PYMNTS

AUGUST 8, 2017

educated entrepreneurs met while working abroad at Renaissance Capital and Deutsche Bank. such as Zopa and Lending Club, they saw an opportunity in emerging markets that had been ignored by the big banks, such as Russia, Georgia and Kazakhstan. Observing the rise of disruptive companies in Europe and the U.S.,

Lending 105

Lending Capital Fintech Marketing 105

PYMNTS

MARCH 1, 2016

The tallies are in: Innovate Finance has calculated the state of investment in FinTech for 2015, and we have the numbers. Innovate Finance released The 2015 FinTech Investment Landscape this month, a report that offers a snapshot at how investors are placing their money among financial innovators. reigned supreme.

Fintech 100

Fintech Lending Capital Innovation 100

PYMNTS

OCTOBER 21, 2019

As Seedrs CEO Jeff Kelisky told Karen Webster in a recent discussion, while most people in 2009 took one look at the sputtering and shuddering economy, there was a whole class of innovators and entrepreneurs who didn’t see a nuclear wasteland where the economy used to be. When most people asked “what’s next?” The list goes on.

Innovation 131

Innovation Payments Apple Mobile 131

Independent Banker

NOVEMBER 30, 2021

La Plata County commissioner Marsha Porter-Norton champions First Southwest Bank’s innovative lending. First Southwest Bank is carving out new business models to address a need for credit and financial services through nonprofit lending programs and software that leverages its community development financial institution (CDFI) funding.

Colorado 119

Colorado Community Bank Community New Mexico 119

PYMNTS

MARCH 20, 2018

Alternative lending options, including debtor finance and P2P lending, offer SMEs the chance to fund growth without using property as security,” explained Scottish Pacific CEO Peter Langham in a statement. Last December, Tyro, a bank-FinTech hybrid, launched in Australia after it landed a banking license in 2015.

Fintech 118

Fintech Lending Survey Innovation 118

Bank Innovation

MARCH 7, 2019

which will also serve as its entry into the country, Bank Innovation has learned. Founded in 2015, OakNorth is a digital-based SME […]. Fresh off a $400 million funding led by SoftBank, fintech lender OakNorth is close to establishing its first bank partnership in the U.S.,

Fintech 186

Fintech Innovation Operations Capital 186

PYMNTS

FEBRUARY 7, 2017

According to “Digital Disruption — Revisited: What FinTech VC Investments Tells Us About A Changing Industry,” Citi expects an influx in venture capital across the FinTech startup scape. The nation’s current market climate is ideal to fostering FinTech growth and innovation, and investors will fuel that growth through 2017.

Fintech 100

Fintech US Capital Lending 100

PYMNTS

OCTOBER 7, 2016

6) a new round of equity financing led by new investors, including Pritzker family business interests advised by The Pritzker Organization and DNS Capital. The capital raise, which follows the close of a minority equity financing round led by Goldman Sachs in Oct. The round also included existing investors.

Capital 155

Capital Innovation America Mobile 155

PYMNTS

JUNE 28, 2016

As more loans that expected went bad in the fall of 2015, investor/loan buyers started backing away – making it harder to attract desirable borrowers, making it harder to attract investor/lenders. Marketplace lending, in short, did not need more fireworks. Many innovators have noted that is a lot easier than staying in London.

Lending 100

Lending National Marketing Online 100

PYMNTS

JANUARY 17, 2019

Goldman Sachs Private Capital provided the credit facility that will be used to promote Capify ‘s growth across Australia and the U.K., ” In another statement, Goldman Sachs Private Capital Executive Director Pankaj Soni described Capify as “one of the leading small business finance providers in the U.K.

Capital 108

Capital Innovation Fintech US 108

PYMNTS

NOVEMBER 21, 2016

PYMNTS also explores the venture capital and lending spaces as professional investors make some changes and as businesses look to invest in themselves. However, total investment in these startups — venture capital, in addition to angel, hedge fund and mutual fund investment and more — topped $17.8 and Europe dominated in 2015.

Strategy 100

Strategy Lending Capital America 100

PYMNTS

DECEMBER 8, 2016

Venture capital has hit a plateau, according to some analysts. “After $100M+ checks flowed freely to VC-backed companies through much of 2015, the mega-round trend has settled into a lower range through 2016,” concluded KPMG and CB Insights in their Q3 2016 venture capital report.

