PYMNTS

AUGUST 12, 2019

Taylor will report directly to the Head of Treasury, Merchant and Payment Solutions Danny Peltz. 26, and she will be based in New York City. Last month, Wells Fargo also added four new executives to its roster. She graduated from Spelman College and earned her MBA from The Wharton School at the University of Pennsylvania.

New York City 179

New York City Pennsylvania New York Community Bank 179

Independent Banker

MARCH 31, 2022

Executive committee members tell us what advocacy issues they’ll be focused on during their terms, while board members share their words of wisdom for up-and-coming community bankers: themselves. To sum it up, these leaders are all in and all heart for community banking. We are not Wall Street banks—we are community banks.

Community Bank 239

Community Bank Community Industry Texas 239

Payments Source

AUGUST 14, 2019

Black and Hispanic owners of one-person businesses are more likely to be discouraged from applying for financing, and they’re less likely to receive financing when they do apply for it, than their white counterparts, according to a new report from the New York Fed.

New York 67

New York Lending Report Community Bank 67

Abrigo

JUNE 25, 2015

A recent report from NBCNews.com said that while prices began falling last week, officials say it could take up to two years for the providing farms to return to normal production. In Q1 2015, the Midwest accounted for the largest pocket of lending, with 71 percent of the total farm loans for the quarter ($35 billion).

Community Bank 150

Community Bank Sacramento Lending Wisconsin 150

Independent Banker

NOVEMBER 30, 2021

As more customers moved online, fraudsters took advantage of new and increasingly inventive opportunities to commit remote authentication fraud. Experts say community banks can use education, biometrics and solid cybersecurity practices to fight this growing area of crime. New account fraud. By Elizabeth Judd.

Fraud 160

Fraud Strategy Community Bank New York City 160

Abrigo

APRIL 23, 2020

Despite concerns that hundreds of thousands of applications from lenders are already queued up and will gobble up new funding immediately, Lara-Figueroa said that is not the case. All of the [lenders] are in a holding pattern, but it will be like rush hour in New York or Los Angeles. Lending & Credit Risk. learn more.

Lending 221

Lending Los Angeles North Carolina Community 221

Jeff For Banks

MAY 20, 2017

and New York Community Bancorp called off their planned merger. Today, I read an American Banker article on how a multi-billion dollar bank is going to ramp up its business lending. They need a marketing person to title their reports. They need a marketing person to title their reports.

Lending 60

Lending Regulation Community Community Bank 60

Independent Banker

OCTOBER 1, 2021

Ponce Bank has brought banking services to minority neighborhoods in the Bronx and greater New York City for more than six decades with a clear focus on community investment. Ponce Bank was founded in the South Bronx in 1960, a time when many financial institutions were packing up to leave.

Puerto Rico 113

Puerto Rico New York City Community New York 113

Abrigo

OCTOBER 23, 2014

CEIS Review , a New York-based bank consulting firm, highlights the shift in a recent article. Community banks certainly want to remain conservative with risks and follow regulations. Given existing constraints in resources, banks have the opportunity to outsource loan review to third-party experts.

Risk Management 186

Risk Management Management Lending Resources 186

Jeff For Banks

DECEMBER 9, 2020

On October 29, 2020, the New York State Department of Financial Services (DFS) issued a letter to all depositories and non-depositories regulated by them regarding climate change and financial risks. Now you may be in full agreement with strong-arming financial institutions to not lend to coal burning utilities.

Lending 78

Lending Regulation Community National 78

Independent Banker

DECEMBER 13, 2015

—Troy Peters, Jonestown Bank & Trust Co. Competition and regulatory risk in car lending race off. Vehicle loan originations reached almost $120 billion during the second quarter of 2015, states the New York Fed’s Household Debt and Credit Report. What types of auto loans does your community bank offer?

Community Bank 70

Community Bank Lending Community Security 70

Independent Banker

NOVEMBER 24, 2015

—Troy Peters, Jonestown Bank & Trust Co. Competition and regulatory risk in car lending race off. Vehicle loan originations reached almost $120 billion during the second quarter of 2015, states the New York Fed’s Household Debt and Credit Report. What types of auto loans does your community bank offer?

Community Bank 70

Community Bank Lending Community Security 70

Abrigo

AUGUST 3, 2017

The FDIC paper The Entry, Performance, and Risk Profile of De Novo Banks published in April 2016 reports that the number of de novo bank failures and acquisitions annually has drastically declined since 2010, primarily due to the fact that new bank formations have become nearly inexistent.

Oklahoma City 150

Oklahoma City FDIC Handbook Oklahoma 150

CFPB Monitor

OCTOBER 25, 2019

Section 1071 amended the ECOA to require financial institutions to collect and report certain data in connection with credit applications made by women- or minority-owned businesses and small businesses. The first panel will focus on the current state of, and future outlook for, the small business lending marketplace.

Tampa 60

Tampa Lending California Community 60

Jeff For Banks

JANUARY 27, 2011

I was at a strategic planning retreat a few weeks back where a colleague lauded the concept of bankers getting back to plain vanilla community banking. But if you read or watch interviews of CEOs of community FIs from 2008 forward, you will be bombarded with the message that they didn''t engage in the things that led to the collapse.

Community Bank 70

Community Bank Community Apple National 70

Gonzobanker

DECEMBER 19, 2022

SoFI gets a commercial bank that brings deposits, compliance, AND business lending. Seacoast Bank is at it again… and this time it is blowing past $10B in a big way. In just five months, Seacoast announced three bank acquisitions ( Drummond, Apollo , and Professional ) totaling a little over $4.7B Q2’s Joe Cody.

