Remove 2012 Remove Branding Remove Cards Remove Technology
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Thinking Differently On Digital Payments And Data

PYMNTS

Meanwhile, it’s becoming clear that when it comes to banks trying to gain an edge in this increasingly mobile and digital world, technology doesn’t always function as a silver bullet. Data: March 19, 2012: Expected rollout date for a third Same-Day ACH (SDA) processing window. Speaking of faster payments: Does the U.S.

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 UK’s Currencycloud Gets $80M From Visa, Others For X-Border Payments

PYMNTS

Currencycloud said it will use the funding to boost its technology portfolio and partner network. The firm said it will add integration with major software platforms, and increase alternate payment methods to offerings such as mobile wallets, instant payments and cards. My brand is invisible.

Payments 130
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Decoupled Debit — Again?

PYMNTS

It’s the decoupled debit card. Capital One made the headlines then – a genius move, many called it at that time, for an issuer that lacked demand in deposit accounts and had no other way to provide a debit-like offering that would make their brand sticky to consumers. Merchants paid less when they accepted those cards.

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Fintech Hall of Fame: The Top Digital Innovations in Financial Services

Fintech Labs Insights

Innovations from 1995 to 2014 (with launch dates) Note: Ranking as of Jan 2014 Wells Fargo is first in the world to offer Web-statement access (launched May 1995) Security First Network Bank launches first full-service Internet bank brand (Oct 1995, disbanded 2002) PayPal launches first online optimized payment system (Nov 1999, bought by eBay in 2003) (..)

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Challenges for the neo-challengers: Four hurdles to overcome

Accenture

But there’s another reason why the neo-challengers are so front-of-mind: They’re industry leaders in cultivating technology innovation and optimising customer service and experience. Traditional banks have responded by innovating and creating their own digital banking brands—witness the launches of RBS’s Bó and HSBC’s Connecting Money app.

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Card market reform means non-card opportunities

Tomorrow's Transactions

I’m in Frankfurt for the annual PayComm MEETS Europe, my chance to catch up with practitioners from the continental card markets. It’s really hard to keep up with all of the change in the market, driven primarily because of the regulation rather than new technology. From e-Commerce – Digital Agenda Assembly 2012 ].

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NEW INSIGHT: Vending Machines, Delivering Caviar Dreams

PYMNTS

But, for consumers with more cash on hand or cards with higher spending limits, more luxurious items, including caviar and cars, can also be purchased through specialized vending machines. Most anyone with a few dollars and some loose change can hit up a vending machine or unattended kiosk to grab chips or a candy bar.