PYMNTS

OCTOBER 13, 2016

Shoppers in those regions often put less trust in online merchants and credit card companies and feel unsure about giving out their personal payment information. An alternative to advanced credit card payments. In countries like Egypt, many people do not have bank accounts or cards,” Shawky said.

Cards 100

Cards Regional San Francisco Online 100

PYMNTS

DECEMBER 28, 2016

Payments 2016: The Year Of EMV-Enabled Cards. While the EMV liability shift took place in October 2015, many of the effects of that shift were felt throughout 2016. At the transaction level, consumers began to feel like they were more protected from fraud with the introduction of the EMV chip card. Best of Times.

Cards 116

Cards Payments eBook Fraud 116

PYMNTS

MAY 19, 2017

Even as some countries move away from physical currency in favor of more modern payment methods, demand in larger nations means the Asia-Pacific region is still clinging to cash. With China and India driving economic growth, countries in the Asia-Pacific region are estimated to spend some $8.1 trillion in cash payments in 2015.

Report 136

Report Regional Analysis Payments 136

PYMNTS

SEPTEMBER 13, 2016

EMV adoption is well on its way one year after the introduction of chip-enabled cards, and more adopters will jump on for the ride following Mastercard’s press release on Sept. Mastercard reports that banks, consumers and merchants are all experiencing a positive impact and a drop in fraud from the use of chip cards.

Data 100

Data Fraud Regional Cards 100

PYMNTS

MAY 10, 2016

But, of course, no two consumers are exactly alike – especially when comparing consumers across different regions of the world. The study looked at 500 consumers (18+) in each country who had at least a credit or debit card. “The pie for card issuers in Europe is significant. ” The Highlights.

Regional 100

Regional Payments Study Cards 100

Celent Banking

MARCH 16, 2015

This last week the American Banker Retail Banking Conference 2015 was going on in Austin, TX. A regional bank poll of millennials found that not one could name a community institution in their area. As expected, it was a great way to read the temperature of the banking industry. One spoke of the need to market correctly.

Conference 100

Conference Retail Community Community Bank 100

PYMNTS

MAY 22, 2018

Visa announced that the growing number of chip cards and chip-enabled merchants has helped bring counterfeit fraud in the U.S. payments industry to begin the shift to EMV chip cards in 2011,” the company wrote in a press release. payment volume in March was on EMV cards. down by 76 percent. Visa set the path for the U.S.

Fraud 133

Fraud Cards United States Regional 133

NCR

AUGUST 29, 2016

The number of EMV payment cards in global circulation had rocketed more than 40 per cent year on year by the end of 2015, new statistics from EMVCo have revealed. billion ‘chip-and-pin’ cards when the data was collected, and 35.8 The region’s chip card adoption rate jumped to 52.3 There were 4.8

Cards 75

Cards Regional National America 75

PYMNTS

SEPTEMBER 26, 2018

25) from Verizon Communications, full compliance with the PCI DSS (short for Payment Card Industry Data Security Standard) dropped last year, the first decline seen in six years. percent seen in 2015. The study noted that there are some regional differences, as 77.8 A case of complacency on compliance? The headline numbers: 52.5

Compliance 134

Compliance Regional America Survey 134

PYMNTS

JANUARY 31, 2017

The number of Mastercard cards increased 6 percent in the Americas in 2015, which compares to a 4 percent increase for Visa, but Visa still holds the spot as the largest card scheme in the region, reported RBR. According to RBR’s Global Payment Cards Data and Forecasts to 2021 study, Visa had 43 percent of the 2.9

America 100

America Cards Maine Regional 100

PYMNTS

FEBRUARY 26, 2020

Founded in 2010, Sightline has experienced 744 percent revenue growth since 2015. A value card gives VIP guests immediate access to winnings. The card is reloadable and can be used on any service (gaming, hospitality, entertainment and ATMs) at the resort, in brick and mortar retail worldwide, and online. .

Oregon 232

Oregon Pennsylvania Innovation Operations 232

PYMNTS

JANUARY 19, 2017

A movement by countries around the globe to embrace a cashless future is resulting in plastic payments (think credit and debit cards) to erode cash’s market share. The firm found that 471 billion cashless payments were made around the world in 2015, up 52 percent since 2011.

Payments 100

Payments Cards Retail ATM 100

Celent Banking

JULY 13, 2016

As most people know, PSD2 has introduced new card multilateral interchange fee (MIF) limits in Europe. Debit card transactions across Europe have been capped at 0.2% of transaction value, while for credit cards, the limit is 0.3%. times (£439 vs £181 billion in 2015). times (10.3 Only time will tell.

