Fintech Labs Insights

SEPTEMBER 21, 2020

Customers: Shell, KLM, United Nations, Toyota, SITA, Lloyds Register and a range of technology startups. Founded: 2011. Making it easier to comply with global regulations. Capital Markets & WealthTech. Finalists: Applied Blockchain (see pitch below), CausaLens ( pitch ). Winner: Applied Blockchain. HQ: London.

Innovation 15

Innovation Fintech blockchain Capital 15

CB Insights

NOVEMBER 22, 2017

Commercial operation of offshore fish farms has been limited to date due to regulations, as well as the challenges of efficiently operating a large farming operation far from land. Offshore farming regulations are loosening. Offshore fish farming has seen growing interest in the last decade.

Study 45

Study Operations Regulation Regional 45

Gonzobanker

AUGUST 22, 2014

The vast majority of exits came from banks with less than $100 million in assets, and more than 10,000 of these institutions left the financial services landscape between 1984 and 2011 due to mergers and failures. At the same time, the pace of new bank charters has dwindled to near non-existence.

Strategy 87

Strategy United States Community New York City 87

CB Insights

DECEMBER 4, 2019

That same year, the company acquired TextPayMe , a peer-to-peer (P2P) mobile service that was relaunched as Amazon Webpay in 2011. An RBC Capital Markets report put the average annual sales of an Amazon Go location at about $1.5M. The 2017 FDIC National Survey of Unbanked and Underbanked Households shows: Approximately 6.5%

Cards 101

Cards Lending Strategy US 101

PYMNTS

MAY 27, 2016

Though Israel’s small size and distance from other global markets do provide barriers to growth, Keidar noted that advancements across the “creative and fast-growing” FinTech industry are helping to fuel solutions in what can be described as one of the most highly regulated and conservative industries in the world.

National 101

National Security Fintech Industry 101

Gonzobanker

DECEMBER 19, 2017

Heavy-handed regulators. The Get Outta Dodge (and Focus) Award – Goes to Capital One for exiting a significant mortgage business to focus on cards and direct banking. One word can summarize this action-packed banking year, GonzoBankers – tiring. This year brought us: Mergers out the yin-yang. Heavy core conversions weighing us down.

Conference 87

Conference Industry Community Bank Community 87

Tomorrow's Transactions

DECEMBER 12, 2014

Non cash payments’ share of total value of consumer payments: 89 percent Percent of population with a debit card: 96 percent Bank robberies in Sweden plunged from 110 in 2008 to only 16 in 2011, the lowest level since the country started recording its numbers in the early 1970s. The reason? From Search Results belgium ].

Cards 66

Cards Payments Taxes Retail 66

Jeff For Banks

DECEMBER 12, 2017

Total return includes two components: capital appreciation and dividends. The Bank, Old Second National Bank, lost a whopping $156 million in 2009 and 2010. That got regulator's attention in the form of a May 2011 Consent Order (CO). In 2011, at the height of its problems, non-performing assets/assets was nine percent.

Minnesota 60

Minnesota West Virginia Virginia Iowa 60

CB Insights

DECEMBER 7, 2017

In 2011, three banks accounted for half of new mortgage loans, according to the Washington Post. In 2011, just two of the top 10 biggest lenders were non-bank lenders. This helped navigate fragmented regional regulations. Most importantly millennials are failing to build up the requisite capital for a down payment.

Millennials 69

Millennials Lending United States Technology 69

CFPB Monitor

JULY 2, 2019

In April 2011, the CFPB issued guidance indicating that it would not enforce Section 1071 until it issued implementing regulations. In April 2011, the CFPB issued guidance indicating that it would not enforce Section 1071 until it issued implementing regulations.

California 60

California Resources Community Lending 60

CB Insights

MARCH 6, 2019

A healthy culture of dissent may have helped the company focus on its product issues before they became a national scandal, but workers who raised red flags were ignored and, if they persisted, asked to leave the company. Select investors : Amazon, Hummer Winblad Venture Partners, Bowman Capital Management LLC. Total funding : $161M.

Report 78

Report San Francisco Capital Company 78

CB Insights

JUNE 6, 2019

Declared Bankruptcy: 2011. By December 2011, it was under $30/kg. By September 2011, Solyndra’s business model had fallen apart. In tests conducted by the National Highway Traffic Safety Administration (NHTSA), The Coda was awarded a rating of 5 stars out of 5 for its side-impact and rollover tests. Founded: 2011.

Apple 78

Apple Branding Google Company 78

CB Insights

FEBRUARY 28, 2019

Brown, instead of managers getting stock options or guaranteed bonuses, every manager got paid $7,800 a year (the equivalent of about $14,500 today), plus “a designated percentage of the profits of the company after these are reduced by a charge for capital employed.”. The result of this type of plan was to make each manager at H.

Omaha 78

Omaha Company Capital Management 78

CB Insights

OCTOBER 31, 2019

Slack launched its own $80M chatbot fund, partnering with leading VCs including Spark Capital, Index Ventures, Accel, KPCB, Social Capital, and Andreessen Horowitz. Swedbank, Capital One, SEB, and Wells Fargo have all introduced bots for similar purposes. Trim can then cancel memberships on a user’s behalf. Source: Trim.

Industry 78

Industry Examples Tools Retail 78

CB Insights

NOVEMBER 9, 2017

In this review of failure, we’ve looked in our venture capital database to find the most well-funded startup companies that ultimately failed or had an undesirable exit, such as an asset sale or an acquisition for less than the total funding raised by the company. The 101 Biggest Product Failures Of All Time. Total Funding: Over $100M.

Capital 78

Capital Company San Francisco Operations 78

PYMNTS

NOVEMBER 28, 2016

A lot of the people who voted for Trump are people who got the short end of the economic stick,” according to Ira Rheingold , executive director of the National Association of Consumer Advocates. An economically sound consumer financial protection regulator would design rules that, on net, make consumers better off.

Lending 100

Lending Regulation Cards Maine 100

Independent Banker

FEBRUARY 16, 2015

Sherrod Brown (D-Ohio) appears before ICBA community bankers in 2013 to explain ICBA-backed legislation he co-sponsored that would have increased minimum capital requirements on the country’s very largest banks, as well as provided important regulatory relief for community banks. Richard Shelby (R-Ala.) David Vitter (R-La.)

Community Bank 70

Community Bank Alabama Ohio Community 70

Lex Sokolin

OCTOBER 14, 2020

So you soldier on and bring in hard-nosed hedge fund capital. So you decide to aggregate your own capital through deposits and buy Radius bank. The high tech platforms outlived all of the individual fintech competitors, and used their size and credibility with regulators to remain in business. You’re a bank now anyway.

Lending 52

Lending User Experience Google United States 52