Filene

OCTOBER 3, 2016

A 2013 FDIC National Survey of Unbanked and Underbanked Households showed that more than 30% of household members under the age of 24 are unbanked—significantly higher than older generations. This was launched in 2013 in Summit’s high school branches.

Video 64

Video Millennials Training Resources 64

Jeff For Banks

MAY 20, 2017

To remind readers, in 2006 the OCC, Federal Reserve, and FDIC issued joint interagency Guidance on Concentrations in Commercial Real Estate Lending. The OCC did an excellent analysis of the impact of this guidance in 2013. They need a marketing person to title their reports. Maybe sub out an economist or two.

Lending 60

Lending Regulation Community Community Bank 60

American Banker

JANUARY 5, 2017

A California consumer group on Thursday urged the Senate Finance Committee to delay Treasury Secretary-designate Steven Mnuchin's nomination hearing after a leaked 2013 memo described alleged illegal foreclosure practices at OneWest Bank when he was chairman and CEO.

California 42

California Groups FDIC Regional 42

Jeff For Banks

FEBRUARY 3, 2018

In 2013, there were 6,812 FDIC-insured financial institutions. Because the nation's balance sheet and income statement is not improving. Where are we and where have we been? Trends are telling. At September 30, 2017 there were 5,737, a 16% decline. As an industry, the trend is down. Ski slope down. But what of banking?

Taxes 60

Taxes Regional Industry Trends 60

CFPB Monitor

AUGUST 18, 2016

” Pew’s findings include the following: Pew states that “[e]ach year since 2013, Pew has evaluated the dispute resolution policies and practices disclosed by the 50 largest retail banks in the U.S.” 95 percent of consumers want to be able to have a dispute with their banks heard in court.

Study 60

Study Survey Resources FDIC 60

Fintech Labs Insights

JULY 19, 2016

” MaxMyInterest’s intelligent cash management platform helps savers earn higher yields while maintaining FDIC protection. Founded in 2013 and headquartered in New York, MaxMyInterest demonstrated its technology at FinovateFall 2014.

FDIC 12

FDIC New York System Software 12

Gonzobanker

AUGUST 22, 2014

Between the end of 2010 and 2013, one new bank opened in the United States. . Mid-size banks are in the proverbial catbird seat – they can offer most of the products and sophistication of the top national banks combined with the service culture, community involvement, and local market knowledge of a smaller community bank.

Strategy 87

Strategy United States Community New York City 87

CFPB Monitor

NOVEMBER 19, 2018

Thirteen Republican Senators have sent a letter to FDIC Chairman Jelena McWilliams urging the FDIC to take action to ensure that lawful businesses are no longer at risk of adverse financial consequences as a result of “Operation Choke Point, and its associated culture and Choke Point-like regulatory actions.”.

FDIC 68

FDIC Operations Policies Regulation 68

Independent Banker

SEPTEMBER 22, 2015

Both of these laws pointedly changed the National Flood Insurance Program requirements over which of the banking agencies have jurisdiction. As ICBA wrote in its 2013 comment letter, this exemption will likely allow for more than 5,600 community banks to be excluded from these escrow requirements. taxes and insurance.

Regulation 70

Regulation Policies Community Bank Taxes 70

Jeff For Banks

MARCH 29, 2014

It is annual report season, meaning publicly traded financial institutions are finalizing their 2013 numbers and submitting their 10k''s to the Securities and Exchange Commission (SEC). In preparation for meetings, I frequently read 10k''s. If you haven''t read a 10k, it will win no literary awards, especially for originality.

Strategy 102

Strategy Texas San Antonio Fort Worth 102

Independent Banker

MARCH 15, 2015

percent return on equity in 2013. FDIC Advisory Committee on Community Banking, member. National Management Association/Grand Lake chapter, treasurer and president. Equally impressive, the bank has maintained an efficiency ratio of less than 50 percent for the past six years. ICBA Services Network Board of Directors, member.

Ohio 70

Ohio Community Bank Community Lending 70

Jeff For Banks

APRIL 14, 2022

A Primer on Money, Banking, and Gold 2008 Cordelia Frances Biddle Biddle, Cordelia Frances Biddle, Jackson, and a Nation in Turmoil: The Infamous Bank War 2021 Alan S. Guardians of Prosperity: Why America Needs Big Banks 2013 John F. Inside the FDIC: Thirty Years of Bank Failures, Bailouts, and Regulatory Battles 2015 Louis D.

America 78

America National Denver United States 78

PYMNTS

OCTOBER 11, 2017

There’s the OCC for national banks; for small state there is the FDIC; medium banks have the Fed and there is NCUA for credit unions. The Federal Deposit Insurance Corporation’s (FDIC) chairman’s term will come to an end next month, and it’s likely no new guidance will come from there until his permanent replacement is in office.

Lending 109

Lending Regulation Guidelines FDIC 109