Abrigo

AUGUST 3, 2017

The FDIC paper The Entry, Performance, and Risk Profile of De Novo Banks published in April 2016 reports that the number of de novo bank failures and acquisitions annually has drastically declined since 2010, primarily due to the fact that new bank formations have become nearly inexistent.

Oklahoma City 150

Oklahoma City FDIC Handbook Oklahoma 150

Independent Banker

JANUARY 28, 2016

Anticipating safety and soundness exam issues in 2016. As in past years, community bankers will have a dynamic regulatory environment to contend with in 2016. Safety and soundness concerns will remain a prominent driver of that supervisory dynamic for community banks. What should community banks anticipate here?

Community Bank 70

Community Bank Community Regulation Lending 70

Independent Banker

FEBRUARY 24, 2016

Regulators warn once again about rising CRE concentrations and risks. Just about every community bank makes commercial real estate loans. A whopping 95 percent of ICBA members are active commercial real estate (CRE) lenders, according to the latest ICBA Community Bank Lending Survey. By Howard Schneider.

Community Bank 70

Community Bank Lending Community Regulation 70

CFPB Monitor

AUGUST 22, 2016

The CFPB has announced the appointment of new members to its Consumer Advisory Board, Community Bank Advisory Council, Credit Union Advisory Council, and Academic Research Council. In January 2016, the CFPB published a notice in the Federal Register soliciting applications from individuals interested in becoming members.

San Antonio 60

San Antonio Kansas City Groups CA 60

Independent Banker

FEBRUARY 24, 2016

Welcome to the Crescent City, where the largest educational gathering of community bankers convenes this month. It’s Community Banking LIVE 2016 in New Orleans. For the most current information about Community Banking LIVE 2016. IB: What steps should community banks consider taking?

Community Bank 70

Community Bank Community Innovation Customer Experience 70

Independent Banker

JULY 28, 2016

Although they vary by format, the content of the agencies’ guidance includes consistent broad-spectrum elements, which may seem largely theoretical, but their framework can be used effectively to manage regulatory requirements and changes. Just how can your community bank do all of those things? Are we meeting those criteria?

Compliance 70

Compliance Training Community Bank Regulation 70

Gonzobanker

DECEMBER 22, 2020

Banks and credit unions had to fundamentally change their delivery, support and relationship management models at scopes and speeds that were unheard of. And how did community banks and credit unions respond to the COVID craziness? Jill is continually demonstrating just how loud a $300 million community bank can roar!

Idaho 181

Idaho Community Industry Strategy 181

Jeff For Banks

NOVEMBER 7, 2016

The third quarter of 2016 was relatively quiet after the surprise of the Brexit vote at the end of the second quarter. Another factor worth noting is that gold prices have risen 19% year-to-date in 2016, but are off their worst levels; this commodity could be a safe haven for Brits fleeing Brexit. Average hourly earnings have risen 2.6%

Tools 60

Tools Community Bank Risk Management Community 60

Jeff For Banks

AUGUST 12, 2018

for the year ending June, 2016, +5.6% DJ 08/09/18 Dorothy Jaworski has worked at large and small banks for over 30 years; much of that time has been spent in investment portfolio management, risk management, and financial analysis. Dorothy has been with Penn Community Bank and its predecessor since November, 2004.

Marketing 60

Marketing Philadelphia Omaha US 60

Jeff For Banks

OCTOBER 29, 2016

In 2016, the median sized financial institution is $1.1 For example, deposit operations' expense as a percent of deposits should decline as the bank grows. Community bankers know the town mayor, and key business leaders. billion, and the operating cost per business checking account is $710. We should start with ourselves.

Training 60

Training FDIC Community Resources 60

Jeff For Banks

NOVEMBER 1, 2017

I don’t think they have to worry too much; median household income in 2016 was $59,039, while in 1999 it was about the same at $58,655. DJ 10/17/17 Dorothy Jaworski has worked at large and small banks for over 30 years; much of that time has been spent in investment portfolio management, risk management, and financial analysis.

Marketing 60

Marketing Taxes DC Community Bank 60

Jeff For Banks

JANUARY 16, 2016

Into 2016 We Go This is no way to ring in a new year! Thanks for reading DJ 01/10/16 Dorothy Jaworski has worked at large and small banks for over 30 years; much of that time has been spent in investment portfolio management, risk management, and financial analysis. First and foremost, China is at it again.

Community Bank 60

Community Bank Atlanta Data Marketing 60

Fintech Labs Insights

DECEMBER 2, 2015

In July, Q2 Holdings acquired anti-fraud, risk management specialist, Centrix Solutions for $20 million. Q2 is still studying how it will integrate Social Money’s portfolio into its offerings, saying it plans to provide a “rebranded suite of Social Money technologies” in 2016.

Iowa 12

Iowa Austin Millennials Community Bank 12

Gonzobanker

DECEMBER 22, 2015

Community bank marketing resources. With market opportunity heating up and big bank and big credit union competitors hitting hard, too many community banks lack marketing resources … or they have 2X more spending in sponsorships than the campaigns, analytics and digital sales improvements that actually bring in new business.

Community Bank 60

Community Bank Apple Community Technology 60

Gonzobanker

MAY 21, 2019

The framework to assess the acquired bank is based upon Bezos’ famous 2016 shareholder letter that outlines Amazon’s core business philosophy. The following memo outlines my assessment and recommendations concerning our purchase of Acme Bank, a $5 billion institution located in Metropolis, USA. To: Jeff Bezos – CEO.

Customer Experience 112

Customer Experience Analytics Management Operations 112

Insights on Business

DECEMBER 7, 2016

A recent article in The Globe and Mail , The biggest threat to banks? Legacy systems, not fintech (November 2016), by Mike Gardner seemed to go viral on my Twitter stream. I agree that one of the biggest threats to banks is the heavy presence and disconnected nature of legacy systems. A technology sandbox for fintech.

System 70

System Fintech Innovation Industry 70

Gonzobanker

DECEMBER 19, 2016

What words describe 2016 GonzoBankers? We hope you enjoy our take on the good, the bad and the bigly of 2016. . THE BANKING AWARDS. The 2016 Headline That Will Give You a Headache – “Wells Fargo CEO Says the Ethics Hotline Was Mostly Ethical.” GonzoBanker of the Year – Larry Richman, CEO of the PrivateBancorp Bank.

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

What words describe 2016 GonzoBankers? We hope you enjoy our take on the good, the bad and the bigly of 2016. . THE BANKING AWARDS. The 2016 Headline That Will Give You a Headache – “Wells Fargo CEO Says the Ethics Hotline Was Mostly Ethical.” GonzoBanker of the Year – Larry Richman, CEO of the PrivateBancorp Bank.

Utah 60

Utah System Community Marketing 60

Jeff For Banks

FEBRUARY 3, 2017

The quick jump in rates in late 2016 is reminiscent of the increases in 2013, with rates rising in both cases up 100 basis points in just over 100 trading days. The latest Fed forecasts, released in December, 2016, have ranges for 2017 for GDP of 1.9% Dorothy has been with Penn Community Bank and its predecessor since November, 2004.

Marketing 60

Marketing Taxes Regulation US 60