American Banker

MARCH 4, 2024

Long Island-based New York Community Bancorp has a large concentration in loans on New York City apartment buildings with rent restrictions. Property values in that sector have tanked amid higher interest rates, inflation and 2019 revisions to state law.

New York City 74

New York City New York Regulation Community 74

American Banker

FEBRUARY 15, 2024

Investors have hammered the New Jersey-based lender following the turmoil at New York Community Bancorp. But Valley executives say there are key differences between the two real estate-focused banks, and they express confidence that the bank's underwriting will hold up again this cycle.

New Jersey 83

New Jersey National New York Community 83

American Banker

MARCH 1, 2024

New York Community Bancorp faced new questions Friday after a flurry of disclosures led to a steep sell-off in its stock. The embattled Long Island-based lender beefed up its risk leadership, but Fitch cut its rating to "junk" status.

New York 72

New York Leadership Community Risk Management 72

CFPB Monitor

NOVEMBER 10, 2020

It indicated that new loan contracts should either use a reference rate other than LIBOR or have fallback language that includes an alternative reference rate after LIBOR’s discontinuation. In the new statement, the agencies emphasize that they are not endorsing a specific replacement rate for LIBOR for loans.

Regulation 78

Regulation FDIC New York Lending 78

CFPB Monitor

OCTOBER 11, 2018

At the Online Lending Policy Institute’s (OLPI) annual summit in Washington, D.C. Gardineer raised concerns about the application of bespoke capital, liquidity, and risk management requirements for SPNB charter applicants. For an analysis of the DFS lawsuit, click here.). In her remarks and responses to questions, Ms.

Policies 60

Policies Lending Data Online 60

Jeff For Banks

MAY 20, 2017

and New York Community Bancorp called off their planned merger. Both institutions were over the CRE concentration guidelines, so putting them together would exasperate this risk, so the regulatory thinking must have been. Risk mitigants tend to lag growth, especially fast growth. And regulators are getting anxious.

Lending 60

Lending Regulation Community Community Bank 60

FICO

DECEMBER 8, 2022

Credit risk management veterans who responsible for consumer loan portfolio risk management through the Great Recession can recall managing the challenge of responding to swiftly changing borrower payment behavior and the resulting portfolio delinquency and default rate volatility during that time. FICO Admin.

Risk Management 52

Risk Management Strategy Management Analytics 52

South State Correspondent

JANUARY 4, 2023

Building out the ever-important treasury management suite, targeting deposit-rich customer segments, and creating new savings products are all examples of how banks can build deposit balances at low cost, low-rate sensitivity, and high deposit convexity. Lending Focus – Interest Rate Sensitivity and Credit Accuracy.

Community Bank 195

Community Bank Capital Training Lending 195

PYMNTS

MAY 26, 2017

If we try to pursue business innovation within the bank, we have to ask around for permission from people in risk management, compliance and others. Payments, lending and personal finance are three promising segments, as is insurance, Goldman Sachs said in the report. It takes forever,” said the executive.

Fintech 100

Fintech blockchain New York Risk Management 100

PYMNTS

DECEMBER 15, 2017

By now, the alternative lending market is hardly new, and investor appetite for startups in the space seems to have waned. Sure, it shows that investors aren’t ready to give up on alternative lending just yet. million in new funding this week, $11.8 SMB Finance. Germany’s Finiata announced $21.2 Enterprise Security.

Fraud 115

Fraud Capital New York City Lending 115

Abrigo

AUGUST 3, 2017

The FDIC paper The Entry, Performance, and Risk Profile of De Novo Banks published in April 2016 reports that the number of de novo bank failures and acquisitions annually has drastically declined since 2010, primarily due to the fact that new bank formations have become nearly inexistent.

Oklahoma City 150

Oklahoma City FDIC Handbook Oklahoma 150

FICO

DECEMBER 8, 2022

Building portfolio risk resilience into customer acquisition. If we think of a lending portfolio as an exclusive night club, its underwriting policy acts as the doorperson, checking IDs and making sure anyone trying to enter meets minimum acceptance criteria. FICO Admin. Thu, 12/19/2019 - 16:29. by David Binder. Economic Scenario.

Risk Management 52

Risk Management Strategy Management Meeting 52

Jeff For Banks

DECEMBER 9, 2020

On October 29, 2020, the New York State Department of Financial Services (DFS) issued a letter to all depositories and non-depositories regulated by them regarding climate change and financial risks. Now you may be in full agreement with strong-arming financial institutions to not lend to coal burning utilities.