Regulation 100

Regulation Cards Regional Examples 100

PYMNTS

NOVEMBER 24, 2016

The company revealed its “Global Payment Cards Data and Forecasts to 2021” report Wednesday (Nov. According to the report, regulations, combined with FinTech innovation, are accelerating payment card adoption in these markets. million new outlets at which cards are accepted last year.

Marketing 100

Marketing Cards Regulation Regional 100

PYMNTS

DECEMBER 1, 2016

Data from the International Data Corporation suggests that while the Philippines is underbanked, over 30 percent of Filipinos owned smartphones in 2015. Its digital pawn shop rolled out in the Philippines in 2015. Borrowers receive PawnHero cards that link to their mobile accounts, which are credited once the transaction is complete.

Regional 100

Regional eBook Mobile Analysis 100

PYMNTS

AUGUST 22, 2019

Ploof has been with PSCU since 2015; her most recent position was as a regional vice president of account management. Before coming to PSCU , she worked with Covera Card Services, moving up the leadership ladder for 14 years and reaching the title of chief operating officer before the company was acquired.

Management 116

Management Regional Leadership Meeting 116

PYMNTS

JANUARY 9, 2020

The shift from magnetic stripe to EMV chip cards marked one of the 21 st century’s most widespread payment developments. Chip cards have been heralded for their improved functionality and security, but they have still failed to address critical authentication problems, leaving retailers to bear the brunt of these vulnerabilities.

Fraud 131

Fraud Cards Retail Security 131

PYMNTS

SEPTEMBER 15, 2017

The region is now home to more than half of ATMs worldwide, which is helping drive use of cash, according to RBR’s latest forecast. Just between 2015 and 2017, the number of ATMs in the Asia-Pacific region increased from 1.55 million to 1.72 million and are projected to reach 2 million by end of 2022, the RBR research found.

ATM 122

ATM Regional Analysis Payments 122

PYMNTS

MAY 20, 2016

Cards Association announced on Thursday (May 19) that the monthly spending on contactless cards reached a record £1.5 2015, monthly contactless spending hit £1 billion. Today, one in seven of all card transactions that take place in the U.K. The heaviest use of contactless cards is in the U.K., The latest U.K.

Regional 101

Regional Cards Policies Course 101

PYMNTS

MARCH 4, 2020

TerraPay was launched in 2015. We believe in our mission to address financial inclusion by making real-time national, regional and global payments accessible to everyone,” said Ambar Sur, founder and CEO of TerraPay. It also aims to enable banks, mobile money operators and other providers to connect with one another at a low cost.

Fintech 168

Fintech Mobile Regional Operations 168

PYMNTS

SEPTEMBER 25, 2019

Rabobank’s Banking for Food vision reaches agricultural regions in Europe, Africa and Asia. “At Mastercard Farmer Network launched in 2015 and has connected with over 250,000 farmers in Uganda, Tanzania and India. Announced in May, the credit card will be issued by Barclaycard and is designed to support U.K. farming businesses.

Cards 128

Cards Regional Strategy Innovation 128

PYMNTS

NOVEMBER 30, 2016

percent growth in 2015. We are quickly seeing this change in key growth markets like India where new operator Reliance Jio is aggressively trying to shake up the market by handing out free 4G SIM cards and launching own-branded low-cost 4G-enabled smartphones.” billion units in 2016, with a year-over-year growth rate of 0.6

Regional 100

Regional Apple Mobile America 100

PYMNTS

NOVEMBER 1, 2019

Cards are the most common means of online payment in Turkey, Russia and a few other Eastern European countries. Some companies do better regionally. Cross-border shopping platforms like AliExpress are also popular in the region. and sovereign wealth fund Russian Direct Investment Fund (RDIF).

Online 101

Online Retail Regional Trends 101

PYMNTS

NOVEMBER 1, 2018

In 2015, 7-Eleven announced that it would not renew its Cardtronics relationship in the U.S. — According to a recent report, consumers there used their debit cards 13.2 In addition, the use of contactless payment cards almost doubled to 5.6 Cardtronics said. Meanwhile, the U.K. billion transactions during the same period.

ATM 155

ATM Cards Operations Regional 155

PYMNTS

JULY 21, 2017

Fraud varies country to country, region to region. Just as payment methods are varied, so too are the ways that people pay, and whether, given a certain locale, they prefer paper (cash) over plastic (via mag stripe or chip card), or mobile over interactions with the cashier — these differences color fraud as well.

