PYMNTS

AUGUST 31, 2018

That arguably describes the recent acquisition of Seattle-based Blueprint Registry , an online universal gift registry, by David’s Bridal , the privately held wedding retail chain that traces its roots back to the first years after World War II. The retailer has a $520 million term loan due in Oct. When in doubt, bet on digital.

Online 100

Online Retail Seattle Industry 100

PYMNTS

FEBRUARY 17, 2020

The firm completed the first phase of its transformation in 2014, allowing it to use real-time analytics and IT tools to create dynamic pricing models and enable online and mobile app transactions. Streamlining operations and improving customer insights were key, but so was protecting against fraud, Koch said.

Security 141

Security Tools Fraud System 141

Banking 2020

JANUARY 15, 2015

The retail banking industry has seen major changes occurring in the industry over the last few years with the adoption of mobile banking, the rise to prominence of the millennial demographic, narrowing margins, stagnant top line revenues, the future of the branch and continued regulatory changes. Digital Banking. Cyber vulnerabilities.

Retail 40

Retail Trends Millennials Mobile 40

PYMNTS

MAY 18, 2016

In 2014, Burger King gave up on its long-time slogan of “Have it your way.” From an operational standpoint, I can see the advantages [of the kiosks].” “It gets back to millennials. told the Dispatch. The kiosks are] somewhat less personal,” Welcher said. It is more in tune with that generation.

Columbus 101

Columbus Ohio Millennials Retail 101

CB Insights

OCTOBER 10, 2018

Startups targeting retail and commercial banking have been emerging globally, spurred by favorable tech regulations, an uptick in mobile adoption, and shifting customer demographics. One of the biggest challenges these companies face is that many operate without a bank charter or license. why profitability won’t come easy.

Retail 78

Retail Cards Millennials Mobile 78

PYMNTS

JANUARY 10, 2018

When Mastercard launched the Start Path accelerator program in 2014, the goal – according to VP and senior business leader, Amy Neale – was to make it easier for emerging companies to enter “our world” through a combination of operational support, commercial access and some strategic funding.

Company 194

Company Meeting Millennials blockchain 194

PYMNTS

JUNE 25, 2019

When it comes to retail, general commerce and online payments, the increasingly powerful middle class in India will probably get major credit in future textbooks for shaping the global digital economy. Look no further than an India-based hotel operation called Oyo for further evidence of that. Retail Influences.

Online 100

Online Retail Capital Marketing 100

PYMNTS

JANUARY 15, 2019

The announcement comes as, since 2014, more than 163 million women have launched businesses across the globe, at a rate that outpaces that of businesses launched by men. 30 kickoff in Atlanta will include access to experts from Visa and entrepreneurs operating both nationally and globally. To that end, Visa said on Tuesday (Jan.

Atlanta 189

Atlanta New York social media Community 189

PYMNTS

MAY 23, 2016

It has been a particularly grim retail season for the mall staples that defined landscape of the late ’90s and early 2000s. Karen Webster described this scenario in 2014 as The Coming Physical Retail Death Spiral. “So Same-store sales in retail locations were up on average 1 percent from the same time in 2015.

social media 100

social media Retail Portland Millennials 100

PYMNTS

FEBRUARY 16, 2017

Ten years later, the company continues to disrupt the diamond mining and traditional jewelry retail space with its lab-grown diamonds — offering customers a diamond alternative they can truly feel good about buying. For diamond mining companies and many traditional jewelry retailers, this technology comes as a major threat.

Portland 101

Portland Community Branding Retail 101

PYMNTS

DECEMBER 21, 2020

And you can see it in the hustle by retailers and brands large and small to pivot their businesses and business models — and the disclaimers on just about every retail site starting a week or more ago that orders placed online might not make it in time for Christmas. percent of all retail sales. consumers — 47.2 Share of U.S.

Apple 227

Apple Study Innovation Survey 227

PYMNTS

APRIL 2, 2018

It’s not only for consumers, though: Alternative lending firm Kabbage recently found that mobile lending is on the rise among small businesses, with a more than 360 percent increase in the number of SMB loans accessed via mobile device between April 2014 and February 2018.

blockchain 171

blockchain Lending User Experience Mobile 171

PYMNTS

FEBRUARY 18, 2019

That’s the only way the business can ultimately continue to create value for its customers, create jobs for people, serve the ecosystem in which it operates and provide tax revenues. So, Amazon hasn’t just benefited its customers: It has forced retailers to lower prices and increase their levels of service.

