Abrigo

OCTOBER 29, 2014

Multifamily, commercial and automotive loans are driving loan growth among banks in the Northeast, but increasing risk will draw fresh attention from regulators to ensure recent and future growth is sound, the Office of the Comptroller of the Currency said recently. This metric surged from 2 percent as of June 30, 2013, to 4.4

Rhode Island 236

Rhode Island District of Columbia West Virginia New Jersey 236

Abrigo

APRIL 1, 2015

A recent Wall Street Journal article by Victoria McGrane and Jon Hilsenrath highlighted how the nation’s regulators are increasingly questioning and turning their focus toward bank boards. These smaller banks have also seen new, and more frequent, attention from regulators. How complex is the bank’s operating model?

Risk Management 150

Risk Management Community Bank Regulation Boston 150

Abrigo

AUGUST 10, 2015

In the same way, financial institutions conducting stress tests to satisfy prudential regulators’ queries on reserves and capital can generate additional benefits from this process, according to Elizabeth Williams, managing director of financial consulting firm CEIS Review Inc. Manage concentration risk.

Risk Management 150

Risk Management Exercises Capital Regulation 150

PYMNTS

DECEMBER 9, 2020

The company was founded in 2013, and its mission is to address India’s enormous credit problem by providing flexible and timely credit delivered via a seamless mobile experience. Capital Float had provided 500,000 clients with $1.2 billion in funding as of April, although the virus’s spread was greatly impacting India’s FinTech space.

Video 175

Video Capital Lending Security 175

Jeff For Banks

MAY 20, 2017

And regulators are getting anxious. Reading between the lines, this bank is likely over the CRE guidance levels, and were probably getting grief from their regulators about it. The OCC did an excellent analysis of the impact of this guidance in 2013. Risk mitigants tend to lag growth, especially fast growth.

Lending 60

Lending Regulation Community Community Bank 60

Independent Banker

OCTOBER 14, 2014

In fact, the FFIEC even released guidance in December 2013 on social media, entitled “Social Media: Consumer Compliance Risk Management Guidance.” Section IV, Risk Areas, is helpful in evaluating risk and ensuring social media activity complies with regulations. It is no wonder banks are joining in.

social media 88

social media Risk Management Compliance Community Bank 88

Independent Banker

MAY 24, 2016

This leaves federal crop insurance support as a key risk-management tool. It’s a crucial risk-management tool” for 1.7 Because real estate often collateralizes rural loans, diminishing land prices are a factor that regulators will ask community banks to keep monitoring.

Community Bank 70

Community Bank Kansas City Community Iowa 70

CB Insights

SEPTEMBER 22, 2017

Deals to regtech startups have increased steadily (if at times slowly) over the past few years, from 83 deals in 2013 to 147 last year. Using CB Insights data, we dug into deal and funding trends to regtech startups, 2013 – 2017 YTD (9/10/17). Startups are working to change how companies comply with regulation. RegTech Trends.

Compliance 46

Compliance Trends Software Capital 46

PYMNTS

JULY 3, 2017

In 2013, new limits were set on the amount merchants were legally allowed to charge customers for paying by credit or debit card, and come 2018, that amount will be slashed to zero. This is done in accordance with The Package Travel, Package Holidays and Package Tours Regulations 1992.

Online 112

Online Payments Fraud Cards 112

Jeff For Banks

OCTOBER 27, 2013

Throughout the summer, the great bond market selloff of 2013 continued on. Jamie Dimon We were hoping that there would be a savior to the great bond market selloff of 2013, a voice of reason able to reassure the markets. QE3 Taper—Never Mind If you are a fixed income investor, you are still shell shocked. This is not a good trend.

Washington 82

Washington Marketing Data Regulation 82

CFPB Monitor

AUGUST 29, 2016

According to the CFPB, its enforcement action represents “the eighth action the Bureau has taken in coordination with another regulator to address illegal practices with respect to credit card add-on products and the 12th action the Bureau has taken in total to address these practices.”

Cards 84

Cards Omaha Policies Compliance 84

Jeff For Banks

JULY 15, 2013

Shell Shocked If you are a fixed income investor, you have seen the worst that the markets have to offer in the second quarter of 2013. Real GDP growth for the first quarter of 2013 was just revised down to 1.8%, following the anemic 0.4% The selloff in 2009 was an adjustment following the extreme crisis in late 2008.

Marketing 86

Marketing Dallas Policies Groups 86

Jeff For Banks

JULY 9, 2012

Dimon and his bank have long been viewed as one of the best run banks in the world and leaders in risk management. They are even credited with developing one of the premier risk measurement systems called Value-at-Risk to measure daily losses that can occur at designated standard deviation intervals. and for 2013 by 0.4%

Taxes 67

Taxes Washington Risk Management Marketing 67

Jeff For Banks

JANUARY 16, 2016

Its stock markets are said to have led the world markets plunge, with clumsy attempts by their regulators’ circuit breakers to stem declines actually making them worse. In any event, it is an unexpected result of the particle collisions now occurring at up to 13 teraelectronvolts, or “TeVs,” which is up from the 8 TeVs between 2009 and 2013.

