Jeff For Banks

FEBRUARY 1, 2019

After a lengthy stretch of strong economic growth and stock market gains, the inevitable correction arrived with force in the fourth quarter, culminating with a December that can only be described as “tres terrible!” A Long, Cold December I could just scream! The spread between 3 month and 10 year Treasuries is not much better, dropping to.23%

Marketing 60

Marketing Community Bank Community Risk Management 60

PYMNTS

AUGUST 7, 2019

In China, cash comes from banks, and banks are not lending, at least not so much to private companies that do not have the guarantee of government backstops. And, as reported, the government itself has been busy the past few years cracking down on shadow lending, which means that these private firms cannot turn to alternative lenders.

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Lending New York Report Company 108

PYMNTS

NOVEMBER 22, 2019

Talk of a decelerating FinTech venture capital market continued to mount this week with reports that digital banking startup Aspiration is struggling to raise money. million as it prepares to launch its lending-in-a-box offering, according to Asset Finance International. Also in the U.K., Funding Xchange secured $10.3 Also in the U.K.,

Strategy 109

Strategy Fintech Capital Lending 109

Jeff For Banks

JUNE 2, 2023

The old borrow short, lend long strategy. The dot-com bubble recession began in March 2001 and lasted only 8 months. percent of all jobs in 2001 to 11.3 By comparison, non-high-tech industries lost 689,000 jobs between 2001 and 2002 but recovered the lost jobs by 2004. High-tech employment fell from 12.1 What caused it?

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FDIC Community Bank Regulation Lending 78

PYMNTS

SEPTEMBER 20, 2017

Owned and operated by Donadio and headquartered in Verona, New Jersey, Top Notch is a company that marketed loans to consumers who were on tap to receive payments from legal settlements or victim compensation funds. Our proposed order seeks to knock these parties out of this business altogether, and impose penalties on them.”.

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New Jersey National Company Payments 105

Independent Banker

FEBRUARY 24, 2016

A whopping 95 percent of ICBA members are active commercial real estate (CRE) lenders, according to the latest ICBA Community Bank Lending Survey. Risk-management practices “that cause concern,” the regulators wrote, include “a greater number of underwriting policy exceptions and insufficient monitoring of market conditions.”.

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Community Bank Lending Community Regulation 70

PYMNTS

OCTOBER 12, 2018

Stock markets around the globe seem to be in freefall. Non-financial corporate debt, as a percentage of [gross domestic product (GDP)], is much higher than it was in 2007 and much higher than it was in 2001 … and, interestingly, much higher than it was in 1929,” he said. Interest rates are marching higher. Call it the $1.3

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Capital Course Management Lending 131

PYMNTS

JUNE 2, 2017

iPhone : Competition from China is ever looming for the iPhone, and the tech juggernaut’s market share dipped to 13.7 The market share just recorded trails behind Samsung, with more than 20 percent. trillion auto loan market is less savory for big banks? percent in the first quarter of this year, down from 14.8

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Fraud Conference Online Samsung 109

TrustBank

DECEMBER 8, 2022

By the 1990’s, improvements in technology and further changes to securities regulations made it easier for corporate customers to access financial markets directly. This forced banks to renew their focus on middle market commercial banking and consumers. Recall the NINJA loans (No Income, No Job, Apply).

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US Policies Taxes Washington 52

BankUnderground

AUGUST 12, 2020

Another caveat is that the rather short series of data typically available to macroeconomists can only tell us so much about the behaviour of potentially extremely long-lasting ups and downs in financial markets. Historical perspective meets flexible model. In this post, we provide a new detailed perspective of global financial cycles.

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Policies Maine Analysis Marketing 143

BankUnderground

FEBRUARY 18, 2020

Hardly any relationship between firms’ cash holdings and their investment between 2001 and 2007 exists: both cash-rich and cash-poor firms invested during this period. In panel A average fixed asset growth is tracked over the period 2001-2007 and in panel B over the period 2007-2014. So who benefits most? Very likely, the first one.

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Industry Policies Exercises Regional 52

CB Insights

DECEMBER 4, 2019

In parallel, Amazon has made several fintech investments, mostly focused on international markets (India and Mexico, among others) where partners can help serve Amazon’s core strategic goal. Market strategy outside the US. Through trial and error, the company has set up key financial pillars across payments, cash deposits, and lending.

Cards 101

Cards Lending Strategy US 101

Independent Banker

APRIL 28, 2016

Since 2001, we have received the distinguished recognition by Independent Banker as a “Best of the Best” community bank, 14 of the past 15 years. Additionally, when loan growth slowed in our market area, we looked to other communities where our lending team had expertise and familiarity.

