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Amazon Pay’s Gauthier: No One Can Predict Retail’s Future, So Innovate Around What Won’t Change

PYMNTS

Should I leverage the online capabilities?’ — taxes that budget,” Gauthier said. Nearly 70 percent (68 percent) of millennial and bridge millennial consumers and 63 percent of Gen X consumers say reviews, recommendations and familiar checkout options give them confidence that a new-to-them merchant is worth getting their business.

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Banking at the Grocery Store

Banking 2020

Out on the campaign trail, Sen Bernie Sanders (D-VT), has fired up support with calls for higher taxes on the wealthy, raising the minimum wage, and breaking up Wall Street conglomerates. It’s a safe bet that in the near future we’re going to see many more such innovations. But there’s a different way to look at all this.

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The ‘Uber Of Nothing’ Is Coming

PYMNTS

I was reminded of this phenomenon recently after scanning a bunch of stories that described a variety of “disruptive” innovations in payments. Compared to the alternative — losing it in the market anyway and/or being taxed on whatever returns they might manage to eke out — the downside doesn’t appear too threatening.

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Fintech Trending: RegTech Reality Check, Blockchain Bandwagon, and IBM’s New Wallet

Fintech Labs Insights

Note that Deloitte’s Ireland-based rundown of regtech companies includes Finovate alum Trustev ( F14 ), whose online ID verification technology is very much in same category as dozens of other security, authentication, verification, anti-fraud innovators. The emergence of regtech as a catalyst for innovation – BANKNXT.

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Are Millennials in Financial Crisis?

Filene

So, when I read articles like the one in MoneyTalk News by Krystal Steinmetz on January 11 called, “ 42 Percent of Millennials Are Engaging in This Risky Financial Behavior ,” my heart truly goes out to the millennials who are struggling financially. This article is also an innovation wake-up call to credit unions.

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Monopoly Goes Cashless And Board Games Gain Popularity

PYMNTS

and western Europe, and often attract millennials looking for some old-fashioned entertainment and a way to spend their increasing amount of disposable income, according to that report and other sources. Such cafés are especially popular in the U.S. Its ongoing popularity has apparently led players to try out other tabletop games.

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How The Rise Of Private Labels Is Transforming The CPG Industry

CB Insights

Knowing that customers are increasingly keen to explore niche products and new tastes, Kroger is able to innovate based on what’s already popular. Major CPG brands have struggled to innovate. The company often takes popular items like chocolate bars and adds an upscale twist: Richmond Times. This helps them increase their margins.