Fraud 116

Fraud United States Regional Cards 116

PYMNTS

JULY 10, 2017

It’s not the card network’s first — or even second — such move in identifying and then investing in payments players that have built companies with a digital and/or mobile-first focus. In 2011, Visa invested in Square and in 2015, Stripe. Think cards, but digital ones, accounts issued digitally by the Bank of Klarna. And global.

Regional 100

Regional Mobile Cards Security 100

PYMNTS

AUGUST 29, 2017

According to the PYMNTS study, between 2015 and 2020, cash use in India is expected to expand at a 12 percent CAGR, while in China, the CAGR in cash usage will rise by 7.5 Once they try it, he noted, they may transition away from using cash.

Report 129

Report Study Regional Analysis 129

NCR

MARCH 4, 2016

EMV cards are spreading and now account for one in three card-present transactions globally, according to latest data from EMVCo. Between July 2014 and June 2015, 97 percent of all card-present payments used EMV technology. Its ‘Emerging Asia’ region recorded growth in non-cash payments of 21.6 billion to $8.9

Cards 40

Cards Technology Payments US 40

PYMNTS

OCTOBER 10, 2017

Regional Trends. percent between 2015 and 2020 — significantly lower than the 11.2 For instance, in mature APAC markets, small- and medium-sized businesses (SMBs) are driving digitization of B2B payments through increased use of digital invoices, virtual cards and cloud-based financial management and accounting solutions.

Payments 124

Payments Regional America Trends 124

PYMNTS

OCTOBER 22, 2018

And New England isn’t the only place enjoying the autumn chill as it sets in — although we are perhaps enjoying it more colorfully with the region’s famed foliage. Gift Cards’ New Unfavorable Fans. In fact, they have favored brands, with iTunes and Google Play cards popular favorites.

Data 134

Data Fraud Cards Regulation 134

PYMNTS

OCTOBER 5, 2016

And while some have speculated that modern payment methods, such as credit and debit cards and mobile wallets, will spell the end of days for cash, it continues to thrive. In fact, our research estimates a $300 billion increase in the amount of cash in the Eastern European market between 2015 and 2020.

ATM 178

ATM Cards Mobile Regional 178

PYMNTS

MAY 4, 2017

Brazil and Mexico — the total amount in cash payments for the region was $3 trillion in 2015, with weighted average cash use at 14 percent of GDP, with an estimated increase, annually, of 4 percent through 2020 in absolute dollars but a decline in percentage of GDP by 1.2 Turning to the Americas — defined as the U.S.,

ATM 192

ATM Millennials United States Study 192

PYMNTS

AUGUST 18, 2017

In Australia, cash and card-based payments have long been playing tug-of-war. In 2017, however, the balance seems to be tilting away from cash with contactless card-based payments powering close to a third of POS transactions. So, is this the beginning of the end for cash Down Under? As it turns out, not really. About the Index.

Report 100

Report ATM Analysis Cards 100

NCR

APRIL 22, 2016

While mortgages, student loans and car loans make up the majority of the consumer debt pie, credit cards are an increasingly larger piece. According to the 2015 American Household Credit Card Debt Study , U.S. households carry an average of $15,762 in credit card debt, up 10 percent from 2014. Limit your card collection.

Cards 40

Cards New York National Study 40

PYMNTS

APRIL 19, 2016

Other key takeaways from The Global Fraud Attack Index™ for the second quarter of 2016 include: There were 27 attacks for every 1,000 transactions conducted in 2015 Q4. That’s 11 percent more than were reported in 2015 Q3, and a 215 percent increase from 2015 Q1. sales transactions, on U.S. merchant websites, are trending.

Fraud 100

Fraud Online Trends Regional 100

PYMNTS

JUNE 14, 2018

There are “dozens” of cases of such fraud across those regions stretching back three years, said the newswire. In some cases, employees at a Hong Kong location spent tens of thousands of dollars, accrued via corporate cards, on gifts and entertainment, including Louis Vuitton bags. The grand jury stated that she was behind a $2.3

Fraud 103

Fraud North Carolina Policies Survey 103

PYMNTS

OCTOBER 26, 2017

Understanding the preferred, locally sourced alternative payment methods (APMs) can make or break a merchant’s eCommerce initiative, and credit cards do not always pass muster. Research from eMarketer has found that in 2015, the total worldwide value of eCommerce was $1.7 -based firm looking to do business in those far-flung markets.

United States 101

United States US Payments Atlanta 101