Jeff For Banks

JULY 5, 2022

My Remarks to Bank Client's Annual Meeting of Shareholders "I want to thank [Chairman] and the Board, [CEO] and the management team for asking me to come out and remark on where I think the banking industry is going over the next five years. By the way, so is your CEO and much of your management team. Not your chairman.

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Abrigo

OCTOBER 30, 2015

With the recession fading into the more distant past, banks – in particular, community banks – have seen several years of loan growth. Banks, according to Comptroller of the Currency Thomas Curry, are starting to reach for additional growth by lending to less creditworthy borrowers, a move that increases risk to the institution.

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Independent Banker

OCTOBER 29, 2014

And the great news, according to “American Millennials and Banking,” a major new study commissioned by ICBA, is that Bauhs and the 80 million other people in his generational cohort are prime potential customers for community banks. This is really the moment for community banks to show that they’re a fit for millennials.

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Independent Banker

SEPTEMBER 22, 2015

Community banks are vital providers of small-business credit because of their extensive local market knowledge and deep customer relationships. The company had strong management and was growing quickly, but as a young company, its historic cash flow did not support the proposed expansion. By Jessica Milano.

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Jeff For Banks

DECEMBER 13, 2018

is the parent company of Willamette Valley Bank, a community bank headquartered in Salem, Oregon. The Bank operates five full service offices. Thanks to good old growth and balance sheet management which saw their net interest margin expand from 3.49% in 2015 to 3.80% today. Welcome to the list! #2.

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Independent Banker

NOVEMBER 13, 2014

And the great news, according to “American Millennials and Banking,” a major new study commissioned by ICBA, is that Bauhs and the 80 million other people in his generational cohort are prime potential customers for community banks. This is really the moment for community banks to show that they’re a fit for millennials.

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Jeff For Banks

APRIL 27, 2019

I along with countless other managers and investors were finally happy. in 2018, but about equal to the average growth since 2011. Our current economic recovery is fast approaching a longevity record; growth through July, 2019 would set the new record at 121 months, surpassing the 1991 to 2011 recovery. Yes, M2 matters.

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Jeff For Banks

DECEMBER 26, 2012

For comparison purposes, here are last year''s top five, as measured during September, 2011: #1 BofI Holdings, Inc. #2 2 Signature Bank #3 ESB Financial Corporation #4 Bank of the Ozarks, Inc. #5 and Bank of the Ozarks, Inc. Bank of the Ozarks, Inc. Today the bank has more than 100 offices in seven states.

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Gonzobanker

AUGUST 22, 2014

The vast majority of exits came from banks with less than $100 million in assets, and more than 10,000 of these institutions left the financial services landscape between 1984 and 2011 due to mergers and failures. At the same time, the pace of new bank charters has dwindled to near non-existence.

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Jeff For Banks

FEBRUARY 1, 2019

The Outlook All indications are that GDP growth is slowing, reverting back to its “new normal” range than has been in place since 2011 of 2.0% DJ 01/11/19 Dorothy Jaworski has worked at large and small banks for over 30 years; much of that time has been spent in investment portfolio management, risk management, and financial analysis.

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Jeff For Banks

DECEMBER 19, 2015

The bank was hammered with credit problems during the financial crisis, as Michigan's economy was hit pretty hard. Between 2008-11, the bank lost over $200 million, and its equity base was cut in half. But management went to work. At the height of its problems in 2011 over 9% of its assets were bad loans. What a ride! #3.

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Jeff For Banks

AUGUST 12, 2018

Philly has a chance to go wild again this year if the Phillies keep playing well; they are in first place for the first time since the end of 2011. DJ 08/09/18 Dorothy Jaworski has worked at large and small banks for over 30 years; much of that time has been spent in investment portfolio management, risk management, and financial analysis.

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Jeff For Banks

AUGUST 1, 2019

Inventories should not contribute as much to growth as they did in the first quarter, so a ratcheting down to the level that we have experienced since 2011 of +2.2% Dorothy has been with Penn Community Bank and its predecessor since November, 2004. is a conservative projection.

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Independent Banker

APRIL 28, 2016

Major league baseball manager Tony La Russa talks about building a winning team. Tony La Russa was a professional baseball manager for 33 years, serving the Chicago White Sox, the Oakland Athletics and the St. He managed teams that won three World Series titles, six league championships and 12 division titles. Louis Cardinals.

