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CRE risk management: Navigating hazards and opportunities

Abrigo

Bankers should examine warning signs and shore up defenses for existing income-producing CRE loans as part of commercial property loan risk management. But understanding trends in their own portfolios and local markets can allow lenders to identify risk-appropriate CRE credits. The impact is not consistent.”

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Countdown to Tax Day: Why You Shouldn’t Spend Your Refund

ABA Community Banking

Many people treat tax returns almost like a bonus: as “extra” money Retail Banking Risk Management Payments Feature3 Survival Strategies Financial Research Feature Financial Trends The Economy.

Taxes 49
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CRE loan distress: Spot the symptoms, diagnose, and treat problem loans

Abrigo

CRE is now arguably the riskiest asset class due to a perfect storm of: Systemic changes in the way we utilize real estate (not just office, but retail, housing, and other sectors). Beyond a hard money default due to a payment or maturity event, early warning signs for CRE loans typically manifest as a : Failure to pay real estate taxes.

Strategy 221
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Lending Is Failing To Live Up To 2018’s Great Expectations

PYMNTS

Crediting lower taxes, thanks to the end of the year tax reform bill passed by Congress, regional bank executives saw a sudden and notable pick up in both commercial loan demand and a big jump in spending on credit and debit cards. The tax cut had done what it was intended to do: boost economic activity. As of early 2018, U.S.

Lending 100
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Wells Fargo’s Q2 Disappoints After Scandals

PYMNTS

The current quarter included a 10-cent per share income tax expense. . Wayfair, which impacted how states may collect taxes on sales made by out-of-state sellers. . The San Francisco-based bank had a total of 5,751 retail branches by the end of the second quarter, citing 114 branch consolidations during the first half.

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US Bankcards Industry Benchmarking Trends: 2023 Q1 Update

FICO

Census Bureau reports advanced estimates that retail sales were down 1.2% Rates typically peak after holiday shopping then come down as consumers receive their tax refunds and use it to pay down debt. Leanne Marshall Leanne Marshall is a Senior Strategy Consultant with FICO Advisors for North American Credit Risk Lifecycle Practice.

Trends 52
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A Small Business Roadmap for Reopening

PopularBank

Under its “Full Phase 1” approach beginning May 18, Florida has permitted retail businesses, restaurants and food establishments, among others, to operate in limited capacity. National Retail Federation (NRF) outlines practical tools and guidance for retailers reopening their business. . .