Sat.Oct 20, 2018 - Fri.Oct 26, 2018

Ring out the old, ring in the new

Chris Skinner

Like many of us, I have several pet hates about banks. My main one is when they sting you with charges you don’t expect. I always remember getting a £50 charge for an unauthorised overdraft a few years ago.

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How Connected Devices Are Revolutionizing How And Who We Pay


Connected devices — smartphones, tablets, voice-activated speakers, smartwatches, in-car dashboard systems — are changing how consumers in the U.S. buy and pay. Not just some consumers, but almost all of them. We have brand-new data that reveals how much change is happening.

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Bankers debate today's trends at Bank Customer Experience Summit

Mobile Payments Today

Executives from MB Financial Bank, Wells Fargo and USAA gathered in Chicago for a rapid-fire round table discussion on a variety of topics in the banking industry

As Rates Rise and Recession Threatens, Alternative Lenders Batten Down the Hatches

Bank Innovation

LAS VEGAS - The CEOs of Prosper Marketplace, Lending Club, and Social Finance Inc. all spoke to a common theme – preparing for the coming storm and choosing loans for quality, not quantity.

Is the world being democratised through technology?

Chris Skinner

Someone told me I should start a travel blog, as I fly more than most pigeons do. But I’m not sure my travel blog would be read so much. However, it does make me reflect on travel and money.

FICO To Debut New Credit Scoring System In 2019


Fair Isaac, creator of the FICO credit score, will be rolling out a new scoring system in early 2019.

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Banks seek to adapt to mobile-first customers

Mobile Payments Today

In the past several years, it's become commonplace at industry conferences for executives to point to a handful of retail mobile experiences financial institutions should try to emulate to some extent. How should banks adapt to these kinds of expectations

More Trending

It’s banking Jim, but not as we know it

Chris Skinner

It is interesting how the FinTech world has developed over the past decade. My first memory of any company that would fit the FinTech world stems way back to March 30, 2005.

Asia Corporates Replacing ACH With Cards, Citi Finds


Corporates across the Asia Pacific region are increasing their use of commercial card products, according to a new report from Citi. Reports in The Asset on Thursday (Oct.

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Financial Industry CISOs to get a first look at Thales Data Threat Report at 2018 FinServ Data Security Summit

Mobile Payments Today

Thales eSecurity and Networld Media Group will host the 2018 FinServ Data Security Summit in Boston, Thursday, Nov. Participating CISOs will get exclusive insights from the Thales Data Threat Report and from IS executives who have headed up major digital transformation initiatives for their financial institutions

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Capital One Hopes to Score Big with Walmart Partnership

Bank Innovation

Walmart seems to be popular among financial services players these days. First PayPal and now Capital One have noted the significance of their partnerships with the retailer in recent earnings calls.

#Money2020 USA: reaching FinTech 3.0

Chris Skinner

I enjoyed chairing a half day stream at #Money2020 in Las Vegas focused upon breaking news and views. It actually turned out to be more around how banks are partnering with start-ups, with several sessions discussing how the partnership started and how it worked.

Bitcoin Daily: AML Crypto Regulation Will Be Dictated In June 2019


The Financial Action Task Force (FATF) announced that it will get one step closer to creating international standards for cryptocurrency when it launches its first set of rules in June of 2019.

INFOMEDIA Announces New Partnerships with OnMobile, Playwing and Hopster

Mobile Payments Today

INFOMEDIA today is delighted to announce new partnership arrangements with several outstanding brands that wish to capitalize upon the benefits of using Direct Carrier Billing (DCB) as a means to charge the cost of digital content to their customer’s mobile phone bill with as little as one click

New Lending Product Aimed at Broadening Target Audience of Barclays U.S.

Bank Innovation

If there’s one area that fintech companies are giving banks tough competition in the U.S. market, it’s the lending space.

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Technosocialism? As if …

Chris Skinner

Someone told me I should start a travel blog, as I fly more than most pigeons do. But I’m not sure my travel blog would be read so much. However, it does make me reflect on travel and money. Some countries are still reliant on cash whilst others are … The post Technosocialism?