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Leadership Community Community Bank US 70

PYMNTS

JANUARY 31, 2019

. “After a decade of community bank consolidation, without a single new bank charter, we see a generational opportunity to bring true community banking — and unparalleled customer service — back to the Greater Washington region, arguably the best banking market in the nation,” stated Vision Bank, according to reports.

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Community Bank Community FDIC Marketing 122

Jeff For Banks

JANUARY 27, 2011

They mostly meant sub-prime residential mortgage lending. Where could they make a difference, be a first mover, corner a market? Below is their segment reporting from 2001 and 2010. The business model flourished, taking market share in bucketloads from "plain vanilla" FIs. I would contend that this statement is true.

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Community Bank Community Apple National 73

Fintech Labs Insights

FEBRUARY 2, 2021

But given it’s position as powering alternative energy lending at the POS, it seemed to be more the former. The startups is expecting to go public in early 2021 via a SPAC with an estimated market cap of $1.3B. Sunlight Financial : We debated whether NYC-based Sunlight is more fintech or financial institution. values as of 2 Feb 2021).

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United States Fintech Utah Lending 15

Fintech Labs Insights

FEBRUARY 2, 2021

But given it’s position as powering alternative energy lending at the POS, it seemed to be more the former. The startups is expecting to go public in early 2021 via a SPAC with an estimated market cap of $1.3B. Sunlight Financial : We debated whether NYC-based Sunlight is more fintech or financial institution. values as of 2 Feb 2021).

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United States Fintech Utah Software 15

Jeff For Banks

SEPTEMBER 13, 2011

But he held firm that the regulatory environment, changing customer preferences, and the pace and expense of technology were driving the market towards bigger is better. It converted to a public company through a Mutual Holding Company conversion in 1990 and performed the second step conversion in 2001. They had to grow to survive.

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Arkansas Charlotte Pennsylvania Management 67

PYMNTS

JUNE 10, 2019

The iTunes storefront for purchasing music, movies and TV may remain up and running within the major apps, but it will be less of a central focus as Apple redirects its attention to the booming subscription eCommerce market. It also came to the market at just the right time – about 10 months before the iPod hit the market in October 2001.

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Apple Data social media Policies 122

CB Insights

OCTOBER 29, 2018

In a deal that aimed to open the Chinese coal markets, US heavy-equipment behemoth Caterpillar paid $677M in 2012 to acquire ERA Mining Machinery Ltd. The Chinese coal market is one of the biggest in the world and this deal looked like easy money. a leading producer of hydraulic coal-mine roof supports in China. Google and Motorola.

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Google Software Innovation Company 76

CB Insights

APRIL 17, 2018

He then went on to become Senior Director of Business Development at Palm Source in 2001 after he oversaw the strategy around Palm OS. Notable Investments: Lending Club (IPO), DocuSign , Square (IPO), Spotify (IPO), Twitter (IPO), Houzz. In 1999, he joined Palm as a Director. He also started Palm ‘s corporate venture fund.

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San Francisco CA Capital Operations 71

PYMNTS

JANUARY 20, 2018

Essentially, says Investopedia , people were speculating on the tulip market. The Stock Market. The stock market was seen as a risk-free investment where nothing ever went anywhere but up. Investopedia attributes both the stock market mania and its subsequent crash to a simple bit of human psychology: herd mentality.

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Bitcoin Marketing Course cryptocurrency 105

PYMNTS

SEPTEMBER 18, 2017

There aren’t many markets where consumers actually have little to no other choice, but this is one of them. That year, two grocery store owners opened a small business to help merchants trade financial information that would make it easier for all of them to access that information and make lending decisions.

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Report Regulation Data Retail 202

Fintech Labs Insights

FEBRUARY 4, 2022

Lending : Our largest category tracks 33 digital alt-lenders predominantly lending to small-and-medium U.S. But we’ll move into other markets as resources become available. —–. We divided the products into five areas: Banking : We are tracking 12 challenger/neo-banks focused on U.S. small businesses. businesses.

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Fintech Payments UX United States 15

Fintech Labs Insights

OCTOBER 19, 2021

Their total market value is now $2.21 Total market value = $2.21 Secondary market May 21. At FintechLIVE we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). In August, we added 17 new unicorns for a total of 238. trillion, up $100B from last month. 14 born this month (see below). _.

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Fintech Lending Payments Analytics 15

Fintech Labs Insights

JANUARY 21, 2022

Their total market value is now $2.1 Total market value. Secondary market May 21. At FintechLab s we maintain a list of 21st-century fintech unicorns* updated constantly ( current list here ). In December, we added 7 new unicorns for a month-end total of 273. trillion, down $110B from last month. Total (Dec 31) = 273.

