Celent Banking

JUNE 12, 2015

This includes global transaction services, small business services, commercial and small business lending, and the changing role of corporate treasury and its impact on meeting the needs of corporate banking clients. On the lending side, US commercial loan outstandings have more than fully recovered from the 2008-2009 financial crisis.

Lending 100

Lending Trends Meeting Banking Trends 100

PYMNTS

OCTOBER 1, 2018

The DOJ investigation centered on whether LendingClub had – between January 2009 to September 2010 – misled its FDIC-insured loan originator, WebBank , leading the bank to underwrite over 200 loans that did not conform to the bank’s lending requirements. In 2010, LendingClub added to its war chest with a $24.5

Lending 135

Lending Fraud Management San Francisco 135

FICO

SEPTEMBER 30, 2022

Our eight judges are business leaders, analysts, media and innovators in their own right, drawn from nearly every continent. She is a top advisor to Fortune 500 companies on responsible artificial intelligence strategy and data innovation practices and serves on several boards advising startups, universities, and other non-profits.

Meeting 52

Meeting Analytics Management Strategy 52

Independent Banker

DECEMBER 29, 2015

ICBA warns of risks of online marketplace lending models. Online marketplace lenders are a new form of nonbank specialty lending that uses technology platforms to allow Wall Street and individual investors to directly fund loans to consumers and small businesses. Lend exclusively over online peer-to-peer platforms.

San Francisco 70

San Francisco Lending New York City Online 70

CB Insights

FEBRUARY 13, 2020

This growth has created major opportunities in the payments space, and companies like Stripe — the payments unicorn valued at a masive $35B — are hungry to capitalize on them. As a result of its product innovation efforts, Stripe has seen explosive growth in product adoption and valuation. A decade of online payments innovation.

Online 98

Online Company Retail Payments 98

PYMNTS

JANUARY 11, 2017

The biggest announcement came as Magento Commerce, spun out from eBay two years ago, got $250 million from Hillhouse Capital, one of China’s largest investment firms. The new capital will help fund global expansion, with focus, as the name implies, on eCommerce. By 2010, Conversica had developed AVA — the automated virtual assistant.

Capital 100

Capital US Company System 100

Jeff For Banks

JUNE 2, 2023

The old borrow short, lend long strategy. Finally, resolution of failing financial institutions requires that the deposit insurance fund be strongly capitalized with real reserves, not just federal guarantee.” Who would’ve thought lending $1 million to a San Francisco cab driver to buy a house at 100% loan to value would go bad?

FDIC 78

FDIC Community Bank Regulation Lending 78

Tefkin

JUNE 3, 2014

On the “Beta” end of the scale, ETFs are steadily becoming one of the most successful innovation in recent decades. By lifting the ban on general solicitation and making crowdfunding easier, the JOBS act is opening access (for accredited investors for now) to the Venture Capital and Hedge Funds asset classes.

Industry 42

Industry Management Innovation Analysis 42

Jeff For Banks

DECEMBER 18, 2014

capital appreciation and dividends. The lion''s share of their growth, profitability, and capital have come since their re-branding to Open Bank in 2010. share at the end of 2010. Not so over the three years I have been keeping track. This, naturally, eliminated many of the smaller, illiquid FIs. BofI Holding, Inc.

North Dakota 90

North Dakota Arizona Minnesota Los Angeles 90

PYMNTS

DECEMBER 28, 2018

consumers owe roughly 26 percent of their annual income to debt, up from 22 percent in 2010. The rising rates have not only made debt more expensive, but they have been a weight on loan growth across both bank and FinTech lending platforms in the back half of the year. It’s easy to lend money. That amounts to $13.2

Millennials 145

Millennials Lending System Data 145

Gonzobanker

JULY 7, 2015

Capital One* 29,565,607 54,374,989 24,809,382. Capital One figures are for Capital One USA direct bank and not the regional bank components. billion in 2010. The major card-based direct banks – American Express, Capital One and Discover – have all done very well. USAA 31,334,006 62,995,318 31,661,312.

Digital Banking 60

Digital Banking Industry Capital Strategy 60

Fintech Labs Insights

MAY 12, 2021

Naturally, we were excited about it, naming it the biggest innovation of the year. CAN Capital. Lighter Capital. Alt-Lenders (Digital) Lending to Small-to-Medium Businesses (SMB) in the United States. CAN Capital. Lighter Capital. Founded: 2010. So, the capability has existed for 20 years. Charlotte.

