PYMNTS

SEPTEMBER 18, 2020

On a day that saw a stock market rout – particularly on the tech-heavy NASDAQ, which was down a percent – in at least some areas of finance, investors remain sanguine. Perhaps “overly optimistic” might be the mindset that marks private markets. Regional players like BankUnited have even smaller market caps (at about $2 billion).

Los Angeles 140

Los Angeles UX Cards FDIC 140

PYMNTS

MARCH 4, 2020

To get a sense of the changing needs and expectations of enterprises, said DeLuca, financial institutions (FIs) should recognize the significant influence that the consumer and retail markets have on corporate treasurers. The Use Cases.

User Experience 203

User Experience Data Fintech System 203

Gonzobanker

FEBRUARY 23, 2022

In this emerging landscape, financial institutions, often community banks, frequently “rent” their charter to financial technology firms (fintechs) that serve a specific consumer group as a means to grow non-interest income. Fintechs in need of charters are prompting new banks to enter BaaS seeking a “white whale.”

Community Bank 133

Community Bank Strategy Risk Management Fintech 133

CB Insights

AUGUST 2, 2018

One of the biggest trends in fintech today is the rise of digital banking products like mobile checking accounts and new debit cards. From Square to Paypal, a host of fintechs are creating products that let consumers spend money directly out of digital accounts using a physical card. get the 86-page fintech report.

Cards 71

Cards Fintech UX Strategy 71

PYMNTS

JULY 24, 2019

That agility is in evidence with the speed at which tech-focused players bring new products and services to market, said Cohen. That’s especially a challenge for legacy FIs as digital transactions and the online economy continue to take root. “It’s Trust in Digital Banking. “It’s Build or buy?

Digital Banking 160

Digital Banking UX Online Innovation 160

CB Insights

JULY 11, 2019

get the building the bank of the future report. Download the free report to find out about the rise of digital banking, challenger bank strategies and how incumbents are fighting back. Many of these companies have ambitious plans to expand into new products and markets in order to further grow and retain customers.

Fintech 64

Fintech cryptocurrency Examples Cards 64

Gonzobanker

SEPTEMBER 10, 2019

This deal looks good for Temenos, Kony and the banking industry clients of both firms. The digital banking market continues a long burn—this time like the smoke of a Texas summer barbecue. market expansion. market has been a hard row to hoe for Temenos. It is slowly bringing its T24 core into the U.S.

United States 89

United States Texas Austin Kansas City 89

Gonzobanker

JULY 20, 2022

Conduct formal “competitive shops” of other financial institutions’ digital offerings and features, including national banks, challenger banks, fintechs, and peers. A strong digital product manager can help synthesize and communicate important competitive trends to executive management. The post Who Owns Digital?

Digital Strategies 174

Digital Strategies Strategy Leadership Customer Experience 174

Fintech Labs Insights

JANUARY 31, 2023

These are the largest events in the financial services industry geared towards payments and card technologists, program managers, marketers, developers and C-Suite execs at both legacy financial institutions and upstart payments firms and card issuers. Payments UX: Zelle Confuses And prices tend to rise as the event draws closer.

Las Vegas 15

Las Vegas Conference Industry San Diego 15

Gonzobanker

DECEMBER 20, 2019

There is an understanding that technology and fintech are going to cause radical change, but the how, how big and when are still very unclear. Chris Myers, President & CEO, Citizens Business Bank – During a tumultuous time for West Coast banks, Myers kept his sights on being a top commercial relationship bank.

Idaho 148

Idaho Conference Data Marketing 148

Fintech Labs Insights

NOVEMBER 8, 2016

One of the paradoxes of the early digital banking era (1995 to 2007) was why Capital One was a laggard? The new company (spun out from Signet Bank in 1994) was widely revered as a data analytics and marketing master. As recently as 2010 they were the last major bank to launch a native mobile banking app.

UX 17

UX Capital Mobile User Experience 17

Fintech Labs Insights

MARCH 3, 2016

That’s the driving factor behind Innofis , a company that furnishes a suite of digital banking tools providing a beautiful user experience for both bankers and their customers. In 2012, the company saw an opportunity in offering digital banking services. Finovate: What problem does Innofis solve?

UX 12

UX User Experience US Tools 12

Fintech Labs Insights

JANUARY 19, 2016

A look at the companies demoing live to 1,500 fintech professionals. STRANDS develops innovative software solutions that enable banks to offer personalized digital banking experiences by applying machine learning algorithms within big data ecosystems. Open, web-based application with state-of-the-art UX.

UX 12

UX Big Data Strategy Innovation 12

PYMNTS

NOVEMBER 25, 2019

Banks and credit unions are certainly not on their way out, even as they face more pressure from challenger banks, FinTechs and Big Tech in the coming decade. Google’s expertise is in UX design,” he noted. “By Banks are never going to become obsolete,” VB said, “but they could end up becoming stored value accounts.

Google 272

Google Fintech Payments Apple 272

Fintech Labs Insights

APRIL 16, 2020

Umpqua Bank’s Homepage During Middle of Coronavirus Crisis (15 Apr 2020). In my 25 years in the fintech space, I’ve had the misfortune to experience three massive ecosystem shocks. To help gauge where fintech is now and how and when it will get back on its feet, let’s compare and contrast the three downturns and their recoveries.

Fintech 15

Fintech UX Community Comparison 15

Fintech Labs Insights

MARCH 4, 2020

The first pure-play digital bank Security First Network Bank (SFNB) launched in 1995, just a year after Amazon.com. But unlike ecommerce, digital-only banking was slow to catch on. Under that definition, PayPal is a business “bank” as is Square and Amazon. Allca Bank — was CivilizedBank. in ’16). –

Digital Banking 15

Digital Banking San Francisco UX Austin 15

Fintech Labs Insights

FEBRUARY 4, 2022

Since size is an obvious leading indicator, we’ve assigned the companies a score, Fintech Attention Barometer (FAB), that is a proxy of their size using publically available info (funding, website traffic, number of employees, and so on). But we’ll move into other markets as resources become available. —–. small businesses. Top 12 U.S.

Fintech 15

Fintech Payments UX United States 15

Fintech Labs Insights

FEBRUARY 15, 2016

Despite turmoil in global equity markets, the fintech sector continued its 3-year bull market with 21 companies raising $259.1 Six weeks into the new year, fintech companies have raised $4.5 Here are the fintech deals by size from 6 Feb to 12 Feb 2016: Renew Financial. Digital banking app.

Company 12

Company Fintech New York City Comparison 12

Fintech Labs Insights

JUNE 1, 2016

My favorite website of all time was from the ill-fated dot-com “fintech” card issuer, NextCard. If only it had been equally savvy in its underwriting skills , it would be a digital banking giant by now. In 1999, it was light years ahead of its time in design and UI.

Seattle 12

Seattle Google Washington Maine 12

PYMNTS

JUNE 4, 2020

“Particularly when we think in terms of smaller institutions with fewer branch hours [and] fewer contact-center hours — I think for them, the only ways to come out of this is by driving better digital capabilities.”. Webster noted that challenger banks of the past haven’t offered much in the way of a genuine challenge to traditional banks.

Mobile 141

Mobile UX Cards Payments 141