PYMNTS

JULY 17, 2018

In recent years, payroll cards have run into controversy as lawsuits and lawmakers scrutinize fees that often come with the tool. The debate involves virtual cards and their use by insurers to pay healthcare providers. But, much like the payroll card debate, the legal questions around virtual cards also focus on fees.

Cards 100

Cards Georgia Alabama New York 100

CFPB Monitor

JULY 28, 2016

CFPB has issued its July 2016 complaint report which highlights complaints about credit cards and complaints from consumers in Washington and the Seattle metro area. The CFPB began taking credit card complaints on July 21, 2011, the day on which the CFPB officially opened its doors for business. 31, and 30 percent.

Washington 60

Washington Cards Report Seattle 60

CFPB Monitor

MARCH 2, 2016

The CFPB has issued its February 2016 complaint report which highlights complaints about prepaid cards and complaints from consumers in Texas and the Houston metro area. The CFPB began taking complaints about prepaid cards in July 2014. percent of total complaints.

Houston 60

Houston Metro Texas North Carolina 60

CFPB Monitor

DECEMBER 28, 2016

The CFPB has issued its December 2016 complaint report which highlights complaints about debt collection. General findings include the following: As of December 1, 2016, the CFPB handled approximately 1,058,100 complaints nationally, including approximately 23,100 complaints in November 2016.

Arizona 103

Arizona Rhode Island Report Phoenix 103

PYMNTS

APRIL 28, 2016

Visa has secured the spot as the exclusive payment provider for the 2016 Olympic Games in Rio for the 30th year running. As we prepare for the Rio 2016 Olympic Games, Visa is transforming the way fans pay, giving them choice in how they want to pay for anything, anytime and everywhere.”. Visa is excited to be part of their journey.”.

Cards 100

Cards ATM Security Innovation 100

PYMNTS

OCTOBER 13, 2017

Australian government agencies are reportedly plagued by company card fraud and misuse, according to new analysis from media company Fairfax Media. The ABS had 156 cases of inappropriate spend on its cards, Fairfax found, valuing more than $43,000 in misspend. Reports in the Sydney Morning Herald on Thursday (Oct.

Fraud 100

Fraud Cards Company Analysis 100

PYMNTS

JUNE 9, 2017

Moody’s Investors Service reported Thursday (June 8) that credit card charge-offs — debts that are so delinquent that lending institutions have basically given up on collecting them — are at their highest rate since 2009 , possibly due to loosening lending standards. percent in 2016. percent, up from 4.84 percent the previous year.

Cards 107

Cards Omaha Lending National 107

Chris Skinner

JULY 5, 2017

If nothing else, I love Turkey for their cheesy adverts: In this latest update BKM, the ACH for most of the retail banks, provides the story of Troy, the first and only national payments scheme of Turkey. Fifteen years ago, only 9 per cent of total household consumption was through cards. million POS machines in the market.

National 300

National Cards Innovation Payments 300

PYMNTS

SEPTEMBER 23, 2016

Americans are carrying more debt than ever before and paying some of the highest credit card rates every recorded, according to new data. The national average annual percentage rate (APR) for credit card debt is 15.22 percent, according to CreditCards.com’s weekly Credit Card Rate Report. Credit card balances rose 3.4

Cards 100

Cards Report National Millennials 100

PYMNTS

SEPTEMBER 7, 2016

Going into investor day, Mastercard is ready to talk about its brand’s evolution from card network to digital payments acceptance network, buttressed by the continued growth and acceptance of Masterpass among issuers, acquirers and merchants worldwide. and around the world.

Mobile 100

Mobile Security National Branding 100

CFPB Monitor

APRIL 3, 2017

The CFPB has issued its March 2017 complaint report that highlights credit card complaints. to 1:00 p.m.ET, Ballard Spahr will hold a webinar, “The CFPB’s Consumer Credit Card Market RFI and Other Important Recent Credit Card Developments.” On April 13, 2017, from 12:00 p.m.

Massachusetts 89

Massachusetts Cards Report West Virginia 89

PYMNTS

FEBRUARY 10, 2017

Fast food chain Arby’s confirmed that credit card data was stolen from thousands of its customers due to a data breach that took place last month. Though the retailer wasn’t named at the time, PSCU said more than 355,000 credit and debit cards issued by PCSU-associated banks were compromised in the data breach.

