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Citi Explores The Real-Time Payments User Experience

PYMNTS

The payments industry has been riding the wave of shifting consumer habits and demands, placing the end-user experience at the forefront of new products, services and infrastructure. Those users, both consumers and businesses, aren’t just demanding choice, however. It’s also about all of the value-adds it brings in.

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The Great Credit Card Program Outsourcing Debate

PYMNTS

Among the biggest debates is how to construct and operate the best card program possible – a decision that served as the foundation for a new PYMNTS interview with Jim Geeslin, head of strategy for Elan Financial Services , an agent credit card issuer. Do FIs want to navigate card programs through that?”.

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Payments Innovation Fuels Rise In Football Gambling

PYMNTS

One of the ways that these websites are able to differentiate is through user experience. A key part of user experience is payment speeds. When a user wins a big amount, they want to be able to withdraw their winnings as quickly as possible. Most importantly, the new legal atmosphere in the U.S.

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The Year In Data: Measuring 2020’s Payments Innovation

PYMNTS

Main Street SMBs: The 18-Month Outlook. Main Street small- to medium-sized businesses’ (SMBs’) confidence of survival has progressed as the pandemic has continued. percent fewer Main Street SMBs are hopeful of survival. percent use debit cards and 42.1 percent made purchases via mobile in the last 24 hours. percent to 11.5

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Decoupled Debit — Again?

PYMNTS

It’s the decoupled debit card. Merchants paid less when they accepted those cards. Aside from a handful of special use cases , there wasn’t mass adoption of decoupled debit cards, and merchants didn’t end up issuing many. And what was the product? No, not the iPhone, but that would be a good guess.

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Why The Cyberfraud Fight Needs A Trusted Identity Reset

PYMNTS

Or is there a high level of trust that deserves a VIP experience? We no longer live in a world where crooks swipe cards and see how many charges they can make before the rightful owners pull the plug. The ultimate goal of online commerce is to be able to improve the user experience,” he said. Both are non-negotiable.

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Business Models Drive Integrated Payments Innovation

PYMNTS

The answers, as Payrix has discovered, may differ depending on whether a merchant customer is looking at payments from a monetization perspective or whether they are focused on payments from a customer experience standpoint. Consider the case of Uber, where, as Butler said, payments themselves are part of the product.