Remove 2008 Remove Capital Remove Risk Management Remove Security
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Silicon Valley Bank Failure – Lessons in Interest Rate Risk Management

South State Correspondent

While we will cover the general lessons HERE , in this article, we wanted to focus on the root cause – how and why interest rate risk caused the second-largest bank failure in US history (Washington Mutual was the largest in 2008). Equally important is the bank’s securities duration, as shown in the graph below.

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Strategies for growing commercial loans

Abrigo

Participation loans were given a bad name after the financial crisis of 2008, but with the proper due diligence, banks and credit unions can leverage them to help grow their loan portfolios, Newberry said. Risk management. Keys to mitigating risk. Credit Risk Management. Lending & Credit Risk.

Strategy 195
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Treasurers Trust Big Data For Real-Time Risk Assessment

PYMNTS

Risk management is complex territory for many businesses, especially those with complex partnerships, vast supply chains and global footprints. For fund investors, active risk management is of particular importance for treasurers, Hazeltree noted. One is in assessing counterparty strength.

Big Data 119
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ICC Says Regulation Limits Trade Finance

PYMNTS

Further enhancements to resolution requirements, also resulting from the financial crisis, have also played a part in promoting the resiliency of the global banking sector, yet with the unintended consequence of restricted access to capital for some borrowers, including small businesses.

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5 Reasons to Increase SBA Loan Origination at Your Bank or Credit Union

Abrigo

During Abrigo’s recent ThinkBIG Conference, credit underwriting and loan portfolio risk management trainer and consultant Michael Wear , CRC , of 39 Acres Corp. The change is intended to improve security, integration, reporting features, and validation to improve accuracy. Lending & Credit Risk. Risk Ratings.

Lending 195
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5 Reasons to Increase SBA Lending at Your Bank or Credit Union

Abrigo

During Abrigo’s recent ThinkBIG Conference, credit underwriting and loan portfolio risk management trainer and consultant Michael Wear , CRC , of 39 Acres Corp. The change is intended to improve security, integration, reporting features, and validation to improve accuracy. Lending & Credit Risk. Risk Ratings.

Lending 195
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Predicting the Next Banking Crisis Is a Fool’s Game. Not Learning From the Last One: Equally Foolish

Jeff For Banks

Finally, resolution of failing financial institutions requires that the deposit insurance fund be strongly capitalized with real reserves, not just federal guarantee.” To you, manage your interest rate risk. Before becoming desperate and trading interest rate risk for credit risk. Let those numbers sink in a bit.

FDIC 78