Fintech Labs Insights

APRIL 12, 2024

Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It’s still going under the stewardship of fintech famous Jim Marous, who modernized the name to Digital Banking Report (and recently opened the archives for free access).

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PYMNTS

MAY 12, 2020

We got a glimpse into at least some answers to those questions, as Green Dot reported earnings this week that, per management commentary, showed the strategic intent behind owning a bank, battling neobanks – and growing, even through a recession. in 2011 and thus gaining a banking charter). And where do consumers want to bank?

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PYMNTS

MAY 27, 2020

CEO Anthony Noto told CNBC’s “Squawk on the Street” that the FinTech company’s investing platform has seen a significant uptick in user numbers since January. Founded in 2011, SoFi made its reputation by refinancing student loans for millennials. In 2019, it launched SoFi Invest and SoFi Money, a cash management account.

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Samsung San Francisco National Millennials 131

FICO

DECEMBER 13, 2019

The guiding ethos of fintech (and really any industry portmanteau ending in ‘tech’) is move fast and break things. The most prominent villain for fintech companies is regulation. And when fintechs and challenger banks aren’t constrained by regulation (as they mostly are in the U.S. Generally this ethos is presented as a virtue.

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PYMNTS

DECEMBER 2, 2018

percent loss is bitcoin’s worst month on record since August 2011. And Pundi X is partnering with Singapore-based Quantum Asset Management to launch a $100-million blockchain fund in January 2019. According to Coindesk , the crypto started November at an average price across exchanges of $6,341.

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Jeff For Banks

DECEMBER 12, 2015

FinTech, FinTech, FinTech! A banker told me yesterday that if I wanted headlines in American Banker , put FinTech in my copy. Aside from interest rate risk, vendor management is high on the list. So FinTech (six) firms need capital and revenues to grab a foothold in the financial services market.

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PYMNTS

DECEMBER 11, 2018

Tribeca Venture Partners , which led the company’s Series A round in 2011, led the financing. We are extremely fortunate to be backed by some of the top investors in both FinTech and [Software-as-a-Service (SaaS)]. We look forward to the future development of the ShopKeep business as it propels into its next stage of growth.”.

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PYMNTS

FEBRUARY 21, 2017

Mastercard has invested significantly in the Middle East, home to a blossoming FinTech scene. Most recently, the credit card company struck a partnership with Swipezoom in the United Arab Emirates to roll out a B2B payment and invoice management solution, signaling B2B FinTech as a key focus for Mastercard in the market.

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PYMNTS

AUGUST 21, 2018

One of the latest signs of that comes this month from Germany, where Hamburg-based Deposit Solutions , a company that launched in 2011 and sells open banking technology, recently announced it had raised $100 million in capital in a round led by Vitruvian Partners, a Munich private equity firm.

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PYMNTS

MARCH 22, 2018

Founded in 2011, Sift Science plans to use this latest round of funding to grow its fraud detection and prevention product globally. In a very short time, Simility has come to be recognized as a thought leader in fraud and risk management,” said CEO and co-founder Rahul Pangam. For example, Palo Alto-based Simility received $17.5

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Fraud Atlanta Capital Big Data 108

Tech and Finance

JUNE 8, 2017

In her spare time, she mentors FinTech start-ups in London and the U.S., She is also a founding member of the Global Blockchain Business Alliance and a Fintech Fellow of the Centre for Global Finance and Technology at the Imperial College Business School London and a fellow lecturer at Queen Mary London School of Law.

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Virginia Fintech Marketing Strategies America 46

Celent Banking

NOVEMBER 17, 2015

In the US, small business customers get bounced around like Goldilocks—they are too small to be of interest to commercial relationship managers and too complex to be easily understood by retail branch staff. The lack of “just right” solutions for many small business financial problems has been a golden opportunity for FinTech firms.

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Report FDIC Lending Fintech 100

Fintech Labs Insights

FEBRUARY 2, 2021

At FintechLIVE we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). It is the 7th fintech unicorn based in India, and the 4th most valuable. The first, Divvy, is a corporate credit card and expense management firm in the same category with Brex, Expensify, and others. trillion up from $1.25

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Fintech Labs Insights

MARCH 12, 2024

At the top of my list of advanced digital banking features (see previous post) are simple spend management tools. And there are none more important than subscription management. Enter Mercury and its latest product improvement, automated subscription management.