Lending 78

Lending Regulation Community National 78

CFPB Monitor

AUGUST 22, 2016

According to the CFPB, the new members “include experts in consumer protection, financial services, community development, fair lending, civil rights, consumer financial products or services, representatives of community banks and credit unions, and scholars with relevant methodological and subject matter experience.”

San Antonio 60

San Antonio Kansas City Groups CA 60

ABA Community Banking

FEBRUARY 12, 2020

The New York-based institution provides correspondent banking services for 140 banks in 20 countries, primarily in South Asia and East Asia. billion in assets, HAB Bank isn't big -- but it's a community bank with global reach. Saleem Iqbal discusses how HAB Bank competes in this global marketplace.

Community Bank 76

Community Bank Community New York Risk Management 76

PYMNTS

OCTOBER 31, 2016

Red Sox fans here at PYMNTS vividly remember seeing a more unlikely turnaround when the New York Yankees managed to blow a three game lead in the ALCS, thus pulling off the biggest choke in the history of sports. And Lending Club — perhaps disappointed with its results of late in its central business — is branching out.

Data 100

Data Millennials Chicago Lending 100

Independent Banker

DECEMBER 13, 2015

Competition and regulatory risk in car lending race off. Vehicle loan originations reached almost $120 billion during the second quarter of 2015, states the New York Fed’s Household Debt and Credit Report. Indirect auto lending has played a major role for Security Federal Savings Bank in Jasper, Ala. Todd Thompson.

Community Bank 70

Community Bank Lending Community Security 70

Independent Banker

DECEMBER 31, 2021

That’s followed by residential mortgage lending (36.3%), small business lending (32.1%), commercial and industrial (C&I) lending (30%) and agricultural lending (23.6%). will continue its mission to fund microloans to new small businesses in New York City’s low-income neighborhoods, says president and CEO Carlos P.

Community Bank 144

Community Bank Community Lending Louisiana 144

Independent Banker

NOVEMBER 24, 2015

Competition and regulatory risk in car lending race off. Vehicle loan originations reached almost $120 billion during the second quarter of 2015, states the New York Fed’s Household Debt and Credit Report. Indirect auto lending has played a major role for Security Federal Savings Bank in Jasper, Ala. Todd Thompson.

Community Bank 70

Community Bank Lending Community Security 70

Independent Banker

SEPTEMBER 25, 2014

Saving money by conducting inside risk management and compliance reviews. As a group, community banks spend substantial funds hiring outside consultants to help with various management functions, and a substantial share of dollars are spent to help oversee their risk management and compliance activities.

Community Bank 70

Community Bank Compliance Risk Management Community 70

Fintech Labs Insights

MARCH 16, 2017

FinDEVr Previews highlight companies presenting new developer tools, platforms, and integrations at FinDEVr New York 2017 , March 21 & 22. The company allows analysts to rapidly create custom analytics decision engines to drive lending, portfolio risk management, fraud mitigation, or any custom decision need.

New York 15

New York Analytics User Experience Risk Management 15

Gonzobanker

DECEMBER 17, 2021

CAP COM and SEFCU in New York come to together to create an $8 billion cooperative organization. million gets the vaunted consumer lender a much-prized bank charter, low-cost deposits to juice current earnings, and a business lending capability to drive future growth. We salute a legend of lending and credit union leadership.

Fintech 148

Fintech Strategy Leadership Lending 148

CFPB Monitor

SEPTEMBER 21, 2015

Kukla, Senior Vice President, Center for Responsible Lending, Durham, N.C. Joshua Zinner, Co-Director, New Economy Project, New York, N.Y. New Community Bank Advisory Council members are: Jonathan T. DeBery, Senior Vice President, Internal Audit and Risk Management, Bath Savings Institution, Bath, Maine.

Groups 60

Groups Los Angeles San Francisco Community Bank 60

CB Insights

FEBRUARY 20, 2020

Since January 2019, Citi has announced partnerships with capital markets tech companies Capitolis and Kantox and treasury risk management software Kyriba. Cloud-based digital lending platform Roostify has been integrating with some of the largest mortgage lenders. notable Business Model & Product developments.

Fintech 80

Fintech US Lending Cards 80

Fintech Labs Insights

SEPTEMBER 21, 2015

HQ: New York City. HQ: New York City. HQ: New York City. HQ: New York City. Risk management for P2P lending. HQ: New York City. HQ: New York City. Direct debit management services. Real estate marketplace. Latest round: $50 million.