Cards 169

Cards Course Study New York 169

PYMNTS

JUNE 1, 2017

Millennials and Generation Y have grown up with cybercrime, the executive stated, and parents must have “another type of talk” with their kids: the online safety and security talk, as Volmar termed it. For businesses, 2014 was “the wakeup call” and a “banner year for internet crime.”

Payments 110

Payments System Software Mobile 110

PYMNTS

NOVEMBER 17, 2017

Retail Sales, Digitally Done in the U.S. In the latest volley of digital retail sales growth as point of pride, Walmart said its own eCommerce was up 60 percent year over year. Hacking is Forever (21): The retailer discloses a breach at a number of its stores (thus far an unknown number) between March and October. Gox (Again) .

Bitcoin 109

Bitcoin Software Retail Online 109

PYMNTS

SEPTEMBER 25, 2017

Last week, along with its launch of the new operating system iOS 11 , Apple rolled out a whole new design for the iOS App Store. Of course, there’s also no App Store if all the customers walk away, which is a trend that’s been going on since 2014, according to comScore. All of the above are being tried…. App Store Upgrade.

Google 169

Google Apple Software blockchain 169

Independent Banker

AUGUST 9, 2016

Statistics are especially compelling for those trying to attract and maintain the millennial segment. As a group, millennials switch from their primary bank at a pace nearly double the average of other age groups, and they point to high fees and poor loyalty programs as the top reasons why they are dissatisfied with their banks (3).

Community 70

Community Millennials Community Bank America 70

Long Lasting Ideas

JANUARY 5, 2015

A recent article in the Wall Street Journal states that the average Class of 2014 graduate with student-loan debt has to pay back some $33,000. A whopping 63 percent of millennials (ages 18 to 29) don’t have a credit card, according to a survey commissioned by Bankrate and compiled by Princeton Survey Research Associates International.

Marketing 40

Marketing Millennials Community Bank social media 40

PYMNTS

SEPTEMBER 6, 2016

Of course, it’s not just the FinTech industry and tech-savvy millennials who are fueling digital change. Citing the 2014 North America Consumer Digital Banking Survey by Accenture, amazingly, 50 percent of people would use banking services from a Square app if they were offered one, and 41 percent would use banking services from PayPal.

Security 100

Security CA Payments Big Data 100

PYMNTS

APRIL 12, 2017

So in 2014, we did a test by putting out a MVP (minimum viable product) and it really exceeded our expectations. We are what is called a ‘full stack’ solution, meaning we own and operate the vehicles and equipment and we employee the technicians. I have an eCommerce background and had my first Uber experience in 2011.

Groups 131

Groups Millennials Mobile Customer Experience 131

Independent Banker

OCTOBER 29, 2014

A consensus says that the future banking customer relationships—particularly for millennial consumers—will orbit to one degree or another around mobile technology. One assessment of recently flat mobile banking adoption comes from a Federal Reserve report, titled “Consumers and Mobile Financial Services 2014,” published in March.

Mobile 105

Mobile Community Bank Community Technology 105

PYMNTS

APRIL 17, 2017

In 2014, Starbucks stopped accepting Square’s mobile wallet, and shortly thereafter, Square pulled the plug entirely on that mobile wallet experiment. Launched in 2014 as the firm’s lending arm, Square Capital has extended over $1 billion in working capital to over 100,000 small merchants. And puts strong numbers to the bottom line.

Apple 110

Apple Capital Cards Payments 110

PYMNTS

JULY 28, 2016

Despite Buick’s continued commitment to innovation, the brand’s retro image remained a somewhat stifling force until 2014. One spot, for example, shows a grandmother getting picked up by her millennial grandson in his new car. More often than not, drivers activated the service in search of coffee shops, restaurants and retail stores.

Branding 100

Branding System Technology Millennials 100

Tech and Finance

MARCH 7, 2016

in mid 2014 to 41.8, Retail sales did pretty well, especially ecommerce businesses which were up 7.1 Retail sales did pretty well, especially ecommerce businesses which were up 7.1 went to a millennial. Millennials (16-35 years old) have bought one of every four cars sold in the U.S. The company expects 2.5

US 28

US Millennials Survey Policies 28

PYMNTS

DECEMBER 14, 2018

That wasn’t perhaps the most surprising news, given how Amazon keeps taking control of more logistical and delivery operations — an effort that many observers expect will eventually include the eCommerce operator competing head-to-head with UPS and FedEx. Since its launch in 2014, Instacart has attracted more than $1.6

Retail 197

Retail Millennials Capital Operations 197

CB Insights

NOVEMBER 6, 2018

Amazon’s next big move could be in beauty retail. Retail partnerships to add value for SMB clients. The first image below — taken from Google’s 2017 patent application titled “ Escalation to a human operator ” — shows the operator dashboard showing progress of existing tasks. YouTube powers beauty influencers.