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Fintech Labs Insights

DECEMBER 7, 2020

At FintechLIVE , we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). The company was founded in 2011. Full Fintech Unicorn list (values as of 2 Dec 2020). In November, we added just 3 new unicorns compared to 6 last month. Unicorn count: Beginning = 118. + 3 born this month. – 2-Dec-2020.

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United States Fintech Portland Oregon 15

Fintech Labs Insights

FEBRUARY 2, 2021

At FintechLIVE we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). It is the 7th fintech unicorn based in India, and the 4th most valuable. The first, Divvy, is a corporate credit card and expense management firm in the same category with Brex, Expensify, and others. trillion up from $1.25

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United States Fintech Utah Lending 15

Javelin Strategy & Research

JUNE 3, 2015

By engaging people in their own self-interest, Moven has successfully applied the “wearable-model” to money management. Unfortunately, a lot of Fintech players and financial institutions have integrated gamification on a very shallow level (this was the word of the year circa 2011 ). That’s not a meaningful experience.

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Fintech Comparison Millennials Cards 40

Javelin Strategy & Research

JUNE 3, 2015

By engaging people in their own self-interest, Moven has successfully applied the “wearable-model” to money management. Unfortunately, a lot of Fintech players and financial institutions have integrated gamification on a very shallow level (this was the word of the year circa 2011 ). That’s not a mean

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Fintech Comparison Cards Management 40

Fintech Labs Insights

SEPTEMBER 21, 2020

The UK-based independent fintech industry group attracted 100 entries resulting in 22 finalists across 8 categories, 8 category winners and one overall champion. Personal Financial Management & Wellness. Founded: 2011. Fintech Startup of the Week: Challenger Jiko Buys a $100M U.S. Digital Assets. HQ: London.

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Fintech Labs Insights

AUGUST 3, 2020

That can be a tough bar for newly minted fintech companies which often have a multi-year, multi-million dollar investments before the first dollar is booked. But I was delighted to see a fintech company in 7 most recent graduations. The company was founded in 2011 by Sheri Atwood as Ittavi and raised nearly $7M in 2014 through 2016.

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Jeff For Banks

MARCH 20, 2016

billion in equity capital since its founding in 2011. Since 2011, SoFi has funded over $6 billion in loans (through December 15, 2015). SoFi started in 2011, so the tide has not yet gone out on them. How good is their system compared to FICO, or other FinTechs that feel they are more evolved in credit risk management?

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Fintech Labs Insights

AUGUST 3, 2020

That can be a tough bar for newly minted fintech companies which often have a multi-year, multi-million dollar investments before the first dollar is booked. But I was delighted to see a fintech company in 7 most recent graduations. The company was founded in 2011 by Sheri Atwood as Ittavi and raised nearly $7M in 2014 through 2016.

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Fintech United States Course Company 15

Fintech Labs Insights

MAY 25, 2017

Xero’s decision to use Expensify’s software for in-house receipt and expense management is the latest product of the strategic partnership the two fintechs announced last year. CPA.com, the business wing of global leading accounting body, AICPA, has named Expensify its preferred partner for receipt and expense management.

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Management San Francisco Software User Experience 19

Accenture

MAY 22, 2019

I am excited to have Tim O’Donnell join our Payments team as a managing director and draw on his insights in developing this blog. Digital-only banks, fintechs and bigtechs have the right mix of entrepreneurial ingenuity and technology capability to make irreversible inroads into corporate banking—including corporate payments.

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Fintech Labs Insights

MAY 16, 2017

The new initiative, the company’s first digital wealth management offering, will allow investors in the U.S. “People love the low fees and automation of robo-advisors, but they struggle with not having an actual human being to talk to when facing big financial questions,” SoFi Wealth general manager, John Gardner said.

