PYMNTS

JANUARY 22, 2019

Investors have backed Switzerland-based FinTech startup KiWi to help the firm expand its small business payments and lending operations in Mexico, reports in BankingTech said Monday (Jan. The firm enables businesses to accept electronic payments via mobile POS device.

Lending 137

Lending Payments Tools Capital 137

PYMNTS

NOVEMBER 1, 2018

So it is with the Chinese alternative lending space, with various nomenclature in place, seemingly interchangeable, embracing P2P loans or internet lending – in short, funds flowing outside the confines of the bank branch and the teller window. Regulations take shape, usually quite a bit more slowly.

Lending 150

Lending Guidelines Fintech Industry 150

PYMNTS

MARCH 19, 2019

Grab Financial Group , the Southeast Asia FinTech company, announced Tuesday (March 19) the rollout of SME lending and micro-insurance for drivers in Singapore as part of its “Grow with Grab” roadmap. Grow with Grab” is its full push into lending and insurance, the company said in the press release.

Lending 131

Lending Fintech Groups Policies 131

PYMNTS

OCTOBER 22, 2018

Tala, the consumer lending app in emerging markets, announced Monday (Oct. The company said its loans, which are between $10 and $500, are dispersed to a mobile wallet or via a payment method of the customer’s choice. “At Tala currently operates in Kenya, Tanzania, the Philippines and Mexico, and has launched a pilot in India.

Lending 193

Lending Company Marketing Regional 193

Independent Banker

OCTOBER 31, 2021

Offering digital lending isn’t about the bells and whistles. started developing its digital lending platform about three years ago—and the bank is really glad it did. “I’m Community bankers are increasingly recognizing that the future of digital lending is here. Illustration by Out of the box/Stocksy. By Beth Mattson-Teig.

Lending 91

Lending Community Bank Community North Dakota 91

Gonzobanker

MARCH 6, 2020

Addressing common loan and deposit operations process inefficiencies can help financial institutions deliver optimized value to customers and stockholders. In recent years, many financial institutions have been focused on improving their digital delivery capabilities, often at the expense of their operational groups.

Operations 93

Operations System Groups Technology 93

PYMNTS

OCTOBER 30, 2018

They include business intelligence solutions like analysis and support for digitization, as well as supply chain management tools and access to small business loans via Alipay’s online bank MYbank. Earlier this month, Alipay said hackers had managed to steal money from some of its user accounts via stolen Apple ID credentials.

Lending 134

Lending Tools Mobile Analysis 134

PYMNTS

APRIL 25, 2016

Visa is determined to make EMV faster, Starbucks wants to make getting that cuppa joe faster, too, and is crushing it with mobile order ahead and the CFPB might be moving closer to having a fast exodus of the payday lending business once its rules drop. Starbucks Steals The Mobile Show (Again). EMV’s Second Phase.

Lending 100

Lending Mobile Cards Fraud 100

PYMNTS

OCTOBER 2, 2018

Potential borrowers apply online or via mobile, can be approved and offered a rate within 15 minutes, and can have their loans funded within 24 hours. Avant is really two businesses operating under one roof — connected in crucial ways, but separate in function. This is the bank’s product backed up by our brand.

Lending 134

Lending Alabama Online System 134

PYMNTS

DECEMBER 10, 2016

Two years ago today, Lending Club was ringing the bell on an IPO that one early investor called “a no-brainer.”. Lending Club’s model does not need bank branches on each street corner, and it can turn around in minutes and hours, not days. “I So what went so right for LendingClub two years ago today at its IPO — and then so wrong?

Lending 100

Lending Compliance Capital Marketing 100

PYMNTS

JULY 1, 2016

For weeks the FinTech industry has been managing fears and anxieties over the future of the novel alternative finance space. Soon after Lending Club revealed its ex-CEO may have artificially inflated the company’s lending volumes, the U.S. Alternative Lending. Lendingkart. Five Star Business Finance.

Lending 101

Lending Analytics Capital Industry 101

CFPB Monitor

SEPTEMBER 8, 2022

Although bank lending partnerships with fintechs continue to receive OCC attention, recent remarks by OCC officials indicate that OCC scrutiny is now also directed at partnerships outside of the lending arena. This approach is expected to enable a clearer focus by the OCC on risks and risk management expectations.