Community 216

Community Fintech Industry Innovation 216

Jeff For Banks

APRIL 25, 2014

September 2004, driving from a meeting in New York, on the grossly miss-titled Cross Bronx Expressway, Nathan Stovall, a reporter from SNL Financial gave me a call. The question: What was up with an upstate New York bank? of Ocala, Florida on the bank''s sale to Heritage Financial Group, Inc.

Community 92

Community New York Indiana Connecticut 92

Jeff For Banks

MARCH 1, 2020

Reporters occasionally call for my opinion. Last week an American Banker reporter called for my opinion on WSFS Bank's strategy to deploy much of the cost savings from its recent Beneficial Bank merger into technology. The reporter e-mailed his questions. Such as hiring lending teams. And I have them.

Resources 78

Resources Charlotte Strategy Technology 78

Independent Banker

NOVEMBER 13, 2014

is under review by the country’s three major credit bureaus, which will likely make the new software’s credit-scoring analytics available to the credit bureaus for testing this fall. Adoption by community banks of the model is still likely a year or more away as lenders gradually upgrade to the new model.

San Jose 79

San Jose Community Bank Lending Analytics 79

Independent Banker

SEPTEMBER 25, 2014

As a group, community banks spend substantial funds hiring outside consultants to help with various management functions, and a substantial share of dollars are spent to help oversee their risk management and compliance activities. Community banks often already have the expertise handy in-house, they say.

Community Bank 70

Community Bank Compliance Risk Management Community 70

CFPB Monitor

OCTOBER 13, 2020

The comments can be viewed on the Regulations.gov website , which is reporting the filing of over 700 comments on the Proposed Rule (with 548 having been posted as of the date of this blog). According to Avant, this would promote credit availability while deterring abusive lending programs.

Lending 60

Lending Colorado FDIC National 60

ABA Community Banking

AUGUST 14, 2019

small businesses—reported profitability in 2018 than employer firms did, according to Small Business Credit Survey figures released today by the Federal Reserve Bank of New York. The post Fed: Non-Employer Firms Face Challenges with Credit Access, Operating Expenses appeared first on ABA Banking Journal.

Operations 40

Operations New York Survey Report 40

ABA Community Banking

AUGUST 14, 2019

small businesses—reported profitability in 2018 than employer firms did, according to Small Business Credit Survey figures released today by the Federal Reserve Bank of New York. The post Fed: Non-Employer Firms Face Challenges with Credit Access, Operating Expenses appeared first on ABA Banking Journal.

Operations 40

Operations New York Survey Report 40

CB Insights

FEBRUARY 20, 2020

GET THE 102-PAGE q4 2019 FINTECH TRENDS REPORT. Download the free report for all the details. Santander is expanding its existing relationship with nCino, deploying nCino’s bank operating system product to subsidiary Santander UK. In January 2020, Robinhood reported it has crossed 10M accounts. First name.

Fintech 80

Fintech US Lending Cards 80

American Banker

OCTOBER 20, 2016

Signature Bank in New York reported a sharp decline in quarterly profits after suffering steep losses on its Chicago portfolio of taxi medallion loans.

Chicago 28

Chicago New York Report Regional 28

Jeff For Banks

APRIL 14, 2022

al The Deutsche Bank, 1870-1995 1995 Shennette Garrett-Scott Garrett-Scott, Shennette Banking on Freedom: Black Women in U.S. The Maze of Banking: History, Theory, Crisis 2015 Gary B. Bank Notes: An Inside Look at the Launching of North Carolina's Banking Ascendancy and a Commentary on the Current New World of Banking 2016 J.

America 78

America National Denver United States 78

Gonzobanker

DECEMBER 20, 2019

. ————————————————————————— The ‘En Vogue’ Trend of the Year – Credit unions buying community banks. like signing a $53 billion, 239-branch bank and getting it implemented.

Idaho 148

Idaho Conference Data Marketing 148

Gonzobanker

DECEMBER 22, 2015

It’s been almost 20 years since the IPO but this team keeps delivering growth and outstanding financial performance while keeping the values of the hometown bank that started it all. Community bank marketing resources. I love my core vendor because they have a fabulous SSAE 16 report,” said no CEO ever. Bravo OZRK!

Community Bank 60

Community Bank Apple Community Technology 60

Gonzobanker

DECEMBER 19, 2016

Kim, the executives and the boards of both organizations who put rivalry aside to gain scale in the new world of banking where differentiation matters and community can be more than geography. The 2016 Gonzo Marketing Medal – Goes to Elevations Credit Union for its “Egg Lending” campaign. Check it out on YouTube.

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

Kim, the executives and the boards of both organizations who put rivalry aside to gain scale in the new world of banking where differentiation matters and community can be more than geography. The 2016 Gonzo Marketing Medal – Goes to Elevations Credit Union for its “Egg Lending” campaign. Check it out on YouTube.

Utah 60

Utah System Community Marketing 60

Fintech Labs Insights

AUGUST 1, 2016

To give you a sense of the many new ideas at the upcoming FinovateFall conference in New York, we’ve launched our Sneak Peek series. Bankjoy offers developers a banking API for a modern, real-time, holistic interface for credit unions and community banks.

How To 12

How To Analytics Millennials Data 12

PYMNTS

AUGUST 14, 2017

As was noted late last month in the New York Post , Republican Rep. The Hill reports that regulators have fined those companies “significantly less” during the dawn of the Trump era than had been seen over the same timeframe last year. The government wants to stop cyclical risks, according to reports. Outside the U.S.,

Fintech 100

Fintech Regulation United States Lending 100