Gonzobanker

JULY 10, 2020

Community-based institutions have unique circumstances (and personal viewpoints) that impact how they see the world in the future and what planning will look like for them. Risk Management. Regulators are now ramping that back up, and model risk management focused on portfolio risk is going to top the list.

Risk Management 88

Risk Management Capital Strategy social media 88

ABA Community Banking

OCTOBER 8, 2018

Have we learned our lesson from the 2008 financial crisis? Technology Feature3 Management Risk Management Risk Adjusted Operational Risk Credit Risk. How do we ensure it doesn’t happen again?

Risk Management 45

Risk Management Operations Management Technology 45

Abrigo

JUNE 19, 2020

The 2008 financial crisis exposed significant weaknesses of relying on incurred losses. Credit Risk Management. Lending & Credit Risk. 5 Inefficiencies Community FIs Must Resolve to Prepare for Economic Uncertainty. Lending & Credit Risk. Portfolio Risk & CECL. SBA Lending. Learn More.

Lending 195

Lending Training Data Analysis 195

Abrigo

JULY 20, 2021

Even if community businesses don’t end up utilizing the federally guaranteed loans , many small businesses have heard of SBA loans and want to explore them. During Abrigo’s recent ThinkBIG Conference, credit underwriting and loan portfolio risk management trainer and consultant Michael Wear , CRC , of 39 Acres Corp.

Lending 195

Lending FDIC Capital Risk Management 195

Abrigo

JULY 20, 2021

Even if community businesses don’t end up utilizing the federally guaranteed loans , many small businesses have heard of SBA loans and want to explore them. During Abrigo’s recent ThinkBIG Conference, credit underwriting and loan portfolio risk management trainer and consultant Michael Wear , CRC , of 39 Acres Corp.

Lending 195

Lending FDIC Capital Risk Management 195

Jeff For Banks

JUNE 2, 2023

Although community banks did not lend to sub-prime borrowers in any meaningful way, did we participate? In many respects, community banks were caught in the cross-fire through the purchase of those mbs instruments – and subsequent trial through public sentiment. We took a serious reputational hit. Let those numbers sink in a bit.

FDIC 78

FDIC Community Bank Regulation Lending 78

The Financial Brand

DECEMBER 1, 2021

This could be the biggest challenge since the 2008 financial crisis. Here's a sustainability crash course for banks and credit unions. The post Banks Can No Longer Ignore Climate Change (And Here’s Why) appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Banking Trends 34

Banking Trends Analysis Course Trends 34

Jeff For Banks

OCTOBER 25, 2018

Here are some staggering numbers: Since the financial crisis of 2008, worldwide debt has increased by $70 trillion to $247 trillion, or 236% of world GDP versus 207% in 2008. Student debt has more than doubled from 2008 to $1.5 Dorothy has been with Penn Community Bank and its predecessor since November, 2004.

Marketing 67

Marketing US Taxes Trends 67

Jeff For Banks

MARCH 21, 2024

It sounds like 2007 all over again, when people got tired of looking at LEI and then in 2008, all hell broke loose. DLJ 03/15/24 Dorothy Jaworski has worked at large and small banks for over 30 years; much of that time has been spent in investment portfolio management, risk management, and financial analysis. Oh, brother!

Marketing 148

Marketing Policies Report Atlanta 148

Jeff For Banks

JULY 8, 2017

trillion in 2008. million at the end of December, 2007, before the crisis hit in 2008. million in December, 2008 and the peak occurred in October, 2009 at 21.4 Dorothy has been with Penn Community Bank and its predecessor since November, 2004. Weak readings on employment, housing data, and retail sales won’t stop them.

Marketing 60

Marketing Community Bank Security Data 60

Abrigo

DECEMBER 22, 2023

Takeaway 3 Updates on interest rate forecasting and best practices for managing CRE risk were among the most-read blogs. Abrigo's most popular risk management blogs over the last 12 months cover topics that continue to catch the attention of professionals and regulators. Which credit areas need routine "maintenance"?

Risk Management 221

Risk Management Regulation Management Lending 221

Jeff For Banks

FEBRUARY 1, 2019

Back in 2008, the LHC started up with a bang and led to all kinds of new physics particle knowledge. DJ 01/11/19 Dorothy Jaworski has worked at large and small banks for over 30 years; much of that time has been spent in investment portfolio management, risk management, and financial analysis.