Fintech 100

Fintech Capital Analysis Trends 100

PYMNTS

JULY 20, 2018

million with B2B startups this past week, and while investment targets were diverse (including B2B eCommerce and small business lending), the bulk of the funding landed at companies focused on enhancing businesses’ ability to assess their performance. million raised in 2015, which was led by Ardent Capital.

Analytics 105

Analytics Capital Tools California 105

PYMNTS

JANUARY 27, 2021

million shares of its common stock, and private equity backer Parthenon Capital Partners is selling 5.59 Founder and CEO Anthony Hsieh said in a letter with the filing that the company, founded 11 years ago, has been “committed to providing honest products with great value, and committed to delivering them in an innovative, delightful way.”.

Marketing 182

Marketing Capital Branding Company 182

PYMNTS

MAY 9, 2016

Last week, OnDeck, Kabbage and CAN Capital banned together to form the Innovative Lending Platform Association (ILPA), an advocacy group to champion increased transparency for small business borrowers in the alternative and marketplace lending sphere. It isn’t the first initiative with this goal.

Regulation 100

Regulation Lending Capital Industry 100

PYMNTS

JULY 12, 2018

Cuomo on June 1, 2017, required DFS to study online lending in New York State and submit a report of its findings. Our review shows that while online lending has grown in recent years, our banking industry still supports the overwhelming majority of lending in New York while being subject to strong safeguards and oversight.

Online 100

Online New York Lending Regulation 100

PYMNTS

AUGUST 12, 2016

Restaurants — the epicenter of payments innovation, it seems — were on the receiving end of a couple of new opportunities this week that could drive even more feet into them and help them grow. This could come as a welcome relief, as lending decisions will be based on data about the viability and success of the business, which helps everyone.

Lending 100

Lending Apple Cards Study 100

PYMNTS

APRIL 30, 2018

It’s a thought that was triggered recently after reading and reflecting on recent developments across three innovations heralded as FinTech’s poster children — disruptors out to change the world and eat the proverbial lunches of incumbents they say are too big and too unmotivated to change. Marketplace lending. Marketplace Lending.

Fintech 183

Fintech blockchain Lending Digital Banking 183

PYMNTS

FEBRUARY 7, 2017

Plaid Technologies, a startup that helps FinTechs like Venmo and Lending Club access their customers’ bank accounts, has raised $44 million in a Series B round of venture capital funding. According to a report , the venture units of Citi and Amex took part in the latest round of fundraising.

Technology 100

Technology Tools Analytics Fintech 100

PYMNTS

JUNE 24, 2016

trillion in 2015. Online lending . The venture capital backers are no doubt smiling. . Suddenly the surge looks less based on fundamentals than fortuitous timing, which does not in fact lend itself to follow on IPOs from other companies, because the stars may not align like this for them. That compares to €2.1

Lending 101

Lending Online South Dakota North Dakota 101

Celent Banking

JUNE 12, 2015

This includes global transaction services, small business services, commercial and small business lending, and the changing role of corporate treasury and its impact on meeting the needs of corporate banking clients. On the lending side, US commercial loan outstandings have more than fully recovered from the 2008-2009 financial crisis.

Lending 100

Lending Trends Meeting Banking Trends 100

Celent Banking

NOVEMBER 30, 2015

Santander UK with Funding Circle and Union Bank with Lending Club ) to more complicated engagements where new services are plugged into a banks’ existing digital banking platform through APIs. Often the injection of new capital by the buyer can give a startup the resources needed to flourish.

Fintech 100

Fintech Report Innovation Trends 100

PYMNTS

FEBRUARY 20, 2018

As with other forms of financing, alternative lenders have stepped into this space to fill that gap left by traditional banks – and yet, the gap remains, highlighting the limitations of alternative lending’s proliferation in recent years. Alt-Fin’s Limited Impact.

blockchain 100

blockchain Lending Regulation Technology 100

PYMNTS

JANUARY 24, 2017

“There’s clearly a demand for [banks] to take back that piece of the lending market,” he stated. The core business of banks is lending money, and just because a new way of lending money has been created doesn’t mean it doesn’t belong in a bank.”. In fact, he said, it’s “inevitable.”.

Lending 100

Lending Software Meeting Technology 100

PYMNTS

JANUARY 27, 2017

Analysts found that, in the first nine months of 2016, China held the top spot for FinTech investment, with funding raised for that period doubling compared to the same period in 2015. It’s not everyday that the B2B payments space sees innovation in corporate cards, but Spendesk, based in France, is giving the industry a little boost.