Fintech 146

Fintech Risk Management Conference Lending 146

PYMNTS

MARCH 14, 2018

challenger bank Tandem has acquired Pariti, a money management app that has collected 95,000 users. When the deal is finalized, we’ll operate the whole business under the Tandem brand.”. Founded in 2014 by Ford, London-based Pariti is a mobile app that has access to your existing bank accounts. banking market.

Management 100

Management Lending Fintech Data 100

PYMNTS

MARCH 10, 2017

Financial regulations forced banks to pull back from small business lending in the wake of the financial crisis as pressure to reduce risk exposure increased. and Europe — small businesses and entrepreneurs in emerging markets find they’re being shut out of the bank lending market altogether. The Mobile Device.

Mobile 149

Mobile Lending Data Marketing 149

PYMNTS

JULY 16, 2019

JPMorgan posted second-quarter earnings on Tuesday (July 16) that showed strength in consumer-facing operations and double-digit gains in mobile customers, reflecting continued traction across digital banking efforts. Management has said the bank has seen more than two million accounts opened through digital means.

Mobile 108

Mobile Cards Community Bank Conference 108

PYMNTS

FEBRUARY 19, 2020

Kivanc Onan, head of B2B North America Financial Products for Alibaba , explained how features like lending services can help sellers get paid up front, while delivery guarantees that buyers feel more comfortable. Construction and industrial equipment and supplies distributor Winsupply Inc. Read the full story in the Report.

Mobile 197

Mobile Online Payments Tools 197

PYMNTS

JULY 22, 2016

It feels like 2014 again with the ongoing popularity of alternative lending startups. Earlier this week, reports emerged that some alternative lending and industry professionals are beginning to heighten their anxieties about incoming regulation, particularly as some ponder whether the U.S. Alternative Lending. MarketInvoice.

Lending 100

Lending Regulation Big Data Risk Management 100

Abrigo

JULY 27, 2023

Regtech is simply the use of technology such as AI, machine learning, natural language processing, and blockchain to improve the way businesses manage regulatory compliance. Keeping up with OFAC Russian sanctions , customer due diligence regulations, and consumer lending compliance expectations can be challenging.

Technology 195

Technology Fraud Compliance Regulation 195

Abrigo

JULY 27, 2023

Regtech is simply the use of technology such as AI, machine learning, natural language processing, and blockchain to improve the way businesses manage regulatory compliance. Keeping up with OFAC Russian sanctions , customer due diligence regulations, and consumer lending compliance expectations can be challenging.

Technology 195

Technology Fraud Compliance Regulation 195

PYMNTS

DECEMBER 17, 2020

Kakao Bank is one of only two digital banks in the country and became profitable in 2019, according to Reuters, after less than two years of operation. Once that goes through, it will be the first South Korean FinTech working in mobile payments to make a public debut. Kakao Pay , the FinTech arm of Kakao Corp.

Samsung 243

Samsung Digital Banking Security Fintech 243

FluentBanking

OCTOBER 17, 2020

is a third-generation bank currently looking for workers for its liability marketing and cash management. Vacancy 01 Job Context Position-Corporate Designation :SVP/EVP/SEVP Job Responsibilities This position will look after the liability marketing and cash management operations of the Bank. One Bank Ltd.

Management 52

Management Marketing Leadership Strategy 52

PYMNTS

MARCH 18, 2016

The alternative small business lending market took home the biggest slice of cake this week with about $33.5 The company announced late last week that it secured nearly $29 million in Series C funding from Leumi Partners and Oaktree Capital Management, according to reports. million worth of venture capital across two deals. and Europe.

Lending 100

Lending Capital Google Security 100

South State Correspondent

JANUARY 4, 2023

In addition, they may consider focusing on these five critical areas: Improve Operating Leverage. To improve the quality of their earnings, banks need their number one focus to be on making their operations more efficient. To the extent projects improve operating leverage and the total experience, so much the better.

Community Bank 195

Community Bank Capital Training Lending 195

FICO

APRIL 1, 2021

It’s a mobile app that enables customers to transfer money across borders, fast and cheaply. It's now a well-established path that followed M-Pesa's mobile phone payments and micro-financing service , launched in 2007 by Vodafone Group plc and Kenyan network operator Safaricom. The Mobile Money Revolution.

Mobile 52

Mobile Capital US Lending 52

PYMNTS

DECEMBER 7, 2020

NCR Digital Banking Senior Vice President and General Manager Doug Brown told Karen Webster there will be an acceleration of deal making on the other side of the pandemic, particularly as financial institutions (FIs) recalibrate and expand their digital efforts. operations to PNC Bank , creating the fifth-largest regional player in the U.S.

