PYMNTS

SEPTEMBER 12, 2018

Analysts pointed to overall economic growth as a key factor behind big banks’ willingness to finance SMBs, pointing to better-than-expected second quarter economic growth. Regional and community banks also saw their small business loan approval rates increase, with small banks approving 49.8

Lending 102

Lending Community Bank Taxes Community 102

Abrigo

JULY 15, 2015

The transition from compliance to consulting makes sense: tax season is just that, a “season,” and nearly 60 percent of respondents to a Sageworks survey indicated they saw an increase in total revenue by adding financial services to their accounting practice. Loans for small businesses are another avenue that you can advise clients to use.

Management 150

Management Resources Capital Taxes 150

Jeff For Banks

APRIL 9, 2019

And we can measure this by looking at a financial institution's cost of interest bearing deposits, and yield on loans, compared to other regional players that have similar balance sheets. Spread is usually 80%-85% of a community bank's revenues. I kept it regional, and the same asset size range. i.e. brand.

Branding 60

Branding Regional Nashville Tennessee 60

Jeff For Banks

JUNE 10, 2022

He is a regular contributor to CNBC and other respected news outlets on bank stock investing. Prior to starting Mendon he worked for Tucker Anthony Capital Markets working in the banking sector, and before that worked in Structured Derivates at Chase Manhattan. He currently serves on the board of Bermudian bank The Bank of N.T.

Conference 78

Conference Taxes Strategy Community Bank 78

Jeff For Banks

JUNE 11, 2018

Won by the national banks. With all of our hubris about how great community banking is compared to national banks, we are not winning market share from them. It is much easier now to switch from a local bank money market account to a Goldman Sachs Marcus account than last year, and it will be even easier next year.

Taxes 60

Taxes Compliance Survey National 60

Gonzobanker

DECEMBER 17, 2021

The merger of equals activity in 2021 was sky high, primarily because banks with pinched margins from low rates worked to grabbed scale. From nowhere, sizable regional players are being created. Bank Merger of the Year. Performance and multiples continue to be solid, outperforming most regional banks. You tell us.

Fintech 147

Fintech Strategy Leadership Lending 147

Independent Banker

MARCH 31, 2022

We asked community banks how they’re dealing with the resulting shifts in their employment models. Before remote work was an emergency measure to keep employees safe from a devastating virus, it was a perk some community banks offered to retain and attract talent. One bank that is not turning back. WesBanco, Inc.

Missouri 142

Missouri Community Bank Community Management 142

South State Correspondent

MAY 31, 2023

Likely, it might be a combination of the above, but setting a branching strategy should dictate capital allocation, branch layout, marketing, and staffing. Banks should have a clear and stated set of measurable objectives for their branches and then allocate capital accordingly. Our point here is branching isn’t a passive activity.

Data 195

Data Branch Strategies Strategy Mobile 195

South State Correspondent

MARCH 15, 2023

Funding Capacity as a % of Uninsured Deposits: Calculating a bank’s total liquidity lines as a percentage of uninsured deposits is now in vogue. The ratio would provide a bank’s current core capital position to risk-adjusted assets. 9) Brand Matters: SVB had one of the best brands in banking.

social media 195

social media FDIC Branding Management 195

Jeff For Banks

DECEMBER 12, 2017

My method was to search for the best banks based on total return to shareholders over the past five years. I chose five years because banks that focus on year over year returns tend to cut strategic investments come budget time, which hurts their market position, earnings power, and future relevance than those that make those investments.

Minnesota 60

Minnesota West Virginia Virginia Iowa 60

Jeff For Banks

APRIL 22, 2018

Now, if Mother Nature would cooperate… Volatility The markets have been incredibly volatile in the first quarter of 2018. The spike in volatility was a wake-up call to every investor and market participant that thought “vols” would stay historically low forever. This may be the understatement of the year! Welcome to 2018!

Marketing 60

Marketing Philadelphia social media Taxes 60

Gonzobanker

FEBRUARY 7, 2018

Nothing seems to put a bounce in a banker’s step more than a tax break and regulatory relief, and this bountiful energy was radiating at Bank Director’s annual “mecca” for bank M&A in Phoenix last week – Acquire or be Acquired. Prosperity is now $22 billion with an unbelievable $5 billion market cap.

Taxes 76

Taxes Video Analytics Arkansas 76

Jeff For Banks

NOVEMBER 16, 2020

The markets are taking it all in stride, rallying strongly for most of this week and they seem more grateful for the prospect of a divided Congress, i.e, The markets believe the chance of tax hikes, repeals of tax cuts, and gigantic initiatives are greatly diminished. The housing market is robust across the nation.

Marketing 78

Marketing National New York City Taxes 78

Independent Banker

FEBRUARY 16, 2015

Sherrod Brown (D-Ohio), two lawmakers tapped to lead the Senate Banking Committee for their respective parties, are both independent-minded senators who hold positive views on several priority community banking issues. Richard Shelby (R-Ala.) So I would say he’s open to things we are concerned about.”.

Community Bank 70

Community Bank Alabama Ohio Community 70