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Gonzobanker

DECEMBER 19, 2017

Endless CRM and data management projects that shook our foundations and gutted our PMOs. THE BANKING AWARDS. Rainbolt has quietly built a community bank in the past 20 years that is closing in on $2 billion of market cap. GonzoBanker of the Year – Large Banks. This year brought us: Mergers out the yin-yang.

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Fintech Labs Insights

DECEMBER 2, 2015

In July, Q2 Holdings acquired anti-fraud, risk management specialist, Centrix Solutions for $20 million. For its part, Social Money sees the acquisition as an opportunity to continue helping community banks and credit unions, in the words of Social Money CTO Adam Anderson, “establish direct-to-digital capabilities in the future.”

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Fintech Labs Insights

MARCH 15, 2016

CBANC , a network for community bank and credit union professionals, added a group of new features to its platform this week. The platform, which launched in 2009, enables users to collaborate with other industry professionals and share information on policies & procedures, vendor management and vendor product ratings.

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South State Correspondent

MAY 1, 2024

With financial hardship, competition from dominant players, and a startup budget, Gentle Monster faced many of the same challenges as a community bank. How Banks Can Leverage: Niche markets abound in banking, and community banks are in the perfect position to create a following on a national level should they desire.

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Fintech Labs Insights

AUGUST 1, 2016

.” Q2 Contextual PFM uses APIs from MX to provide account aggregation, transaction cleansing, and transaction organization, delivering a data driven money management solution helps customers spot, understand, and respond to trends in saving and spending. Q2 demonstrated its Risk & Fraud Analytics platform at FinovateSpring 2011.

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Fintech Labs Insights

DECEMBER 29, 2015

This is not a tall order, yet only 9 of the 2o largest banks managed to do even one of those five during the week leading up to Christmas. And it’s back in-line with historical norms of 9 banks 2013 , 8 in 2012 , and 10 in 2011. Banks in the Holiday Spirit. It looks like 2014 was an anomaly.

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Abrigo

SEPTEMBER 14, 2022

What banks need to know as the CFPB gets closer to its final rule Banks, credit unions, and other creditors may be required to collect more data for each application under a new rule. You might also like this webinar: "Fortify Your Loan Policy to Effectively Manage Credit Risk." Credit Risk Management. See the difference.

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Jeff For Banks

DECEMBER 12, 2016

It is a turnaround story because the bank was hammered with credit problems between 2008-11, when it lost over $200 million. In 2011, at the height of its problems, when non-performing assets/assets was nine percent. The result: those investors that jumped onboard at the end of 2011 were well rewarded. million loss in 2011.

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Jeff For Banks

DECEMBER 12, 2017

That got regulator's attention in the form of a May 2011 Consent Order (CO). Today, NPL/total loans is a manageable 0.94%, and the Bank ROA/ROE year-to-date is 1.22% and 11.61% respectively. It is a turnaround story because the bank was hammered with credit problems between 2008-11, when it lost over $200 million.

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Jeff For Banks

APRIL 14, 2022

Giannini: The Man with the Midas Touch 2009 Edward Chancellor Chancellor, Edward Devil Take the Hindmost: A History of Financial Speculation 2000 Dr. "Rusty" Big Bad Banks: How Greed and Ego Among the Big Shots in Banking and Government Created the Crisis that Wrecked Our Economy 2009 William D. Cohan Cohan, William D. 2008 Richard P.

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CB Insights

MAY 15, 2019

DBS Bank — DBS Asia X (DAX). Key people: Annie Ye, Head of DAX, Senior Vice President, DBS Innovation Group; Neal Cross, Managing Director & Chief Innovation Officer. Notable projects: DAX teamed up with POSB, part of DBS Group and the oldest local bank in Singapore, to help co-create the POSB Smart Buddy. Founded: 2011.

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Jeff For Banks

FEBRUARY 3, 2017

In the past ten years, the economy has not managed even one year of 3.0%+ growth. Since 2011, productivity has fallen by -.4%. DJ 01/18/17 Dorothy Jaworski has worked at large and small banks for over 30 years; much of that time has been spent in investment portfolio management, risk management, and financial analysis.

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