Jeff For Banks

FEBRUARY 3, 2018

In 2013, there were 6,812 FDIC-insured financial institutions. Because the nation's balance sheet and income statement is not improving. Provision, and income taxes. Note that p/e measurements for the below charts were done on 12/31, after the new tax law passed, and after most bank's announced their DTA writedowns.

Taxes 60

Taxes Regional Industry Trends 60

Jeff For Banks

MAY 20, 2017

To remind readers, in 2006 the OCC, Federal Reserve, and FDIC issued joint interagency Guidance on Concentrations in Commercial Real Estate Lending. The OCC did an excellent analysis of the impact of this guidance in 2013. It shows the pre-tax profit as a percent of the loan portfolios measured.

Lending 60

Lending Regulation Community Community Bank 60

Filene

OCTOBER 3, 2016

A 2013 FDIC National Survey of Unbanked and Underbanked Households showed that more than 30% of household members under the age of 24 are unbanked—significantly higher than older generations. They produced a “Don’t Tax My Credit Union” video for Congress in support of credit unions.

Video 64

Video Millennials Training Resources 64

Independent Banker

SEPTEMBER 22, 2015

Both of these laws pointedly changed the National Flood Insurance Program requirements over which of the banking agencies have jurisdiction. Biggert-Waters) the bank was not required under federal or state law to escrow taxes or insurance. taxes and insurance.

Regulation 70

Regulation Policies Community Bank Taxes 70

Independent Banker

MARCH 15, 2015

percent return on equity in 2013. FDIC Advisory Committee on Community Banking, member. National Management Association/Grand Lake chapter, treasurer and president. Equally impressive, the bank has maintained an efficiency ratio of less than 50 percent for the past six years. ICBA Services Network Board of Directors, member.

Ohio 70

Ohio Community Bank Community Lending 70