Google 282

Google Examples Regional Lending 282

PYMNTS

AUGUST 16, 2019

Small business finserv was a popular target this week, with startups securing funding for their SMB banking, lending and accounting tools. Kobo360 operates a freight technology platform, connecting truckers with businesses that need shipping services across the region. Below, PYMNTS breaks down the latest in B2B FinTech funding.

Fintech 179

Fintech Analytics Capital Lending 179

PYMNTS

MAY 11, 2020

Mumbai-based Tata Capital , a division of Tata Group, is rolling out a mobile app to make it easier for its business loan customers to manage their accounts. The Tata Capital Commercial and SME Mobile App will enable our customers to manage their existing accounts through the convenience of their mobile phone.

Capital 141

Capital Mobile User Experience Groups 141

Independent Banker

OCTOBER 29, 2014

Finding the right place, at the right pace in a volatile and uncertain mobile marketplace. Research and everyday observation show how consumers are increasingly using mobile technologies. But how far are they willing to go to do their banking on small mobile devices? By Collin Canright. Ed Bachelder, payments consultant.

Mobile 105

Mobile Community Bank Community Technology 105

Independent Banker

DECEMBER 31, 2021

That’s followed by residential mortgage lending (36.3%), small business lending (32.1%), commercial and industrial (C&I) lending (30%) and agricultural lending (23.6%). Badger Bank is having trouble finding staff “across the board,” from operations to tellers and trust officers. “We Click to enlarge.

Community Bank 144

Community Bank Community Lending Louisiana 144

PYMNTS

AUGUST 7, 2018

Visa is expanding its presence with small businesses in Kenya through a new partnership with alternative lender Branch International, a mobile small business lender. Visa’s tie-up with an alternative SMB lender in Kenya comes as local regulators explore the mobile lending space.

Lending 100

Lending Mobile Regulation Fintech 100

South State Correspondent

AUGUST 10, 2023

A customer gets on their mobile phone to send a payment, and the dirty secret is we “memo post” that debit, changing the customer’s balance and making them think the money is no longer in the account. Instead of operations and system people, banks can find developers that know Python or Golang, which are in greater supply.

System 195

System Examples Operations Data 195

PYMNTS

SEPTEMBER 6, 2019

landed on the board, too, as alternative lending, small business banking, back-office financial management and accounts receivable technology enticed backers. Challenger bank Yelo, operating in India, raised an undisclosed sum from Matrix Partners India, Omidyar Network, Flourish VC and Better Capital, Inc 42 reports said this week.

Fintech 155

Fintech Capital Lending Operations 155

Independent Banker

JANUARY 31, 2022

A recent report by Cornerstone Advisors found that bankers are either strongly interested in or already working with fintechs in three main areas: digital account opening (71%), mobile wallets (41%) and fraud/risk management (47%). Mobile wallets. Fraud and risk management. Digital account opening.

Community Bank 159

Community Bank Community Fintech Risk Management 159

Bank Innovation

MAY 12, 2016

– Day 2 of Finovate saw a seeming parade of wealth management and investment solutions, but the final one included a new twist — virtual reality. SAN JOSE, Calif. Was it a bit frivolous? Was the use case far-fetched, strained, even bizarre? Could be, but the audience appreciated it anyway simply Read More.

San Jose 150

San Jose Management social media Operations 150

Independent Banker

JULY 31, 2022

When we share information, we can make the industry better,” says Tim Martinson, one of the group’s founders and the marketing manager at $1 billion-asset North American Banking Company in Roseville, Minn. “We Membership is open to non-competing community bankers throughout the United States. Tim Martinson, North American Banking Company.

social media 224

social media Trends Community Groups 224

Gonzobanker

APRIL 10, 2017

And, increasingly, mid-size and community banks are looking to take on the Big 5 banks in corporate banking, particularly in offering cash management services. Are you thinking about becoming a cash management star? Niches abound in business banking: health care, education, legal, import/export, non-profit, property management, etc.

Management 83

Management System Strategy Examples 83

PYMNTS

JUNE 5, 2019

The real trick is to tie engaging consumer experiences to those cards, which is critical, as prepaid and reloadable cards continue to evolve — moving from plastic cards to mobile accounts that can adapt to an expanding portfolio of use cases, including payroll, online gambling or even consumer and business lending. Take payroll cards.

Cards 158

Cards Las Vegas Innovation Mobile 158