Community Bank 60

Community Bank Atlanta Data Marketing 60

Jeff For Banks

JULY 24, 2015

If selling in stocks and bonds begins in earnest over this crisis, we will have some of the first tests of liquidity in the markets since new regulations kicked in and restricted financial institutions from trading or making markets. All of this Greek drama could hurt the Euro initially, but it could actually improve if Greece exited.

Puerto Rico 60

Puerto Rico Community Bank Community Risk Management 60

PYMNTS

OCTOBER 1, 2018

In 2013, the lender’s originations count had grown to $2 billion, and Google acquired a minority stake in the company for $125 million. In 2011, LendingClub added another $25 million in Series D funding in a round lead by Union Square Ventures.

Lending 135

Lending Fraud Management San Francisco 135

Jeff For Banks

JANUARY 12, 2012

They survived tight credit, lack of confidence, and over regulation to take GDP to record levels, to take corporate profits to record levels, and to make lots of cash so that they can hoard it on their balance sheets to the tune of $2.1 As they say, “don’t fight the Fed,” especially when they are “over-easing.” Businesses fared okay in 2011.

National 78

National Groups Survey Marketing 78

FICO

JANUARY 15, 2021

By studying past recessions, we know that in a down economy credit criteria goes up and access to credit goes down as lenders try to mitigate credit risk. FICO’s Open Access Program Helps Consumers Access their FICO® Scores.

Report 59

Report Payments Cards Data 59

Jeff For Banks

OCTOBER 19, 2012

I know I risk sounding like Charles Plosser, but so be it. It seems to me that reducing burdensome regulations and not implementing harsher capital requirements would be more effective alternatives to incentivize lending than pushing all yields toward zero while buying up all of our bonds. So stay tuned! Thanks for reading.

National 82

National Security US Massachusetts 82

Jeff For Banks

JULY 27, 2014

Numerous regulations burdening all industries and higher capital requirements for the banking industry will weigh down growth. Investors’ Business Daily has estimated the annual cost of regulation at $1.86 It is my view that the program initially worked, but in 2013, the Fed lost credibility with it and had to begin to unwind it.

Analysis 91

Analysis Report US Industry 91

Gonzobanker

DECEMBER 22, 2015

Regulator Award. The all-powerful banking regulator claimed that car dealers discriminated against minority borrowers—by guessing the race of borrowers based on last names and addresses in loan files, and claimed racism if the people they guessed were minorities seemed to be paying higher rates. ‘Are You Freakin’ Kidding Me?’

Community Bank 60

Community Bank Apple Community Technology 60

CB Insights

OCTOBER 6, 2017

In 2013, Nike invested in California-based industrial robotics startup Grabit , which is currently deployed in some of Nike’s manufacturing facilities. These are the professions at the greatest risk. Risk of automation is highest in predictable work environments in industries with lower regulations. workers).

Software 69

Software Industry Retail United States 69

William Mills

SEPTEMBER 12, 2017

Transforming consumer risk management with patented analytics, proprietary data and real-time insight into consumer behavior. PromonTech has a vision of a mortgage industry that is transparent, efficient and understandable for all: borrowers, lenders, regulators and investors. ID Analytics (a Symantec Company). ID_Analytics.

Samsung 69

Samsung Mobile User Experience Google 69

CB Insights

OCTOBER 4, 2018

In the last year, Chinese regulators have clamped down on China’s burgeoning fintech sector. This summer, Reuters reported that in 5 years, tech services (including online risk management and fraud prevention for financial institutions) will make up 65% of Ant’s revenue, compared to 34% in 2017. Wealth management.

US 78

US Fintech Mobile Regulation 78

Jeff For Banks

FEBRUARY 3, 2017

Third, the explosion in regulations over the past eight years has served to hinder businesses, especially new small business formation, and has drained valuable resources as compliance costs soared. He has promised the elimination of many regulations that are strangling businesses. Thanks for reading!

Marketing 60

Marketing Taxes Regulation US 60

Jeff For Banks

JANUARY 12, 2015

I do see millions of jobs being created in 2015, but still many are part-time, thanks mainly to Obamacare and other regulations. Well- no one- except maybe Dr. Lacy Hunt of Hoisington Management, who has been on top of trends most of us do not see. Who projected that interest rates would fall in 2014? Thanks for reading!

Philadelphia 60

Philadelphia US Policies Taxes 60

Gonzobanker

DECEMBER 19, 2016

Maybe a regulator was out sick or on maternity leave, but this is one crawling bureaucratic nightmare. A Shout Out for a Gutsy Call – Scott Reckard, a reporter for the Los Angeles Times, who first wrote about Wells Fargo’s branch pressure tactics in 2013. see [link] ). THE TECHNOLOGY AWARDS. Technology of the Year – Machine Learning.

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

Maybe a regulator was out sick or on maternity leave, but this is one crawling bureaucratic nightmare. A Shout Out for a Gutsy Call – Scott Reckard, a reporter for the Los Angeles Times, who first wrote about Wells Fargo’s branch pressure tactics in 2013. see [link] ). THE TECHNOLOGY AWARDS. Technology of the Year – Machine Learning.

Utah 60

Utah System Community Marketing 60