New York City 12

New York City San Francisco Company Fintech 12

Fintech Labs Insights

JUNE 18, 2015

Finovate alum, Azimo landed the biggest round outside the lending sector, $20 million at a $100 million valuation. HQ: New York City. P2P mortgage lending. HQ: Brooklyn, New York. Compliance & risk-management technology. Year-to-date, $7.7 billion has been invested in the sector.

San Francisco 12

San Francisco Company Fintech Albuquerque 12

Fintech Labs Insights

MAY 7, 2015

It’s another unicorn week in fintech, although “only” $750 million of the nearly $1 billion in new funding was equity. Affirm’s $275 million round was rumored to include about $200 million in debt to fund it’s alt-lending efforts. Alt-lending at the point-of-sale. HQ: New York City.

San Francisco 12

San Francisco New York City Company Fintech 12

Fintech Labs Insights

MARCH 1, 2016

HQ: New York City. HQ: New York City. HQ: New York City. HQ: New York City. Tags: Consumer, lending, loans, underwriting, Equitable Bank (investor). Latest round: Undisclosed Seed. Total raised: Unknown. HQ: Bangalore, India. Source: Crunchbase. Blockchain-based rewards platform.

New York City 12

New York City Company Fintech San Francisco 12

Fintech Labs Insights

SEPTEMBER 3, 2015

Be sure to pick up your tickets to our annual autumn conference, and we’ll see you in New York! Why it’s great: Ldger extends the innovation associated with marketplace lending post-origination, facilitating efficient and transparent access for multilateral participants to sophisticated capital markets. Presenters.

New York 12

New York Risk Management Conference Innovation 12

Fintech Labs Insights

JANUARY 18, 2016

Financial supply chain management. HQ: Brooklyn, New York. Derivative risk management. HQ: New York City. HQ: New York City. Online consumer lending. Person-to-person small biz lending platform. Tags: Consumer, credit, lending, loans, underwriting. Source: Finovate.

Company 12

Company New York City Fintech San Francisco 12

Fintech Labs Insights

SEPTEMBER 19, 2016

5 million to CUneXus to expand its consumer lending platform. Consumer lending platform. HQ: New York City. SMB lending marketplace. HQ: New South Wales, Australia. HQ: New York City. P2P real estate investment management. Investor tools to manage carbon risk. million Seed.

San Francisco 12

San Francisco New York City Fintech Company 12

Fintech Labs Insights

JULY 23, 2015

HQ: Troy, New York. CircleBack Lending. Consumer lending P2P marketplace. Fortress Risk Management. Enterprise risk management services for financial institutions. Risk & compliance management for financial institutions. HQ: New York City. Argos Risk.

Company 12

Company Connecticut Fintech Austin 12

Fintech Labs Insights

MAY 15, 2015

Two FinovateSpring 2015 presenters landed big rounds: Credit Sesame raised $16 million to expand its debt management and credit tracking platform. Vouch landed $6 million to help put the “first P” back in P2P lending. Online lending ( Paidy ). HQ: New York City. Lending social network.

San Francisco 12

San Francisco Company Fintech California 12

Fintech Labs Insights

OCTOBER 19, 2015

HQ: New York City. Expense management solutions for small businesses. HQ: New York City. HQ: New York City. HQ: New York City, Hong Kong. Tags: Enterprise, underwriting, credit, lending, analytics, API, Life.SREDA (investor). Source: TechCrunch. Alt-lender to small businesses.

New York City 12

New York City Company Fintech New York 12

Fintech Labs Insights

JULY 12, 2016

HQ: New York City. HQ: New York City. HQ: New York City. HQ: New York City. Alt-lending. Tags: Consumer, lending, peer-to-peer, P2P, credit, underwriting, investing. Total raised: Unknown. HQ: Austin, Texas. Source: Crunchbase. Lease-to-own financing platform. Latest round: $12.5

New York City 12

New York City Company Fintech San Francisco 12

Fintech Labs Insights

APRIL 13, 2016

P2P lending platform. HQ: New York City. HQ: New York City. Data for B2B analytics & risk management. HQ: New York City. HQ: New York City. Tags: SMB, lending, trade finance, loan, underwriting. Total raised: $80 million. HQ: Minnesota City, Minnesota.

New York City 12

New York City Company Fintech Minnesota 12

Fintech Labs Insights

DECEMBER 30, 2015

HQ: New York City. Escrow & renter deposit management. HQ: New York City. Tags: SME, lending, alt-credit, underwriting, sub-prime, loans, P2P, investing. Total raised: $6.3 HQ: Elizabethtown, Kentucky. Source: Crunchbase. Prestiamoci. Person-to-person consumer lender . Latest round: $2.2 million Series.

Company 12

Company New York City Fintech Kentucky 12