Fintech 100

Fintech Cards Mobile Capital 100

CB Insights

AUGUST 1, 2017

This teardown features annotations & commentary by four Social Capital partners. Thanks to the Social Capital team for updating/confirming their portfolio data on the CB Insights Editor. Social Capital is a VC fund with a focus on healthcare and education. Get all the latest data on innovation, startups, & disruption.

Capital 34

Capital Software Google Company 34

PYMNTS

SEPTEMBER 15, 2016

Last May, KPMG International and CB Insights concluded that 2016 will set a record for FinTech investment, surpassing 2015’s investment totals by 36 percent. Sapphire Ventures is one venture capital firm with a heavy hand in this space. 14), the company revealed a new $1 billion venture capital fund. On Wednesday (Sept.

Fintech 100

Fintech Capital Security Company 100

PYMNTS

JULY 3, 2018

The pullback of banks from the small business lending space left a gap filled by alternative lenders who are exploring new ways to connect entrepreneurs with capital, a journey that includes innovation and a bit of experimentation. The first that comes to mind, of course, is when an entrepreneur is selling her business.

Data 100

Data social media Lending Tools 100

Independent Banker

AUGUST 31, 2022

When two executives at Woodforest National Bank noticed a dearth of affordable housing options in southeast Texas, they decided to do something about it, partnering with several housing and community groups to launch an innovative mortgage lending product aimed at underserved clients. By Aileen McDonough. Assets: $9 billion.

Austin 91

Austin Texas Community National 91

PYMNTS

JULY 11, 2017

And, as a result, higher fees for consumers levied by cautious lenders, when they lend at all? Chamber of Commerce Center for Capital Markets Competitiveness. The referenced studies and research harken back to 2015 when the CFPB initially proposed its rules. Is that the headline for July 10?

Cards 101

Cards Lending Study Industry 101

PYMNTS

OCTOBER 1, 2018

The DOJ investigation centered on whether LendingClub had – between January 2009 to September 2010 – misled its FDIC-insured loan originator, WebBank , leading the bank to underwrite over 200 loans that did not conform to the bank’s lending requirements. lending marketplace. Attorney Alex Tse. “We The Response.

Lending 135

Lending Fraud Management San Francisco 135

Fintech Labs Insights

FEBRUARY 4, 2016

Lending and borrowing money using bitcoin just got a lot easier. P2P bitcoin lending platform, Bitbond , has released its API for investors and developers. Founded in January 2013 and headquartered in Berlin, Germany, Bitbond demonstrated its AutoInvest feature at FinovateEurope 2015.

Bitcoin 12

Bitcoin Lending Innovation New York 12

PYMNTS

APRIL 20, 2017

Before we jump into the post, here are a few quick facts about Charlotte and its tech scene: The city had a population of 827,097 in 2015, making it the seventeenth largest city in the United States. Median household income (2015): $53,637. Per-capita income in the past 12 months: $32,254.

Charlotte 118

Charlotte North Carolina Community United States 118

Fintech Labs Insights

SEPTEMBER 21, 2020

Innovate Finance broadcast the finals of its Pitch360 competition over Zoom in July. 200k 2015 $3M 2017 $12M 2020. Capital Markets & WealthTech. The UK-based independent fintech industry group attracted 100 entries resulting in 22 finalists across 8 categories, 8 category winners and one overall champion. Digital Assets.

Innovation 15

Innovation Fintech blockchain Capital 15

Fintech Labs Insights

MAY 4, 2015

FinovateSpring 2015 is right around the corner (have you picked up your ticket yet? ). And we are as excited as ever to see live and up close what our roster of 72 fintech innovators has in store. We think you’ll like what you see on stage this year at FinvoateSpring 2015 in terms of our live demos. Alten Capital.

San Jose 12

San Jose San Francisco Capital America 12

Bank Innovation

MARCH 24, 2016

This is about average for a YC incubator class, with the 26% from Summer 2015 being an Read More. Y Combinator’s Winter 2016 Demo Days just wrapped up, with 159 startups taking the stage and making their play for funding. Just under 10% of the companies — 15 to be exact — were fintech-related.

Fintech 150

Fintech Meeting Company social media 150

CB Insights

FEBRUARY 13, 2020

This growth has created major opportunities in the payments space, and companies like Stripe — the payments unicorn valued at a masive $35B — are hungry to capitalize on them. As a result of its product innovation efforts, Stripe has seen explosive growth in product adoption and valuation. A decade of online payments innovation.

Online 98

Online Company Retail Payments 98