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Commercial Credit Trends – Where to Tread Carefully

South State Correspondent

This data is critical for pricing, capital allocation, and marketing. As can be seen, Arizona and Texas have the largest increases in credit risk, while Minnesota and Maine are the most stable. Minnesota, North Dakota, and Iowa were the least risky states to lend into. Once again, it is time to play more defense.

Trends 195
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Fintech Deals to Watch: Growing in the Digital World

Gonzobanker

Hot embers continue to glow in the fintech market that GonzoBanker mothership Cornerstone Advisors serves. Some perspective on how fast this fintech market is moving: Fintech Labs tracks 269 $1B+ valued fintech unicorns that have been founded in just the past two decades. According to CB Insights, US fintechs raised $14.6B

Fintech 210
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The benefits of micro-lending programs

Independent Banker

Jenny Bennett, market president at $850 million-asset Summit Bank in Eugene, Ore., Small business microlending has traditionally been a tough market to serve for banks of all sizes due to the cost inefficiencies. which operates $12 billion-asset OceanFirst Bank N.A. in Toms River, N.J. saw something similar. Creating new partnerships.

Lending 150
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How Mobile Order-Ahead Drives Innovation In Restaurant Design

PYMNTS

According to the PYMNTS Mobile-Order Ahead Tracker , however, even smaller chains such as Minnesota-based Caribou Coffee are also harnessing the technology by creating mobile-order ahead apps as well. DoorDash, as it stands, is backed by investing giants such as Sequoia Capital and SoftBank Group. Rowe Price Group.

Mobile 146
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Is commercial lending on the rise?

Independent Banker

Some banks are stepping up their efforts to take market share from competitors, as well as adding or expanding certain types of loans or specialty lending niches. First Business Bank is also experiencing good overall growth on the bank side serving business customers in its markets. And those SBA loans represent a sizable market.

Lending 158
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How Mobile Order-Ahead Drives Innovation With Restaurant Design

PYMNTS

According to the PYMNTS Mobile-Order Ahead Tracker , however, even smaller chains such as Minnesota-based Caribou Coffee are also harnessing the technology by creating mobile-order ahead apps as well. DoorDash, as it stands, is backed by investing giants such as Sequoia Capital and SoftBank Group. Rowe Price Group.

Mobile 131
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Navigating Liquidity, Funding, and Return in the Paycheck Protection Program

Abrigo

PPP loans carry a 0% risk weighting, meaning they don’t count against the institution from a risk-based capital standpoint. With the surge in loans and no pressure on capital ratios, both Domine and Bates expressed approval for the program.

Lending 195