Independent Banker

NOVEMBER 21, 2021

submitted its application to the FDIC at the end of August with the intent to serve New England’s local and sustainable food community with a bank owned by its depositors. We are all a group of Davids fighting Goliaths,” he says. The planned de novo in Concord, N.H., Charley Cummings, Walden Mutual. Setting down roots.

Community 170

Community New Hampshire New York Millennials 170

Independent Banker

JULY 30, 2015

An interview with Paul McGuire, ICBA’s executive vice president, national solutions group. With a consultative approach, I ensure members’ needs are being met through our eight regional offices,” he says. IB: Talk about the role of ICBA’s regional offices for members. Meet ICBA’s Membership Contact. Paul McGuire.

Resources 70

Resources Tools Community Bank Community 70

American Banker

OCTOBER 14, 2016

Third-quarter profit at PNC Financial Services Group in Pittsburgh declined on a yearly basis as a higher tax rate and increased expenses ate into improved revenue in both lending and fee-based products.

Taxes 28

Taxes FDIC Lending Groups 28

American Banker

JANUARY 5, 2017

A California consumer group on Thursday urged the Senate Finance Committee to delay Treasury Secretary-designate Steven Mnuchin's nomination hearing after a leaked 2013 memo described alleged illegal foreclosure practices at OneWest Bank when he was chairman and CEO.

California 31

California Groups FDIC Regional 31

Jeff For Banks

OCTOBER 4, 2014

Now the amount of money in US registered investment companies exceeds that in FDIC insured banks. But wait, ING Direct grew to $92 billion in assets until ING Group divested it to Capital One. Was Vanguard a disruptor? The branch is king, and if you don''t have one in a market, you will not succeed there.

Technology 104

Technology Cyber Security FDIC Strategy 104

Jack Henry

APRIL 30, 2014

One such attack by the group Unlimited Operations was able to net over $40 million. The FDIC provides a listing of resources that can be used to better identify and mitigate potential cyber-risks. Regional Coalitions. They also encourage visiting vendors’ websites and checking with those vendors for existing user groups.

Fraud 88

Fraud Cyber Security ATM FDIC 88

FICO

JANUARY 6, 2020

We began to see a resurgence in small-dollar lending in 2018 with new regulatory guidance from the OCC and FDIC encouraging banks to compete with payday lenders.”. Dealership financing held strong and was the most preferred channel across all regions and all age groups. Payday Lenders Will Face More Robust Competition. “We

Data 52

Data Analytics Lending Trends 52

Jeff For Banks

MARCH 29, 2014

The amount of deposits available to us while maintaining full FDIC insurance protection for our trust customers has consistently exceeded $30 million for the last three years. We are able to utilize relatively low cost deposits provided by our trust activities to fund additional loan growth.

Strategy 100

Strategy Texas San Antonio Fort Worth 100

PYMNTS

OCTOBER 1, 2018

The DOJ investigation centered on whether LendingClub had – between January 2009 to September 2010 – misled its FDIC-insured loan originator, WebBank , leading the bank to underwrite over 200 loans that did not conform to the bank’s lending requirements. The DOJ Finding. The Aftershocks.

Lending 135

Lending Fraud Management San Francisco 135

CFPB Monitor

JUNE 25, 2020

Until the FDIC and Board of Governors of the Federal Reserve System take action, state nonmember banks and state member banks will continue to comply with the current rule, as codified in 12 CFR Part 228 and Part 345. Small and intermediate banks must comply with the rule by January 1, 2024.

Community 97

Community Lending Meeting Retail 97

American Banker

SEPTEMBER 12, 2016

The Group of Central Bank Governors and Heads of Supervision – the supervising body for the Basel Committee on banking Supervision -- Sunday endorsed the broad direction of final Basel III risk-weighted capital rules, including assurances that the final rules would require significant additional capital.

Capital 28

Capital Groups FDIC Regional 28

Banking 2020

MARCH 10, 2015

According to FDIC Data Calls as outlined in the Forbes , in the 4th Quarter of 2014, traditional banks’ commercial loan portfolios saw a 3.1% Imagine a branch where you enjoy the benefits of a traditional bank loan, at affordable rates, serviced by a group you trust. The difference is, they now also have a price advantage.

Community 40

Community Lending Capital Conference 40

CB Insights

DECEMBER 4, 2019

The regions involved in the initial pilot included Colombia, Chile, Hong Kong, Kenya, Indonesia, Malaysia, the Philippines, Peru, Taiwan, and Thailand. In these regions, consumers can pay for Amazon purchases by visiting a Western Union location and making a deposit in cash. US households, composed of 14.1M adults and 6.4M

Cards 101

Cards Lending Strategy US 101

William Mills

SEPTEMBER 9, 2016

From their web site: Based in San Francisco, MarketX was founded by a group of experienced professionals from finance, legal, and technology backgrounds. Demo: Customer Insight Dashboard for Regional Manager who can view their forward looking metrics such as customer attrition and look forward several quarters. I need to learn more.

social media 40

social media ATM Mobile Customer Experience 40