CB Insights

JUNE 29, 2020

Fintech funding stalled amid the Covid-19 pandemic as investors largely pulled back. Free Download: State of Fintech q1’20. Companies braced for the long-term impacts of Covid-19 as Q1’20 was one of the worst quarters in 2 years for VC-backed fintech. What does the fintech funding landscape look like at the moment?

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Fintech Regulation cryptocurrency Policies 101

CFPB Monitor

OCTOBER 19, 2020

For our webinar last week, “What a Blue Wave in the November 2020 Elections Could Mean for the Consumer Financial Services Industry,” we were joined by special guest Isaac Boltansky, Director of Policy Research at Compass Point Research & Trading.

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Leadership FDIC Exercises Lending 78

Bank Innovation

MARCH 19, 2020

How will banking and fintech business models be impacted by this unprecedented coronavirus pandemic? For insights into these questions, Bank Innovation and INV Fintech, its sister banking innovation services platform, will present a special Zoom meeting on […]. How will banks and startups work together?

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Meeting Fintech Innovation Customer Experience 293

CFPB Monitor

MAY 13, 2020

For our webinar last Thursday, “Consumer Protection: What’s Happening at the FTC,” we were joined by special guest speakers Andrew Smith, Director of the FTC’s Bureau of Consumer Protection, and Malini Mithal, Associate Director of the FTC’s Division of Financial Practices. Small business lending.

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Data Security Company Payments 78

Abrigo

APRIL 7, 2022

You might also like this webinar, "Mergers & Acquisitions in a CECL Environment." Today’s financial marketplace is challenged by increasing regulation, high expectations for fast and mobile financial services, and new fintech companies joining the already competitive arena. BSA Rules and Regulation. Learn More.

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Compliance Policies Fraud Analysis 195

Abrigo

MARCH 6, 2017

His recent research reports have covered SMB lending, alternative lenders and automating commercial lending. 4) @KarenGMills – Former SBA administrator in the Obama administration, Mills is now a senior fellow at Harvard Business School, writing and Tweeting about small business, lending and fintech. Learn more here.

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social media Lending Community Community Bank 150

CFPB Monitor

JANUARY 7, 2019

In addition to our blog and webinars, we offer a weekly podcast program that features Ballard Spahr attorneys as well as regulators and other guests involved in the consumer finance industry.

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Leadership National Lending Industry 60

South State Correspondent

AUGUST 22, 2022

While banking doesn’t move as fast as technology, the rise of fintechs and neobanks are speeding things up. On top of business intelligence, a bank needs to answer to the regulators to run a business. Preparing For the Future Through Data Architecture. Information is critical for any business, but few more so than banking.

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Data Analysis Marketing System 195

CFPB Monitor

SEPTEMBER 17, 2018

We will also address the recent statements by HUD and the CFPB signaling an intent to revisit the disparate impact theory, and the implications for fair lending of these efforts. We’ll be talking about how to make sense of breaking developments, avoid risk, and make the most of opportunity.

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Lending Apple Google Compliance 60

CFPB Monitor

SEPTEMBER 10, 2020

The DBO indicated that it “is investigating whether LoanMart’s role in the arrangement is so extensive as to require compliance with California’s lending laws. While several states oppose the preemption of state usury laws in the context of bank/nonbank partnerships, federal banking regulators have taken a different stance.

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Utah California FDIC West Virginia 78

CFPB Monitor

FEBRUARY 14, 2019

Treasury Department issued a report that recommended sweeping regulatory changes intended to promote innovation in the consumer financial services market, reduce regulatory burdens on consumer financial services providers, and update regulations applicable to various types of consumer lending and related consumer financial products and services.

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Lending Community National Leadership 84

Abrigo

SEPTEMBER 20, 2021

Data collection for small business lenders Financial institutions, fintech companies, and other small business lenders will need to begin collecting a wide array of small business lending data under the Consumer Financial Protection Board’s (CFPB) proposed small business lending data collection rule. Proposal Issued.

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Lending Data Compliance Regulation 195

CFPB Monitor

JUNE 29, 2020

ET, Ballard Spahr will hold a webinar, “The OCC’s Final Rule to Undo Madden : An Analysis and A Look Ahead.” The FDIC’s final rule amends Part 331 of Title 12 of the Code of Federal Regulations by providing the following language in 12 CFR §331.4(e) On July 20, 2020, from 12:00 p.m. to 1:00 p.m.

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FDIC National Analysis Regulation 60

CFPB Monitor

MARCH 8, 2017

Earlier this week, we attended the LendIt USA conference in New York City, a leading annual fintech conference, at which CFPB Director Richard Cordray and Comptroller of the Currency Thomas Curry both spoke. Kaplinsky and Scott M. ” He then discussed the CFPB’s two most recent requests for information.

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Conference Policies New York City Data 74

FICO

JANUARY 13, 2022

A mass of digital solutions and fintech innovations offering real-time Open Banking data alongside transactional insight into customer affordability and vulnerability are being touted to Tier-1 lenders. Regulation also continues to pose demands on already stretched back-offices juggling limited budgets, manpower and bandwidth challenges.

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Industry Operations Regional Analytics 52

FICO

APRIL 21, 2020

Banks should take a close look at the makeup of their lending audience. If these startups don’t get help from their community bank, they will go to other places (such as FinTech companies) for loans if they have to. Building a more resilient lending infrastructure for tomorrow.” We have the innovation and technology.

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Community Bank Community Lending Fraud 75

Abrigo

JUNE 12, 2023

You might also like this webinar, " AML Compliance and Sanctions Requirements for Non-Bank Financial Institutions. The money transmitter industry is growing, spiked by advances in fintech and the consumer demand for immediate payment mechanisms. WATCH NOW Takeaway 1 The number of money transmitters grew by 13% in 2021 in the U.S.

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Compliance Fraud Regulation Guidelines 195

Abrigo

SEPTEMBER 14, 2022

You might also like this webinar: "Fortify Your Loan Policy to Effectively Manage Credit Risk." The data is intended to help the CFPB enforce fair lending laws and could also be used by the government and small business lenders to identify the needs of businesses, said Michelle Lucci, Abrigo Regulatory Compliance Manager.

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Lending Data Regulation Community 195

Gonzobanker

DECEMBER 22, 2015

In the age of Twitter, Apple Pay and Lending Club, it’s important to remember the shareholder performance delivered by Gleason and team when compared to the behemoths. Regulator Award. A complimentary webinar presenting the highlights of the results. Bravo OZRK! Third Annual Matt Taibbi Too Big to Jail Award AKA Despicable Me.

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Community Bank Apple Community Technology 60