PYMNTS

JULY 5, 2017

Its abundance in payments and commerce is what inspires innovators to challenge a friction-filled status quo and create something new. But none rose to the level of the seriously friction-filled experiences that might motivate a would-be innovator to quit her day job and give up her life to solve for it.

Boston 124

Boston Regulation Innovation Study 124

PYMNTS

OCTOBER 14, 2019

So went the narrative, which formed the central thesis of a study about the regulated taxi industry in the City of San Francisco, which was presented to then-mayor of San Francisco and now Governor of California Gavin Newsom. The Rise of the Gig Economy.

San Francisco 178

San Francisco New York Study Industry 178

PYMNTS

JUNE 17, 2016

Bitcoin grew explosively after its 2009 introduction by becoming the currency of choice for criminal commerce, including hiring hitmen , giving the term “killer app” new meaning. Blockchain technology is quite innovative. Again, it hasn’t worked out. There is some chance that it might. It solved a really significant friction well.

Bitcoin 100

Bitcoin Lending blockchain Fintech 100

Insights on Business

FEBRUARY 13, 2019

The global financial crisis of 2008 and 2009 brought a renewed focus on the governance, risk and compliance (GRC) processes within the financial institutions, who, not very long ago, viewed GRC as little more than a necessary evil – cost of doing business, which added little value. IBM OpenPages with Watson 8.0

User Experience 79

User Experience Compliance Risk Management Training 79

CB Insights

OCTOBER 29, 2018

The Sad State of Corporate Innovation. See how corporates are failing when it comes to innovation. Download the free 31-page State of Innovation report. While Google excelled in building software, it lagged behind in hardware and product innovation. Date: May 21, 2009. Microsoft and Nokia. Date: April 25, 2014.

Google 76

Google Software Innovation Company 76

CB Insights

OCTOBER 2, 2018

However, Facebook and Amazon are not the only Big Tech companies with a need to innovate in data security. Using CB Insights’ patent analytics, we mined FAMGA’s patent application activity for data security innovations. Patents are a meaningful leading indicator of where company R&D and innovation efforts are headed.

Security 58

Security Data US Google 58

Tomorrow's Transactions

APRIL 7, 2015

The UK’s new Payment Systems Regulator is now open for business. From Consultation on a new payments regulator for the UK ]. In the report, the regulator outlines three key areas of concern: governance, innovation and access. The devil, as it always is with these things, will be in the details.

Regulation 30

Regulation System Operations Payments 30

NCR

MARCH 8, 2016

This is a company that’s become synonymous with innovation, commands unprecedented customer loyalty, generates massive coverage, enjoys huge brand recognition and continues to benefit from gigantic revenue, profits and market capitalization. In a word: Everything. Still, the lengths that Apple is being asked to go to now seem like a stretch.

Apple 40

Apple Software Guidelines Google 40

PYMNTS

MAY 15, 2017

It should be a call to action to the cybersecurity regulators that, when innovation — even intellectually and technologically sophisticated innovation — goes off the rails, it’s time to give a good hard look with an eye to reining it way, way in. That means bitcoin. despite many other countries already giving it a thumbs up.

Bitcoin 155

Bitcoin Regulation Innovation Fintech 155

CB Insights

FEBRUARY 13, 2020

As a result of its product innovation efforts, Stripe has seen explosive growth in product adoption and valuation. A decade of online payments innovation. Sigma aims to streamline business operations. A decade of online payments innovation. TABLE OF CONTENTS. PayPal and Square emerge as leaders in the payments space.

Online 98

Online Company Retail Payments 98

PYMNTS

JUNE 10, 2016

The Blue Coat filing comes as this is the slowest year for tech IPOs since 2009, in the midst of the financial crisis, while the firms that are publicly traded in this space, including Palo Alto and FireEye, have seen shares hit hard. We suspect that good weeks, moving forward, will be few and far between.

Apple 100

Apple Lending Google Mobile 100

PYMNTS

MARCH 28, 2016

doesn’t have to be paved with a 500+ person task force analyzing what the world would look like if we were starting from a clean sheet of paper, competing propositions for who’s going to build and operate a new set of rails, or even what sort of spiffy software can make existing rails faster. The path to faster payments in the U.S.

US 100

US Payments Course System 100

PYMNTS

MARCH 9, 2020

’s latest numbers on the topic revealing the lowest level of underbanked individuals since the survey began in 2009. “People are using prepaid cards, check-cashing stores, money transmission for bill payment — they’re incredibly expensive ways to operate, and this is absolutely the experience for many businesses as well.”

Community Bank 188

Community Bank Community Innovation Regional 188

PYMNTS

OCTOBER 8, 2018

B2B payments innovators and Warren Buffet have something in common: They are both obsessed with rails. Warren Buffet made rails sexy again when he bought a railroad in 2009. Today, a host of innovators are making B2B payments rails sexy again too. Topic Two: Banks — sure, they’re boring as all get out, but they are innovating.

Payments 192

Payments Innovation Regulation San Francisco 192

PYMNTS

MAY 6, 2019

Déjà vu because it was 10 years ago, in May of 2009, that Facebook launched the alpha version of Facebook Credits. And, in light of that, anything that even remotely smacks of crypto could seem a little tone-deaf, especially to the regulators, since no one but people in the Valley really get its value. But not their money.