Fintech 15

Fintech Lending Payments Security 15

Fintech Labs Insights

NOVEMBER 22, 2021

Their total market value is now $2.23 Total market value = $2.23 Secondary market May 21. In October, we added 22 new unicorns for a total of 260. trillion, just $20B more than last month (essentially flat). Unicorn count: Beginning (Oct 1) = 238. + 21 born this month (see Table 2, below). + Total (Oct 30) = 260. trillion. .

Fintech 15

Fintech Lending Payments Security 15

Fintech Labs Insights

NOVEMBER 22, 2021

Their total market value is now $2.23 Total market value = $2.23 Secondary market May 21. In October, we added 22 new unicorns for a total of 260. trillion, just $20B more than last month (essentially flat). Unicorn count: Beginning (Oct 1) = 238. + 21 born this month (see Table 2, below). + Total (Oct 30) = 260. trillion. .

Fintech 15

Fintech Lending Payments Security 15

Fintech Labs Insights

DECEMBER 20, 2021

Their total market value is now $2.23 Total market value = $2.20 Secondary market May 21. In November, we added 9 new unicorns, and lost 3, for a month-end total of 266. trillion, down $30B from last month (essentially flat). Unicorn count: Beginning (Nov 1) = 260. + 8 born this month (see Table 2, below). + July 2021 round.

Fintech 15

Fintech Lending Payments Security 15

Fintech Labs Insights

FEBRUARY 15, 2022

Their total market value is now $2.1 Total market value. Octane Lending. In January, we added 10 new unicorns for a month-end total of 281. trillion, down $110B from last month. Beginning = $2.20 trillion Plus: $38B value of new entrants Less: $210B decline in value of previous unicorns _ Total (Jan 31) = $2.03 Aug 2021 round.

Fintech 15

Fintech Lending Technology Payments 15

Fintech Labs Insights

FEBRUARY 1, 2022

Their total market value is now $2.1 Total market value. Octane Lending. In December, we added 7 new unicorns for a month-end total of 273. trillion, down $110B from last month. Unicorn count: Beginning (Dec 1) = 271. Plus: 9 born this month (see Table 2, below). 1 previous unicorn added this month (Citadel Securities). _.

Fintech 15

Fintech Lending Technology Security 15

Fintech Labs Insights

JUNE 3, 2021

Their total market value is now $1.72 Total market value = $1.72 US lending specialist. US lending specialist. Secondary market May 21. In May, we added 16 new unicorns for a total of 187. trillion, up $50B from last month. Unicorn count: Beginning (May 1) = 171. + 14 born this month (see below). + Feb 2021 round.

United States 15

United States Fintech US Technology 15

Fintech Labs Insights

JUNE 3, 2021

Their total market value is now $1.71 Total market value = $1.71 US lending specialist. US lending specialist. Secondary market May 21. In May, we added 13 new unicorns for a total of 184. trillion, up $40B from last month. Unicorn count: Beginning (May 1) = 171. + 11 born this month (see below). + Feb 2021 round.

United States 15

United States Fintech US Technology 15

Fintech Labs Insights

SEPTEMBER 13, 2021

Their total market value is now $2.1 Total market value = $2.11 200t ($1B): American lender Octane Lending. 200t ($1B): American lender Octane Lending. Octane Lending. At FintechLIVE we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). trillion, up $80B from last month.

United States 15

United States Fintech Lending Bitcoin 15

Fintech Labs Insights

MAY 3, 2021

Their total market value is now $1.67 To qualify, a company must have been founded in 2000 or later and have its primary business related to financial services including banking, savings, lending, investing, insurance, wealth management, SMB accounting and payroll. In April, we added 11 new unicorns for a month-end total of 168.

United States 15

United States Fintech US Company 15

Fintech Labs Insights

JULY 7, 2021

Their total market value is now $1.91 Total market value = $ 1.91 To qualify, a company must have been founded in 2000 or later and have its primary business related to financial services including banking, savings, lending, investing, insurance, wealth management, SMB accounting and payroll. trillion, up $190B fro m last month.

United States 15

United States Fintech Bitcoin Capital 15

Fintech Labs Insights

MAY 3, 2021

Their total market value is now $1.67 To qualify, a company must have been founded in 1999 or later and have its primary business related to financial services including banking, savings, lending, investing, insurance, wealth management, SMB accounting and payroll. In April, we added 11 new unicorns for a month-end total of 171.

United States 15

United States Fintech US Company 15