Atlanta 15

Atlanta Utah DC Detroit 15

William Mills

JUNE 16, 2016

It has moved us all to this truly fantastic crossroads where innovation and mass technology adoption have taken financial services by storm. Regardless of how you dice it, the way that fintech players have reimagined how banking can be done has, in the least, challenged financial institutions to innovate – and faster than ever.

Fintech 40

Fintech Industry User Experience US 40

William Mills

JUNE 16, 2016

It has moved us all to this truly fantastic crossroads where innovation and mass technology adoption have taken financial services by storm. Regardless of how you dice it, the way that fintech players have reimagined how banking can be done has, in the least, challenged financial institutions to innovate – and faster than ever.

Fintech 40

Fintech Industry User Experience US 40

Fintech Labs Insights

NOVEMBER 19, 2021

Naturally, we were excited about it, naming it the biggest innovation of the year. CAN Capital. Lighter Capital. Top 30 Alt-Lenders (Digital) Lending to Small-to-Medium Businesses (SMB) in the United States. CAN Capital. Lighter Capital. Founded: 2010. So, the capability has existed for 20 years.

Atlanta 15

Atlanta Utah Miami DC 15

Fintech Labs Insights

NOVEMBER 19, 2021

Naturally, we were excited about it, naming it the biggest innovation of the year. CAN Capital. Lighter Capital. Top 30 Alt-Lenders (Digital) Lending to Small-to-Medium Businesses (SMB) in the United States. CAN Capital. Lighter Capital. Founded: 2010. So, the capability has existed for 20 years.

Atlanta 15

Atlanta Utah Miami DC 15

Fintech Labs Insights

NOVEMBER 19, 2021

Naturally, we were excited about it, naming it the biggest innovation of the year. CAN Capital. Lighter Capital. Top 30 Alt-Lenders (Digital) Lending to Small-to-Medium Businesses (SMB) in the United States. CAN Capital. Lighter Capital. Founded: 2010. So, the capability has existed for 20 years.

Atlanta 15

Atlanta Utah Miami DC 15

CB Insights

OCTOBER 29, 2018

The Sad State of Corporate Innovation. See how corporates are failing when it comes to innovation. Download the free 31-page State of Innovation report. While November 2010 saw the release of the new Windows Phone with a new platform, it never caught on with consumers. Microsoft and Nokia. Date: April 25, 2014.

Google 76

Google Software Innovation Company 76

Independent Banker

NOVEMBER 30, 2022

In our annual workplace survey, employees of ICBA’s best community banks to work for told us they benefit from engaging cultures, opportunities for advancement and innovative benefits. Founded in 1903, Grand Ridge National Bank has grown from around $30 million in assets in 2010 to approximately $325 million today. By Roshan McArthur.

Community Bank 169

Community Bank Community Montana Leadership 169

PYMNTS

MARCH 2, 2020

Yet out of the financial crisis came a wave of innovation that has reshaped how businesses and people have engaged over the last decade, seeding the path for the innovations that are at our doorsteps this decade in the connected economy. Investments in software scooped up the lion’s share of those dollars.

Innovation 281

Innovation Online Video Maine 281

CB Insights

SEPTEMBER 10, 2019

This openness to banking alternatives presents opportunities for fintech startups looking to innovate in financial services from the outside. But incumbent banks are also at the forefront of the most promising innovations in personal finance today, such as virtual credit cards. Borrowing: Credit-shy millennials embrace PoS lending.

Millennials 77

Millennials Mobile Lending Cards 77

Gonzobanker

DECEMBER 20, 2019

The company’s market capitalization, which after declining to less than $600 million in the 2009 recession, has now grown to almost $3 billion. Yet the Gonzo team has to give a shout out to the late entry of Texas Capital and Independent Bank. It is an innovator with tech (e.g., The Tech Award – Goes to Capital One.

Idaho 148

Idaho Conference Data Marketing 148

Fintech Labs Insights

JANUARY 27, 2016

Not only did the sector have a banner year for innovation, it scored a record amount of VC investments. To gauge the temperature of fintech innovation in Europe, we looked at Finovate alums in different regions: Aire.io in the U.K., Peer-to-peer bitcoin lending platform Bitbond is based in Berlin.