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Fintech Labs Insights

JUNE 10, 2016

The new research report on digital wealth management from Financial Technology Partners is a timely reminder of just how deep the firm’s dedication to and insight into the fintech world goes. So who are the disruptors in the digital wealth management space of whom both FT Partners and Ritholtz speak? FinovateFall 2011.

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San Francisco Management Report California 12

Fintech Labs Insights

AUGUST 27, 2020

It’s rare that a fintech company could ever achieve that type of velocity. Even more impressive is that the company was founded in 2011 and is the rare two-time top-100 company having placed #51 last year. Even more impressive is that the company was founded in 2011 and is the rare two-time top-100 company having placed #51 last year.

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Fintech Labs Insights

JUNE 10, 2016

The new research report on digital wealth management from Financial Technology Partners is a timely reminder of just how deep the firm’s dedication to and insight into the fintech world goes. So who are the disruptors in the digital wealth management space of whom both FT Partners and Ritholtz speak? FinovateFall 2011.

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San Francisco Management Report California 12

Fintech Labs Insights

NOVEMBER 10, 2023

Leading Digital Consumer Banks (United States)* ranked by our FAB score (Fintech Attention Barometer**) Company FAB Score** Founded HQ Web Visits (Oct ’23) TrustPilot Score TrustPilot Reviews Funding ($M) 1 Wise (Transferwise) 10581 2011 London 38,100,000 4.2 Consumers (Nov 2023) first appeared on Fintech Labs SMB Center.

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Fintech Labs Insights

AUGUST 26, 2020

27 of the total were fintech companies, a fairly typical 14% of the YC batch. Though back when YC was just starting, only a handful were fintech. In the first 9 years of YC (2005 thru 2013), only 24 YC companies were in the fintech space though two of those early participants are now decacorns ($10B+). Year Fintech.

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Fintech Labs Insights

NOVEMBER 23, 2020

Just out of stealth, Seattle-based fintech startup Secure Save is on the winning side of all these trends. They provide the software and services for businesses to establish and manage a so-called Emergency Savings Plan (ESP). Unicorn watch : Who will be the first fintech founded in 2019 or 2020 to become a unicorn?

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PYMNTS

APRIL 22, 2016

Beeks just signed on to provide its services for Seabury FXone , a FinTech firm that links companies, financial institutions and others with a trading execution system. dollar’s bullish trend, corporate treasuries are increasingly using FX hedging to help manage risk,” the report stated. Amid the U.S.

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Marketing Security Technology Fintech 100

Tomorrow's Transactions

DECEMBER 5, 2016

The Office of the Comptroller of the Currency will start granting limited-purpose bank charters to fintech companies, From OCC Grants New Charter to Fintech Firms — with Strings Attached | American Banker. From Regulator will start issuing bank charters for fintech firms. It failed to acquire a bank in Broken Arrow, Okla.,

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Fintech Labs Insights

AUGUST 12, 2014

Fintech (note 1) has been part of YC from the beginning. The first class (Summer 2005) included one fintech startup, TextPayMe, among the eight companies. But as YC grew from 2005 to 2009, the number of fintech companies stayed at roughly 1 per year. Pay with with Dwolla or Bitcoin, and manage all your orders in one place.

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Fintech Labs Insights

AUGUST 3, 2016

Business Insider rounded up the 40 most exciting people in fintech in the U.K. As it turns out, Brexit isn’t enough to shake the fintech scene in the U.K. In fact, according to KPMG, British fintech startups raised $962 million in 2015. Marta Krupinska, General Manager and cofounder of Azimo. Founded: 2011.

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Fintech Labs Insights

MAY 17, 2016

The new strategic partnership between UBS Wealth Management Americas (WMA) and SigFig announced this week is “strategic” in more ways than one. Mike Sha, SigFig CEO emphasized the importance of technology in helping wealth managers customize investing solutions for their clients. The account minimum is $2,000.

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Tools Management San Francisco America 14

CB Insights

NOVEMBER 6, 2018

In merchant services, payments has become a gateway to other financial services including loans, payroll management, and customer rewards. The tech behind Chase Merchant Services (Chase Paymentech) was developed internally — JPM has been granted 95 “payment systems” patents since 2011.

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