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Are de novos making a comback?

Abrigo

The FDIC paper The Entry, Performance, and Risk Profile of De Novo Banks published in April 2016 reports that the number of de novo bank failures and acquisitions annually has drastically declined since 2010, primarily due to the fact that new bank formations have become nearly inexistent.

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Operation Choke Point 2.0

Jeff For Banks

The FDIC's quarterly Supervisory Insights for Summer 2011 had a list! Imagine the community bank that is experienced in lending to fuel oil businesses in or near its markets because it's comfortable using trucks, tanks, and oil inventory as collateral. What were disfavored industries?

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Banking's Total Return Top 5

Jeff For Banks

For comparison purposes, here are last year''s top five, as measured during September, 2011: #1 BofI Holdings, Inc. #2 2 Signature Bank #3 ESB Financial Corporation #4 Bank of the Ozarks, Inc. #5 and Bank of the Ozarks, Inc. Bank of the Ozarks, Inc. Today the bank has more than 100 offices in seven states.

Texas 79
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Lack of an M&A Strategy May Leave You Dateless at the Prom

Gonzobanker

The vast majority of exits came from banks with less than $100 million in assets, and more than 10,000 of these institutions left the financial services landscape between 1984 and 2011 due to mergers and failures. At the same time, the pace of new bank charters has dwindled to near non-existence.

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Preparing for Section 1071

Abrigo

What banks need to know as the CFPB gets closer to its final rule Banks, credit unions, and other creditors may be required to collect more data for each application under a new rule. You might also like this webinar: "Fortify Your Loan Policy to Effectively Manage Credit Risk." Credit Risk Management. See the difference.

Lending 195
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The Mother List of All Banking Books

Jeff For Banks

Guardians of Prosperity: Why America Needs Big Banks 2013 John F. Inside the FDIC: Thirty Years of Bank Failures, Bailouts, and Regulatory Battles 2015 Louis D. Money and Power: How Goldman Sachs Came to Rule the World 2011 William D. Giannini: Banker of America 1994 Richard X. Bove Bove, Richard X. 2008 Richard P.

America 78