Visa Doesn’t View Cryptocurrency As A Business Threat


Visa’s chief executive officer Al Kelly doesn’t think cryptocurrencies are a threat to its business and is ready to implement systems that support it if it becomes more mainstream.

Why Do Fellow Bankers Give Wells Fargo a Free Pass?


Wells Fargo has been busy assaulting the reputation of bankers—and bizarrely, bankers don’t seem to care. Not even a little bit.

Can Fintech Pave a Way for Financial Inclusion?

Bank Innovation

Federal Reserve Governor Lael Brainard addressed barriers to financial inclusion at a conference hosted by the Boston Fed and the Aspen Institute in Boston on Oct.

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The Finanser’s Week: 8th October – 21st October 2018

Chris Skinner

The main blog headlines are … Customer intelligent marketing is not a scary thing I grew up as a marketing guy. My first career roles were in marketing.

Small Business FinTech Takes Center Stage With VCs


Cybersecurity investment probably won’t let up anytime soon.

Beyond Gaming: 19 Industries AR/VR Is Poised To Transform

CB Insights

While some still see augmented reality (AR) and virtual reality (VR) as technologies reserved for hardcore gamers, many have taken notice of the considerable potential for each across a variety of industries.

Zelle Outpacing Venmo in P2P Money Transfers

Bank Innovation

Two peer-to-peer payments platforms competing for market share and consumer loyalty posted big gains in their 3Q18 earnings reports.

Things worth reading: 22nd October 2018

Chris Skinner

Facebook Is Looking To Buy A Cybersecurity Company


Facebook is reportedly gearing up to acquire a cybersecurity company in an effort to assure users that security is a top priority of the social media company. CNET , citing a report from The Information, reported Facebook has reached out to several security companies that could be takeover targets.

The Fintech 250: The Top Fintech Startups Of 2018

CB Insights

CB Insights unveiled the second annual Fintech 250 — a list of 250 of the most promising private companies applying a mix of software and technology to transform the financial services industry. THE FINTECH 250 STORY.

Bank of the West Adds ATMs for Young Customers on the Move

Bank Innovation

Bank of the West recently added 143 ATMs across the Denver and Sacramento metro areas through an agreement with ATM operator Cardtronics. One target? Millennials, actually.

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Things worth reading: 26th October 2018

Chris Skinner

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What Retail Can Teach Banking About Consumers’ Digital Journeys


Consumers go on a lot of different types of digital journeys in a day — they might shop online, do some banking, move funds between accounts, do some light online browsing.

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Disrupting The CPG Industry: How Brands Can Adapt To The Future Of Packaged Goods

CB Insights

The consumer packaged goods (CPG) industry — including food & beverage, beauty, personal care, and home care — can no longer rely on traditional ways of doing business. get the 69-page disrupting cpg report.

Mobile Banking App Population Sees Biggest Growth in 3 Years

Bank Innovation

There has been a 9% uptick in the number of mobile banking apps since last year, according to a new report from Malauzai, now a Finastra company. That year-over-year increase is the highest it has been in the past three years, the report stated.

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Things worth reading: 24th October 2018

Chris Skinner

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JPMorgan To Open FinTech Office In Silicon Valley


JPMorgan Chase is doubling down with its FinTech aspirations, gearing up to start development of a new FinTech corporate campus in the early part of 2019. CNBC reported that the campus in Palo Alto, California will be home to more than 1,000 employees.

How Blockchain is Boosting Renewable Energy


The explosion in renewable energy projects on blockchain is already promising—there are 122 startups operating in the space, with nearly half launching since 2017. More impressively, these startups have raised over $320 billion between the second quarter of 2017 and the first of 2018.

Why Are Bank-Fintech Partnerships So Rare?

Bank Innovation

JPMorgan Chase made waves this week when it announced a partnership with data aggregator Plaid. The move will allow Chase customers more visibility into -- and control over -- their data. In one sense the move comes as no surprise.

Things worth reading: 23rd October 2018

Chris Skinner

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XRP Revenues Double For Ripple In Q3


Ripple said that its revenues related to the sale of the digital asset known as XRP gained ground in the third quarter of this year, more than doubling over the second quarter (that is, sequentially). The company said in its third-quarter report on XRP markets that it sold $163.3

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