Data 100

Data Cards System National 100

CFPB Monitor

APRIL 3, 2017

The CFPB has issued its March 2017 complaint report that highlights credit card complaints. to 1:00 p.m.ET, Ballard Spahr will hold a webinar, “The CFPB’s Consumer Credit Card Market RFI and Other Important Recent Credit Card Developments.” On April 13, 2017, from 12:00 p.m.

Massachusetts 74

Massachusetts Cards Report West Virginia 74

CFPB Monitor

DECEMBER 1, 2016

The CFPB has issued its November 2016 complaint report which highlights complaints about “other financial services,” a category that includes debt settlement, credit repair, check cashing, and money orders. In February 2016, the CFPB began accepting complaints about federal student loans.

Oklahoma 60

Oklahoma Oklahoma City Rhode Island Report 60

Jeff For Banks

JULY 13, 2023

BofA), claiming, among other things, that BofA opened credit card accounts for new customers without their consent. Wells Fargo was slapped with a similar CO back in 2016, while they were third in the nation in deposit market share. But can it be for the community banks that would covet the customers that make up the $1.9

Cards 78

Cards Community America Community Bank 78

PYMNTS

JANUARY 9, 2020

The shift from magnetic stripe to EMV chip cards marked one of the 21 st century’s most widespread payment developments. Chip cards have been heralded for their improved functionality and security, but they have still failed to address critical authentication problems, leaving retailers to bear the brunt of these vulnerabilities.

Fraud 131

Fraud Cards Retail Security 131

PYMNTS

OCTOBER 26, 2016

But while merchants have now had more than a year to adjust to the new technology, retailers still lag behind when it comes to chip card adoption, causing frustration and confusion for consumers, even with chip-based cards decreasing counterfeit fraud by 60 percent, according to Mastercard. ” Biometrics coming on big.

Security 100

Security Mobile Las Vegas User Experience 100

PYMNTS

APRIL 25, 2016

Of course, we have the quarterly numbers, too, including insight into how American Express’ commercial card business is holding up. billion worth of purchases went through Amex commercial cards in 2016’s Q1, American Express said in its latest quarterly earnings report. It’s all below in our weekly B2B Data Digest. . .

Fraud 100

Fraud Cards Lending Analysis 100

NCR

AUGUST 29, 2016

The number of EMV payment cards in global circulation had rocketed more than 40 per cent year on year by the end of 2015, new statistics from EMVCo have revealed. billion ‘chip-and-pin’ cards when the data was collected, and 35.8 The region’s chip card adoption rate jumped to 52.3 per cent of cards issued.

Cards 75

Cards Regional National America 75

PYMNTS

JANUARY 9, 2019

are less optimistic about the national economy, with economic outlook dropping for the fourth month in a row, according to analysis from the National Federation of Independent Business (NFIB). in December, its lowest level since late-2016, according to reports. Reports in the Wall Street Journal on Tuesday (Jan. last August.

Michigan 168

Michigan National Survey New York 168

ATM Marketplace

MARCH 23, 2017

MasterCard’s October 2016 deadline for U.S. ATM deployers to upgrade their ATM fleet to EMV has now passed, and Visa and the other card networks’ October 2017 deadline is looming.

National 48

National System ATM Cards 48

Chris Skinner

JULY 13, 2017

I knew exactly what he was getting at, as the banks I deal with in USA, UK, France, Germany and other European nations are always fretting over the challenge with their old systems. Compare that to the measly $112 billion in mobile payments in the USA in 2016, and you can see the difference.

United States 316

United States System Mobile Maine 316

PYMNTS

NOVEMBER 8, 2018

RuPay accounts for more than half of India’s one billion debit and credit cards, and yet Mastercard and Visa still process the majority of the tens of billions of dollars in payments transactions logged monthly, and where the figure was $51 billion in August. Jaitley noted that the total transaction value for RuPay was $1.1

Marketing 157

Marketing Cards Course Payments 157

PYMNTS

FEBRUARY 8, 2019

The annual survey by the National Retail Federation (NRF) and Prosper Insights & Analytics reports that Americans are going to spend a record amount of money on Valentine’s Day , even though there’s been a general decrease in how many people celebrate the holiday over the years. billion and also smashing the 2016 record of 19.7

Retail 150

Retail Survey Analytics Cards 150

PYMNTS

AUGUST 8, 2019

He added that the mobile payments app has clocked over 100 million transactions to date in the nation. With 120 million internet users in Japan, cash still dominates most transactions, especially since some places, like supermarkets and medical clinics, do not accept cards. credit card and 10 percent with other types of credit cards.