Marketing 60

Marketing Community Bank Community Risk Management 60

Jeff For Banks

NOVEMBER 7, 2016

Another tool that was fairly effective in the years after 2008 was Forward Guidance, which involved Fed promises to keep rates low until specific dates in the future; this tool was one of Ben Bernanke’s faves. Dorothy has been with Penn Community Bank and its predecessor since November, 2004.

Tools 60

Tools Community Bank Risk Management Community 60

FICO

MARCH 25, 2020

Following the global COVID-19 outbreak, the collections & recoveries (C&R) community across Europe has jumped into action to safeguard customers, employees and wider stakeholders. This approach was particularly successful for Germany during the 2008-09 crisis, resulting in Germany only seeing a 0.9% Customer Forbearance.

Operations 40

Operations Exercises Security Data 40

Jeff For Banks

AUGUST 1, 2019

Both spread inversions precede recession by 13 months (as in 2000 for the 2001 recession) to 26 months (as in 2006 for the 2008-2009 recession). DJ 07/16/19 Dorothy Jaworski has worked at large and small banks for over 30 years; much of that time has been spent in investment portfolio management, risk management, and financial analysis.

Marketing 60

Marketing US Community Bank Community 60

Jeff For Banks

MAY 4, 2020

Readers note: You can also view this post on Penn Community Bank's website. Dorothy Jaworski has worked at large and small banks for over 30 years; much of that time has been spent in investment portfolio management, risk management, and financial analysis. Click here.

Marketing 78

Marketing Philadelphia Community Bank US 78

Independent Banker

JUNE 30, 2022

Last year, community bank loan producers were faced with both record-low interest rates and a glut of deposits. But as they always do, they came through for individuals and businesses in their communities with a combination of personalized service and prudent risk management practices. Photo by Linkes Photography.

Community Bank 172

Community Bank Community National Philadelphia 172

Abrigo

DECEMBER 19, 2019

In 2008, there were 7,061 FDIC-insured commercial banks in the U.S. For many community and regional banks looking to compete with larger financial institutions and grow their bank, the answer has been mergers and acquisitions. Lending & Credit Risk. Portfolio Risk & CECL. Learn More. Asset/Liability. Learn More.

Lending 195

Lending Fraud Community FDIC 195

PYMNTS

DECEMBER 16, 2019

The introduction of the iPhone in 2007 – and the birth of the apps ecosystem a year later in 2008 –inspired an entirely new class of innovators, stating the 2010s with a brand-new toolkit. The last 10 years in payments and commerce have given us millions of dots to connect. 2020 Trendline Three: From The eWallet To The Everyday App Ecosystem.

Payments 180

Payments Innovation Cards Google 180

PYMNTS

JANUARY 1, 2020

The introduction of the iPhone in 2007 – and the birth of the apps ecosystem a year later in 2008 –inspired an entirely new class of innovators, starting the 2010s with a brand-new toolkit. The last 10 years in payments and commerce have given us millions of dots to connect. 2020 Trendline #6: The Global Game-Changer Of Voice.

Innovation 174

Innovation Cards Google Payments 174

Lex Sokolin

DECEMBER 25, 2019

If you withdraw your Ether, you get charged an interest rate determined by an open governance community. If you raised money from SoftBank, you have to take on large risk, while the banks will take another 5 years to touch real DeFi. (2) well, we know what 2008 looks like.

blockchain 52

blockchain Bitcoin Software Lending 52

Insights on Business

NOVEMBER 20, 2018

In the financial services sector, the threats posed by individual rogue traders, groups of disaffected employees and unhealthy risk cultures have highlighted the importance of conduct risk. While the 2008 foreclosure crisis highlighted conduct risk issues, the problem didn’t end there.

Analytics 79

Analytics Compliance Risk Management social media 79

South State Correspondent

JUNE 13, 2022

Banks that are looking to enhance their risk management practices should consider incorporating the concept of the velocity of risk into their enterprise-wide risk management practices. Some risks occur slowly; others strike quickly and hard. Optimizing Risk. Luckily, nothing became of it.

Risk Management 195

Risk Management Examples social media Management 195

Jeff For Banks

NOVEMBER 16, 2020

Remember, it took the Fed seven years to raise rates from the zero bound after the Great Recession of 2008. Dorothy Jaworski has worked at large and small banks for over 30 years; much of that time has been spent in investment portfolio management, risk management, and financial analysis. and unemployment was at 5.0%.

Marketing 78

Marketing National New York City Taxes 78