Fintech 12

Fintech Bitcoin US Data 12

PYMNTS

JANUARY 18, 2017

That capital announcement comes despite fears over what Brexit might mean for the FinTech sector across the pond in general, and the peer-to-peer lending sector continues to grow — by some estimates, at about 50 percent annually. At the start of eCommerce, retailers focused on innovation happening in the forward supply chain,” he said.

Retail 100

Retail Software System United States 100

CB Insights

MAY 23, 2019

Few places are more receptive to new ideas and innovative business models than Silicon Valley. Crescent Ridge Capital Partners’ elaborate Ponzi scheme. Select Investors: AllianceBernstein, Lightspeed Venture Partners, Glade Brook Capital Partners. Select Investors: BlackRock, Norwest Venture Partners, Sands Capital.

Fraud 78

Fraud Las Vegas Company Video 78

CB Insights

SEPTEMBER 19, 2017

Rounding out the top 3 are electronics company Xiaomi ($46B) and online lending platform Lu.com ($18.5B). Blum Capital Partners LP, Tiger Global Management, Sonae.com Ventures. Millennium Technology Value Partners, Spark Capital, Union Square Ventures. Sequoia Capital China, China Media Capital, DCM Ventures.

US 78

US Company Capital Groups 78

CB Insights

MAY 15, 2019

One popular approach: in-house financial innovation labs. We’ve created a list of finance innovation labs from some of the biggest names in the industry, as well as from newcomers looking to make a name through tech. We’ve written about corporate innovation theater before — and how sometimes corporate innovation goes wrong.

Innovation 78

Innovation blockchain Technology Groups 78

Fintech Labs Insights

APRIL 8, 2021

1 back on the list after previoulsy falling below $1B (Lending Club). _. The total value is now $1.62 trillion, down $30B from last month. Unicorn count: Beginning (Mar 1) = 140. + 16 born this month (see below). + Total (Mar 31) = 157. Total valuation = $1.62 Newborns in March: #59 Cedar : $3.2B US-based health payments provider. #66

United States 15

United States Fintech US Lending 15

CB Insights

NOVEMBER 9, 2017

In this review of failure, we’ve looked in our venture capital database to find the most well-funded startup companies that ultimately failed or had an undesirable exit, such as an asset sale or an acquisition for less than the total funding raised by the company. The 101 Biggest Product Failures Of All Time. Total Funding: Over $100M.

Capital 78

Capital Company San Francisco Operations 78

Fintech Labs Insights

APRIL 30, 2015

Register today to see and meet these innovators in person on May 12 and 13 at our upcoming conference in San Jose, California. Sneak Peek Part 7: Avoka, CBW Bank, Cloud Lending Solutions, Context Relevant, Dealstruck, DriveWealth, Dwolla, Dynamics, Encap Security, EyeBuy, FIS Mobile, Kabbage, Knox Payments, Lending Tree, LendKey.

San Jose 12

San Jose Las Vegas California Tucson 12

PYMNTS

FEBRUARY 26, 2018

Dodd-Frank , the controversial 2010 legislation that came in the wake of the financial crisis that was in the crosshairs of the Trump administration from the start, seems to be resting a bit easy at the moment – but perhaps just for the moment. . Capital requirements would be loosened and stress tests would come less than once a year.

Regulation 101

Regulation Bitcoin Innovation Fintech 101

CB Insights

OCTOBER 31, 2017

But overpriced, over-hyped hardware products weren’t the only “innovations” we said goodbye to: we also recently witnessed the deaths of startups working in mobile AR, e-commerce, digital media, and more. Read on for post-mortems on 10 of the latest startups to bite the dust. Kyle Hill, HomeCare CEO. Product: BTCJam.

Company 78

Company US San Francisco Capital 78

CB Insights

NOVEMBER 16, 2017

In venture capital, returns follow the power law — 80% of the wins come from 20% of the deals. Get the 65-page report on teardowns for Union Square Ventures, Andreessen Horowitz, Sequoia Capital, and more. JD.com took a huge risk by stepping into a major market and investor Capital Today made a $2.4B

Lending 78

Lending Capital Company Google 78

Fintech Labs Insights

APRIL 18, 2016

Drip Capital : Small business financing. Seed : Small business banking for innovators. LendUp : Reinventing the payday lending industry. Total Companies. Fintech Companies. 2016 (1st half). Source: Y-Combinator (yclist.com), Finovate analysis. WorldCover : Crop insurance for the developing world. Branch8 : Payments.

Fintech 12

Fintech Bitcoin Taxes Cards 12