National 109

National Cards Mobile Payments 109

PYMNTS

SEPTEMBER 26, 2016

Halloween sales, which would amount to an all-time high, according to data provided by the National Retail Federation. percent plan to buy Halloween greeting cards ($390 million of total spending). Over 171 million Americans plan to celebrate Halloween this year, spending an average of $82.93, forecasting a total spend of $8.4

social media 100

social media Survey Retail National 100

PYMNTS

FEBRUARY 27, 2019

A wide range of biometric solutions are being used to develop national identification systems around the world. The following Deep Dive examines the potential use cases for biometrics in national identification systems and the security pitfalls they could encounter. . A reported 3.6 Digitizing government services .

Security 159

Security National Wyoming Idaho 159

PYMNTS

JANUARY 8, 2020

The continuing push by the country’s government may find friction, with debit cards as the epicenter — making the cards, essentially, free for merchants to accept may have repercussions elsewhere in the payments ecosystem, as others shoulder the cost. Of that tally, as many as 500 million of the cards are RuPay cards.

Cards 130

Cards Payments Course National 130

CFPB Monitor

JULY 6, 2015

In its new report containing its findings from a survey of prepaid card users, The Pew Charitable Trusts urges the CFPB’s “speedy adoption” of its proposed prepaid card rule. In its Spring 2015 agenda , the CFPB indicated that it expects to issue a final rule in January 2016.

Cards 60

Cards FDIC Survey National 60

PYMNTS

JANUARY 29, 2020

Florida FinTech Fidelity National Information Services (FIS) is partnering with London FinTech Liberis , to offer small to medium-sized businesses (SMBs) an alternative funding source, FIS announced in a press release Wednesday (Jan. Worldpay and Liberis partnered in 2016 to launch Worldpay Business Finance in the U.K.

Lending 131

Lending Florida Capital Fintech 131

NCR

MAY 14, 2018

But the number one option remains online card payments, and new research has highlighted several reasons why this is the case. One of the key drivers for online card payments at the moment is the growing proliferation of mobile devices. Where card payments still lag behind. Mobile usage boosts growth.

Online 61

Online Cards Payments Study 61

PYMNTS

FEBRUARY 27, 2018

These solutions could shift the way national security agencies in several countries operate, or force employers to change how they authenticate and identify their employees. Several nations around the world are reconsidering their approach to security and national identity systems. as part of a visa waiver program. billion USD.

Security 110

Security Report National Millennials 110

PYMNTS

SEPTEMBER 18, 2020

The year was 2016. The Nation: “Amazon’s many tentacles provide it with novel ways to strong-arm suppliers.”. In 2016, it logged $20.5 Even in the early days of 2016, Amazon had 25 percent of eCommerce spend in the category, on its way to 40.5 In 2016, it was $7 billion. Brexit and the U.S. billion in 2019.

Comparison 163

Comparison Seattle Retail Branding 163

PYMNTS

DECEMBER 20, 2017

According to research inside the new PYMNTS Global Cash Index Germany Analysis, the country has a cash share of 20 percent as of 2016. That’s the sixth-highest cash share of countries in Western Europe, higher than that of neighboring nations like Belgium (15.4 percent between 2007 and 2016. As of 2016, they represented 11.9

Data 115

Data Analysis ATM Cards 115

CFPB Monitor

NOVEMBER 7, 2016

In its Fall 2016 Supervisory Highlights , which covers supervision work generally completed between May and August 2016, the CFPB highlights violations found by its examiners involving origination and servicing of auto financing, debt collection, mortgage origination and servicing, student loan servicing, and fair lending.

Lending 83

Lending Report Regulation Policies 83

Chris Skinner

APRIL 24, 2017

According to the Colombia Banking Association 65% of the Colombian adult population had access to financial services in 2013, rising to 72% in 2016 and a target of 80% banked by 2018. Although other statistics do not corroborate this number, putting the levels around 40% banked and 60% unbanked, with 79% unable to get credit cards.

National 316

National Strategy Case Study Mobile 316

PYMNTS

OCTOBER 10, 2019

percent from 2016 to 2022, and uptake is rising even faster in the Asia-Pacific, which is expected to see a CAGR of 27.2 percent from 2016 to 2022. Cloud storage subscription providers are required to offer payment experiences that would-be consumers in both developed and underdeveloped nations find convenient and compelling.

Marketing 116

Marketing Payments Cards cryptocurrency 116