Google 72

Google Apple Industry Branding 72

PYMNTS

SEPTEMBER 22, 2016

Retailers can already count on more goods flying off their shelves this holiday season, judging by consumer spending. And, according to Pew Research, millennials are the group most concerned about running out of data (and the group most likely to use a mobile phone for payments). will increase by 33.8 percent to $7.77 billion, or 13.3

Mobile 100

Mobile Video Millennials Payments 100

CB Insights

SEPTEMBER 4, 2019

Popular media coverage of millennials often fixates on the industries the generation is allegedly killing and their supposed fiscal irresponsibility. Some industries benefiting from millennials’ increased spending power, such as travel, reflect well-worn Gen Y tropes like the general preference for “experiences” over things.

Millennials 78

Millennials Industry Branding social media 78

CB Insights

OCTOBER 26, 2020

While the rules against prop trading have more recently been loosened, the restriction has still changed how investment banks operate. Even as the regulation pendulum swings back toward more limited oversight, how investment banks operate is fundamentally changing. Table of contents. The disruption of the IPO. get the full REPORT.

Management 78

Management Capital Company Marketing 78

CB Insights

SEPTEMBER 17, 2018

Store brands from retailers were seen as down-budget choices. Target’s Cat & Jack kids’ line has delivered double-digit results since its 2016 launch, even as traditional retailers struggle to stay afloat. Clothing: how retailers are attempting to escape the industry apocalypse by introducing store brands.

Industry 67

Industry Branding Retail US 67

William Mills

SEPTEMBER 7, 2016

in 3 Rounds from 4 Investors, Most Recent Funding, M Series C on December 8, 2014. Silver Fusion Retail Outlet: Where Snowbirds Shop”. Integrated with major retailer API’s like Amazon, eBay, Best Buy and several other aspirational brands. operation of Russian-based company. What do people aspire to purchase?”

Mobile 40

Mobile Cards Fraud Data 40

PYMNTS

DECEMBER 26, 2016

At the end of 2014, the average U.S. Likewise, the rate of online fraud attacks on retailers has doubled, up 137 percent year over year in the first quarter of 2016. . “Uber wouldn’t exist the way that it does today without the existence of the gig economy.” ” Fraud’s Upward Flight.

Fraud 110

Fraud US Data Payments 110

CB Insights

OCTOBER 6, 2017

Meanwhile, nearly 5 million retail workers are at a medium risk of automation within 10 years. With the emergence of industry-specific AI, the effects of automation — initially felt in manufacturing — are seeping into retail sales, restaurants, e-commerce, marketing, and even software development. Retail salesperson (4.6M).

Software 69

Software Industry Retail United States 69

CB Insights

JUNE 17, 2020

Retail: Shopping goes even more online as grocery joins the e-commerce revolution. VR has also helped businesses across industries keep operations running. The equipment was expensive and companies lacked the in-house expertise required to operate it. Retail: Shopping goes even more online as grocery joins the e-commerce ranks.

Industry 101

Industry Technology Online Video 101

PYMNTS

MARCH 19, 2018

His premise knits together a series of storylines that regular readers of PYMNTS are quite familiar with: That the Amazon Effect on retail , despite the company’s 4 percent share of it, is real and that it uses its diversified sources of revenue, like Amazon Web Services, to subsidize its retail business at the expense of traditional retail.

Google 148

Google Apple Retail Millennials 148

CB Insights

OCTOBER 10, 2017

Ninety-two million millennials will soon be in what Goldman Sachs calls their “prime spending years.” Bankrate found 83% of millennials don’t think they’ll ever retire: they simply “don’t think they’ll have the money” to do so.). In aggregate, they command $1.3 trillion in annual spending.

Tools 78

Tools Millennials US Maine 78

Fintech Labs Insights

JULY 22, 2015

Behaviosec’s technology recognizes if a conflicting user is operating a device by monitoring the environment, rhythms, and interaction patterns that are unique to each user. This means retailers need to be prepared to accept EMV transactions. Lleida.net, as a telecom operator, acts as a trusted third party.

San Francisco 12

San Francisco Video Fintech Data 12