PYMNTS

APRIL 16, 2020

This week’s look at the latest in bank-FinTech collaborations and open banking initiatives finds a focus on small business lending: In the U.K., Deloitte, Unqork, Plaid Debut Lending-as-a-Service Tool. ” Plaid Unlocks Payroll Data to Support PPP Lending. . ” Plaid Unlocks Payroll Data to Support PPP Lending.

Data 167

Data Lending Regional Fintech 167

Independent Banker

OCTOBER 1, 2022

While the legal status of banking cannabis-related businesses remains fuzzy at the federal level, community banks in some states are finding that, with proper controls, they’re able to enter this niche market and offer banking services to these local businesses. It’s a strategy that an increasing number of community banks are embracing.

Marketing 113

Marketing Compliance Community Community Bank 113

Abrigo

SEPTEMBER 11, 2023

Takeaway 2 AI can lead to more accurate and consistent outputs or predictions, better risk management, and improved customer experiences. DOWNLOAD Takeaway 1 With generative AI technology improving by the day, the question is not if the banking industry will utilize it, but when.

Risk Management 195

Risk Management Data Technology Fintech 195

Jeff For Banks

MAY 20, 2017

and New York Community Bancorp called off their planned merger. Both institutions were over the CRE concentration guidelines, so putting them together would exasperate this risk, so the regulatory thinking must have been. And success is the great mollifier to risk managers that wish to take away the punch bowl when the party's rockin'.

Lending 60

Lending Regulation Community Community Bank 60

Abrigo

MAY 22, 2015

The Community Developments Investment s spring newsletter includes an array of data on the small multifamily rental housing market and provides an overview of some of the risk management issues related to commercial real estate lending and small multifamily property lending.

Marketing 150

Marketing Community United States Guidelines 150

Abrigo

MAY 1, 2020

Manage PPP loans through forgiveness. The SBA and Treasury are issuing new information on a near-daily basis on the Treasury website, and new guidelines for the forgiveness process and servicing expectations are expected. Lending & Credit Risk. SBA Lending. Lending & Credit Risk. Lending & Credit Risk.

Taxes 195

Taxes Lending Payments Report 195

CFPB Monitor

AUGUST 6, 2018

Aimed at “senior executives in banking organizations,” the Bulletin is published by the FRB’s Division of Consumer and Community Affairs with the intent to provide high-level summaries of various consumer protection issues and to enhance the transparency of the Federal Reserve’s consumer compliance supervisory program.

Compliance 68

Compliance Risk Management Lending Training 68

Independent Banker

DECEMBER 13, 2015

Competition and regulatory risk in car lending race off. Indirect auto lending has played a major role for Security Federal Savings Bank in Jasper, Ala. Half a dozen years ago, the community bank held $13 million in auto loans. Today Security Federal Savings’ vehicle-lending portfolio has been reduced to $3 million.

Community Bank 70

Community Bank Lending Community Security 70

Independent Banker

NOVEMBER 24, 2015

Competition and regulatory risk in car lending race off. Indirect auto lending has played a major role for Security Federal Savings Bank in Jasper, Ala. Half a dozen years ago, the community bank held $13 million in auto loans. Today Security Federal Savings’ vehicle-lending portfolio has been reduced to $3 million.

Community Bank 70

Community Bank Lending Community Security 70

Jeff For Banks

MARCH 29, 2014

Lending services include commercial loans to small to medium-sized businesses and professional concerns as well as consumers. The Bank also offers wealth management and trust services. We believe we can effectively compete as a community bank in our market area and the niche markets we serve. Department of Agriculture.

Strategy 101

Strategy Texas San Antonio Fort Worth 101

Independent Banker

FEBRUARY 25, 2015

Community banks, which will continue to face a growing number of senior customers with everyday cash needs and built-up home equity, should explore this niche lending opportunity, two community bankers providing these specialty loans suggest. New FHA guidelines. It’s not like cross-selling a credit card.”

Trends 70

Trends Community Lending Community Bank 70

CFPB Monitor

OCTOBER 13, 2020

The Independent Community Bankers of America, a trade association representing community banks, endorses the clear, unambiguous standard set forth in the Proposed Rule. According to Avant, this would promote credit availability while deterring abusive lending programs.

Lending 60

Lending Colorado FDIC National 60

Jeff For Banks

MARCH 14, 2020

Following CDC guidelines and state recommendations to reduce risk, such as not attending large gatherings. As the spread of coronavirus, known as COVID-19, continues to be a growing concern across the country, we’re taking extra precautions to protect you, our teammates and the communities we serve. Do you know how hard this is?

ATM 78

ATM Policies US Management 78

Gonzobanker

MARCH 24, 2020

Gonzo bankers, we are facing events that will cause an immediate impact on the small businesses in our communities and in our portfolios, and now more than ever we need to show our stuff! The lending and credit teams need to be on top of what is available and guide small business clients on how to take advantage of it.

Groups 68

Groups Strategy Guidelines Operations 68

Abrigo

DECEMBER 28, 2023

Top banking risk management papers and infographics Abrigo experts' insights on deposit pricing, stress testing, loan review, and CECL were popular with banking risk professionals. Indeed, regulators and management alike focused on these risks more and more in 2023 following the failure of Silicon Valley Bank and repeated rate hikes.

Resources 221

Resources Risk Management eBook Strategy 221

PYMNTS

MAY 8, 2020

For many [clients], their point-of-sale transactions have just gone to zero,” Ryon Packer, chief product officer at fitness industry-focused payment and club membership management software provider ABC Financial , told PYMNTS in a recent interview. The club can still provide education, training, community, inspiration [and] motivation.”.

Exercises 164

Exercises Training Industry Payments 164

PYMNTS

SEPTEMBER 12, 2016

We want to lend our voice and the support of the ModCloth community to this movement to stop the extreme and harmful photoshopping of women in advertisements.”. 4445 , that would allow the Federal Trade Commission to develop regulations and guidelines over the use of Photoshop and other image-altering tactics in ad campaigns.

social media 100

social media San Francisco Retail Branding 100

Abrigo

APRIL 23, 2020

As lenders awaited word Thursday on final approval of $310 billion in new authorizations for the Paycheck Protection Program (PPP), they had as many questions as answers about program guidelines. Streamline your PPP loan management. Content Marketing Manager Kylee Wooten contributed to this post. Lending & Credit Risk.

Lending 221

Lending Los Angeles North Carolina Community 221

PYMNTS

OCTOBER 11, 2017

Last week, after five years of debates, discussions, arguments and waiting, the Consumer Financial Protection Bureau’s (CFPB) final rules for payday lending dropped. As one might expect after such a long and intense build-up, the reactions were also fairly intense from both sides.

Lending 109

Lending Regulation Guidelines FDIC 109

FICO

JANUARY 5, 2023

The Consumer Financial Protection Bureau (CFPB) has indicated it will publish rules , not guidelines, aimed at strengthening consumers’ control over and providing portability of their financial account data, sometime in 2023. Some BNPL firms already are providing disclosures mandated by the Truth-in-Lending Act.

Policies 52

Policies Company Regulation Risk Management 52