Innovation 209

Innovation blockchain Payments cryptocurrency 209

Fintech Labs Insights

JANUARY 25, 2016

Prior to founding Nexmo in 2010, Jamous worked at Paymo, which was acquired by BOKU in 2009. Jamous: Nexmo was created to reduce the barriers to entry for developers to innovate with communication technologies and enable scalable and global high-quality communication infrastructure. Finovate: What was the impetus behind creating Nexmo?

San Francisco 12

San Francisco Bitcoin Fraud User Experience 12

Gonzobanker

DECEMBER 20, 2019

The company’s market capitalization, which after declining to less than $600 million in the 2009 recession, has now grown to almost $3 billion. It is an innovator with tech (e.g., Netflix co-founder Marc Randolph said the leading trait of an innovator is identifying pain. Best of luck in the next chapter, Chris!

Idaho 148

Idaho Conference Data Marketing 148

PYMNTS

OCTOBER 21, 2019

My, how much has changed since 2009. Karen Webster from PYMNTS recently caught up with him to review the past decade of innovation – and to look into where investing and FinTech are headed in the new decade that’s about to start. “It Confusion and Anxiety. But that’s just part of being an entrepreneur. That’s not the case anymore.

Capital 126

Capital Fintech Company Technology 126

Fintech Labs Insights

OCTOBER 16, 2016

In a $460 million deal, Texas-based ATM operator Cardtronics has acquired Canada-based DirectCash Payments. Regulation. It’s been one year since EMV regulation in the United States was placed into effect. Big handshakes. Cardtronics acquires DirectCash Payments. Happy birthday, U.S. InsurTech Rising.

Trends 12

Trends Fintech blockchain America 12

PYMNTS

APRIL 15, 2019

In 2009, Uber was incorporated as UberCab – a nod to the business it had set out to disrupt. Lyft is about innovating the category of transportation as a service (TaaS) by giving consumers as many options as possible to serve their transportation needs through a tap-and-go experience. million drivers and operations in 300 cities.

San Francisco 184

San Francisco Comparison Apple Marketing 184

CB Insights

SEPTEMBER 5, 2018

Dockless systems, which allow users to park their bike or scooter anywhere along the sidewalk rather than in a fixed docking station, are more convenient and less costly to scale given lower capital costs, as operators don’t have to build out fixed stations. San Francisco was one of the first cities to tackle scooter regulation.

San Francisco 78

San Francisco New York City US Mobile 78

CB Insights

JUNE 6, 2019

Notably, Solyndra’s rise coincided with the passing of 2009’s American Reinvestment and Recovery Act, which contained various subsidies and promises of investment for sustainable US energy initiatives. In March 2009, the US government announced it planned to award Solyndra a guaranteed loan of $535M as part of that initiative.

Apple 78

Apple Branding Google Company 78

PYMNTS

MAY 27, 2016

law firm, the Israeli FinTech industry has skyrocketed since 2009. The company uses a chat-driven, bot-powered interface for security to help address the widening skills gap in many security operations teams. and accelerating the availability of medical innovations. According to Special Counsel, Adv.

National 101

National Security Fintech Industry 101

CB Insights

FEBRUARY 28, 2019

The company’s operations and underlying value are the only things that matters, to Buffett. When Buffett invests, he is not looking at the innovative potential of the company or, in a vacuum, its growth potential. That’s because the price of a stock, on any given day, is mostly dictated by the whims of “Mr.

Omaha 78

Omaha Company Capital Management 78

CB Insights

MAY 23, 2019

Few places are more receptive to new ideas and innovative business models than Silicon Valley. Zenefits skirts compliance regulations. Zenefits skirts compliance regulations. In addition, regulators claimed that as many as 80% of insurance plans sold in Washington state by Zenefits reps were sold illegally by unlicensed brokers.

Fraud 78

Fraud Las Vegas Company Video 78

CB Insights

OCTOBER 6, 2017

Innovation in microprocessors — particularly Nvidia’s graphic processing units (GPUs) — have played a large role. Risk of automation is highest in predictable work environments in industries with lower regulations. Early-stage food-preparation startups using robotics and AI are proliferating, and operating in both B2B and B2C models.

Software 69

Software Industry Retail United States 69

PYMNTS

JULY 31, 2018

Loosening federal regulations, enacting national data breach protections and drafting “model laws” at the state level to reduce overlapping red tape, could help promote FinTech in the United States, according to report released Tuesday (July 31) by the U.S. Treasury Department. The report arrives at a time of growing optimism for U.S.

Fintech 194

Fintech Security US United States 194

Insights on Business

DECEMBER 14, 2016

The landscape for banks and brokerages today shows significant improvement from the global financial crisis of 2008 – 2009. With revenues challenged, many banks have been focusing on operational efficiencies to drive financial performance. This type of traditional cost-cutting we refer to as “engineered efficiency.”.

social media 70

social media United States Regulation Operations 70

CB Insights

NOVEMBER 9, 2017

Australian music streaming company Guvera has reportedly stopped operating, with its co-founder and biggest financial backer walking away from the project. The company also found itself confronted by conflicting energy program mandates and regulations. operations and had not been successful in raising new funding, among other things.

Capital 78

Capital Company San Francisco Operations 78

CB Insights

JUNE 7, 2018

Or is it merely the standard operating procedure for today’s savviest advertisers? We also analyze its impact, the likelihood of regulation, and the potential impact on business and industries including advertising, auto, healthcare, food, and politics. Regulation. Regulation. Does it even work? TABLE OF CONTENTS.

Marketing 78

Marketing Data Analytics Examples 78