting Banking: The Fintech Startups That Are Unbundling Wells Fargo, Citi and Bank of America. Disrupting European Banking: The FinTech Startups That Are Unbundling HSBC, Santander, and BNP. INDIA TECH.

Industry 78

Industry Marketing Fintech Software 78

CFPB Monitor

AUGUST 8, 2019

The Bureau issued its first (and so far only) no-action letter in September 2017 to Upstart Network Inc. The results showed that Upstart’s model using alternative data and machine learning approved 27% more applications than a traditional lending model and yielded 16% lower average APRs.

Data 60

Data Lending Compliance Policies 60